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Today you might not think its a big deal. Don't make a choice you might regret 2, 3, or 5 years from now. I know these are hard times and it is even harder to make a choice like this. Look through the information and then give me a call. I can talk to you about your options and then let you decide or fill out the form on Page 4 and I will get in touch with you.
Here are some facts and information to help you decide what is best in for situation.
I specialize in helping people in your situation.
I am licensed and specially trained to help people facing foreclosure.
-- FACING the TRUTH --
Most people that fall more than 3-4 months behind on their mortgage find it almost impossible to get caught up. You have two options: Leave on your own terms or be forced out by eviction. You must understand that foreclosure, bankruptcy or even a Deed in Lieu can do major damage to your financial future.
-- TIME FRAME --
In Illinois, the foreclosure timeline lasts about a year. Too many people are moving out of their homes in fear of being evicted. Currently there are foreclosure dates that are being set up as far away as 10 month from now. Once the sale is completed, there is an additional 7 day grace period, and then another 30 days before you can be evicted. There is time to work this out.
-- CREDIT --
Foreclosure, Deed in Lieu or bankruptcy can have devastating effects on your credit that can last 5-7, even as much as 10 years! There are ways to avoid this. Even if you have no equity in your house, many times the banks will settle with you in order to avoid foreclosure. If you have equity, you may be able to sell your house, pay off the mortgage and put money in your pocket.
-- JUDGEMENT --
Just because you walk away from your house, doesn't mean you walk away from your debt. The bank still wants their money. If your house goes to foreclosure, the bank will sell it, probably to investors, for pennies on the dollar. The bank can come after you for the difference by placing a judgment against you. They can even garnish your wages. I have been specially trained to negotiate with the bank on your behalf.
-- SALE TIME --
Even if your house is in great condition and it is priced below market value, in today's market, it still takes time. Some sales may take as long as 6 months or more. It is critical to act quickly to allow time for a sale.
NO OBLIGATION - CALL NOW (630) 709-6549
I have compiled a list of foreclosures to be auctioned off in Kane County, IL
I have split them up into Town and by Month to show what the trends are for this county.
Thank you, Dina Painter
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Kane County homes with Foreclosure Auction Dates
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By Town:
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Quantity
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By Date:
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Quantity
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Algonquin
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25
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November
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2008
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45
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Aurora
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543
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December
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2008
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149
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Batavia
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29
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January
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2009
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187
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Big Rock
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1
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February
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2009
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135
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Burlington
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4
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March
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2009
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182
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Carpentersville
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193
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April
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2009
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225
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Dundee (includes East and West)
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23
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May
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2009
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150
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Elburn
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14
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June
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2009
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120
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Elgin
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354
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July
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2009
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150
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Geneva
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25
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August
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2009
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120
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Gilberts
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18
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September
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2009
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54
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Hampshire
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23
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Huntley
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1
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Total
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1517
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Maple Park
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7
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Montgomery
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42
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North Aurora
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49
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Oswego
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1
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Pingree Grove
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21
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Sleepy Hollow
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5
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South Elgin
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60
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St. Charles
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61
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Sugar Grove
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18
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Total
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1517
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| Justin Letheby | Keller Williams Fox Valley Realty | 815-501-4416 |
634 West 4th Street, Sandwich, IL | | Beautiful Ranch Home, Great Deal | | | 3BR/2BA Single Family House | | offered at $190,000 | | Year Built | 2001 | | Sq Footage | 1,800 | | Bedrooms | 3 | | Bathrooms | 2 full, 0 partial | | Floors | 1 | | Parking | 2 Car garage | | Lot Size | 0.25 acres | | HOA/Maint | $0 per month | DESCRIPTION | Beautiful ranch home with fenced yard. Close to downtown. Cozy kitchen with kitchen bar with sitting area. Vaulted ceiling living room with gas fireplace. Partially finished basement with plenty of room to hangout and enjoy the evenings. 2001 built home that gives comes with a partially finished basement. Come check it out. Have any questions, please contact Justin Letheby at 815-501-4416, jbletheby@kw.com, www.homesaleeducator.com | | | | see additional photos below | | | | | | |
| Seller contact info: |  |
Justin Letheby |
Keller Williams Fox Valley Realty |
815-501-4416 |
For sale by agent/broker | |
| | | | | | | Posted: Nov 17, 2008, 10:38am PST | |
Justin Letheby - 1-815-501-4416
Dina Painter - 1-630-709-6549
Keller Willaims - Fox Valley Realty
For sale by Agent/broker
We work with Buyers, Sellers, and Investors in Kane county, Dupage County, Dekalb County, and Western Cook County areas.
Are you looking for a great deal on house. Start HERE!
Buy houses well below market value.
If you are an Investor, a new home buyer, or just looking for a great deal, we can help.
Bank owned and Short sales (pre-foreclosure) offer big discounts on GOOD properties.
Email me or call me and I can send you a complete list of Foreclosures in your Area.
Dina Painter
Keller Willaims - Fox Valley Realty
Call 1-630-709-6549
Pre-Foreclosure and Bank Owned Proerties - Click Here!
EMAIL ME CLICK HERE!
How can we be of service to you?
The Painter Group specialize in Conventional sales, short sales, REO listings.
We work with Buyers, Sellers, and Investors in Kane county, Dupage County, Dekalb County, and Western Cook County areas.
| Mary Vitale / Dina Painter | Keller Williams Realty | 630-709-9854 / 630-709-6549 |
48 Fillmore Lane, Streamwood, IL | | Professionally Decorated Streamwood House | | | 3BR/1.5BA Single Family House | | offered at $259,850 | | Year Built | 1987 | | Sq Footage | Unspecified | | Bedrooms | 3 | | Bathrooms | 1 full, 1 partial | | Floors | 2 | | Parking | Unspecified | | Lot Size | Unspecified | | HOA/Maint | $0 per month | DESCRIPTION | Prof. Decorated. Kitchen:New/stainless appl, birch Ikea cabinets & pantry, new flooring. Gorgeous updated baths. Vaulted Ceiling in LR/DR/KT. Custom walk in closet shelving systems. New in '08: Roof, Siding, Light fixtures. Contemporary Master bed with rope lighting and crwn mldng. Inviting Fam Rm w/FP & Rec. Lights, French Doors Lead to New Brick Patio. Plenty of Storage. Wired for surround sound inside and out. All in a golf course community. | | | | see additional photos below | | | | | | |
| Seller contact info: |  |
Mary Vitale / Dina Painter |
Keller Williams Realty |
630-709-9854 / 630-709-6549 |
For sale by agent/broker | |
| | | | | | | Posted: Nov 14, 2008, 3:04pm PST | |
Dina Painter
Keller Willaims - Fox Valley Realty
Call 1-630-709-6549
Chicagoland Pre-Foreclosure Help.
EMAIL ME CLICK HERE!
How can we be of service to you?
The Painter Group specialize in Conventional sales, short sales, REO listings.
We work with Buyers, Sellers, and Investors in Kane county, Dupage County, Dekalb County, and Western Cook County areas.
| Dina Painter | Keller Williams Realty | 630-709-6549 |
204 S. Park Blvd., Streamwood, IL | | Diamond on the Rough! | | | 5BR/3BA Single Family House | | offered at $249,750 | | Year Built | 1964 | | Sq Footage | Unspecified | | Bedrooms | 5 | | Bathrooms | 3 full, 0 partial | | Floors | 2 | | Parking | 2 Car garage | | Lot Size | 9,600 sqft | | HOA/Maint | $0 per month | DESCRIPTION | Diamond in the rough! Huge raised ranch with 5 bedrooms and 3 baths. Large family room and eat in kitchen area. Hot water/steam baseboard downstairs. Huge fenced in yard with a shed and a 2 car garage. Long cement driveway for 4 cars. Some projects need to be finished. Motivated Seller. | | | | see additional photos below | | | | | | COMMUNITY FEATURES
Playground |
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| | | |
| Seller contact info: |  |
Dina Painter |
Keller Williams Realty |
630-709-6549 |
For sale by agent/broker | |
| | | | | | | Posted: Nov 14, 2008, 3:05pm PST | |
Dina Painter
Keller Willaims - Fox Valley Realty
Call 1-630-709-6549
Chicagoland Pre-Foreclosure Help.
EMAIL ME CLICK HERE!
How can we be of service to you?
The Painter Group specialize in Conventional sales, short sales, REO listings.
We work with Buyers, Sellers, and Investors in Kane county, Dupage County, Dekalb County, and Western Cook County areas.
| Dina Painter | Keller Williams Realty | 630-709-6549 |
1404 25th Street, Rockford, IL | | Great size bungalow on quiet street. Motivated Seller! | | | 3BR/1BA Single Family House | | offered at $94,800 | | Year Built | 1925 | | Sq Footage | Unspecified | | Bedrooms | 3 | | Bathrooms | 1 full, 0 partial | | Floors | 2 | | Parking | Unspecified | | Lot Size | 7,500 sqft | | HOA/Maint | $0 per month | DESCRIPTION | Great size Bungalow on a quiet street. Close to schools and shopping. Large fenced back yard. Central Air recently added. Newer windows, enclosed front porch, and updated fans. Remodeled bath with a Whirlpool tub. Motivated Seller! | | | | see additional photos below | | | | | | |
| Seller contact info: |  |
Dina Painter |
Keller Williams Realty |
630-709-6549 |
For sale by agent/broker | |
| | | | | | | Posted: Nov 14, 2008, 2:51pm PST | |
Dina Painter
Keller Willaims - Fox Valley Realty
Call 1-630-709-6549
Chicagoland Pre-Foreclosure Help.
EMAIL ME CLICK HERE!
How can we be of service to you?
The Painter Group specialize in Conventional sales, short sales, REO listings.
We work with Buyers, Sellers, and Investors in Kane county, Dupage County, Dekalb County, and Western Cook County areas.
| Dina Painter | Keller Williams Realty | 630-709-6549 |
1419 Kaskaskia Ave, Elgin, IL | | Great size house with 2 garages; 1 car attached & 1 huge 3+ car detached garage with water, electric, high ceilings with access in alley. | | | 4BR/3BA Single Family House | | offered at $189,700 | | Year Built | 1898 | | Sq Footage | 1,332 | | Bedrooms | 4 | | Bathrooms | 3 full, 0 partial | | Floors | 2 | | Parking | 4+ Car garage | | Lot Size | 6,600 sqft | | HOA/Maint | $0 per month | DESCRIPTION | Great size house with 4 bedrooms and 3 full baths. Also has 2 garages; 1 car attached & 1 huge 3+ car detached garage with water, electric, high ceilings with access in alley. Enclosed porch with newer windows, siding & more. Close to shopping and schools. | | | | see additional photos below | | | | | | |
| Seller contact info: |  |
Dina Painter |
Keller Williams Realty |
630-709-6549 |
For sale by agent/broker | |
| | | | | | | Posted: Nov 14, 2008, 2:14pm PST | |
Dina Painter
Keller Willaims - Fox Valley Realty
Call 1-630-709-6549
Chicagoland Pre-Foreclosure Help.
EMAIL ME CLICK HERE!
How can we be of service to you?
The Painter Group specialize in Conventional sales, short sales, REO listings.
We work with Buyers, Sellers, and Investors in Kane county, Dupage County, Dekalb County, and Western Cook County areas.
| Dina Painter | Keller Williams Realty | 630-709-6549 |
1507 W Birchwood Ave, Chicago, IL | | Brick Low Rise Courtyard Condo - Great view. 2 BR 1.5 BA - Hardwood floors throughout. Blocks from the lake. Assessments include water, gas and heat! | | | 2BR/1.5BA Condo | | offered at $175,473 | | Year Built | 1971 | | Sq Footage | Unspecified | | | | | | | | | |