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Pre – Inspection. By Dan Polimino. - 05/31/11 08:21 AM
There is no question that inspection is one of those days in the home buying and selling process that is stressful for both parties in the transaction. Buyers are always worried that they are going to find something seriously wrong with the house that they just made an offer on, while sellers are worried that there is something seriously wrong with their house. In most cases, the buyers, sellers, and their respective agents don’t breathe a sigh of relief until the inspection period is over and has been resolved. One way that sellers can relieve their stress ahead of time (2 comments)
Two FHA mortgages at the same time? - 05/27/11 09:47 AM
Is it possible to have two FHA mortgages without jumping through a lot of hoops? Maybe. Under the old rules HUD required: the homes to be a primary residence and at least 50 miles apart, an increase in family size, or for medical reasons such as the homeowner was currently living in a two story and needed a ranch style residence because they could not handle the stairs. The reason for this was simple. HUD did not want to see people "empire build" with FHA mortgages. The new guidelines state that a borrower can purchase an FHA-insured primary residence, then rent out that primary residence and re-establish another primary residence (0 comments)
Perfect Life-Style Home in Aurora, CO - 05/25/11 04:00 AM
http://coloradodreamhouse.com/featured/property.php?id=24 Welcome to one of the nicest homes you will ever have the opportunity to experience. You cannot help but appreciate the time and quality that has gone into making this fine home what you see today. No expense has been spared; which is evidenced by such finishes as Brazilian cherry hard-wood floors which complimentary cherry cabinets, top of the line slab granite with custom, natural tile back-splash, beautiful custom window coverings including extensive plantation shutters on windows and doors. The professionally finished lower level will add to your excitement with its custom wet-bar, walk-in wine cellar/tasting room, 3/4 bath with (0 comments)
Moving the Meter. By Dan Polimino. - 05/24/11 09:59 AM
“Dan, my house isn’t selling and I am not sure what to do for us to get an offer.” I hear this all the time from sellers.There is frustration in their voices, and with good reason. This is a difficult market to sell a home as everyone already knows, so I usually ask them a question back and it is simply this, “What are you doing to move the meter?” Are you making adjustments and changes in order to sell your home, or do you keep on doing the same thing over and over again, expecting a different result? Let’s (0 comments)
What is Selling And Where In Denver Real Estate - 05/22/11 08:04 AM
http://www.coloradodreamhouse.com/index.php/news/ Homes are moving this spring selling season in Denver. Some sellers are getting multiple offers and the days on market are coming down. To find out what prices ranges are hot and in what areas in Denver Real Estate watch this week’s market update with Fuller Sotheby’s agent Dan Polimino. (0 comments)
Your Dream Home. By Dan Polimino. - 05/17/11 11:55 PM
There really are some important factors that everyone should consider if you want to find your dream home. Here is what I think are the top six things to consider when starting your search. * Neighborhood. This seems obvious, but what I like to tell buyers is that when they first start thinking about moving, drive around some neighborhoods and get a feel of what looks good to you. Then take that knowledge to the internet to find out more. * Children. If you have kids, how important is it for you to be in a certain school district? If so, (0 comments)
With a 5% down payment, is FHA still the best way? - 05/12/11 06:38 AM
With a 5% down payment, is FHA still the best way? Maybe. As always, your choice on a mortgage depends on your unique personal situation. I detest rules of thumb and broad generalities when it comes to what type of mortgage is best for a borrower. One size does not fit all. A mortgage should be custom tailored for a borrower like a fine suit. A conventional mortgage could be a better deal for a borrower than a FHA mortgage if the borrower is making a 5% down payment. If a borrower has or only wants to make the lowest possible down payment, currently FHA is a better choice (0 comments)
M.A.R.S. By Dan Polimino. - 05/10/11 07:24 AM
Recently, the Federal Trade Commission came out with the Mortgage Assistance Relief Services Rule, also known as the M.A.R.S rule for real estate agents. The intent of the rule is for more disclosures to sellers involved in a short sale transaction. They now require an additional addendum to be present with the listing agreement on all short sale transactions. This addendum actually supersedes the listing agreement. In short, it tells sellers what the total cost of an agent’s services are, that the seller may stop using an agent at any time, that the broker is not associated with the government or (0 comments)
Personal Property on the Sales Contract? - 05/05/11 06:59 AM
Why don't lenders like personal property included in a purchase mortgage? The primary reason is that lenders are lending on the appraised value of the residential real estate. Another reason is because including personal property may also be construed as an inducement to purchase, which is prohibited by underwriting guidelines. Some types of personal property may be included. Examples are ranges, refrigerators, stoves, washer and dryers, and carpet. Examples of personal property that are specifically excluded are furniture, cars, boats, and riding lawnmowers. The value of the prohibited property would need to be deducted from the purchase price before the loan to value is calculated. I know that (1 comments)
The Denver Real Estate Market Is Hot - 05/04/11 05:01 AM
http://coloradodreamhouse.com/index.php/news/ Fuller Sotheby’s agent Dan Polimino tells us in this week’s market update that the spring real estate market in Denver started a full month early. In fact it’s been the busiest real estate market he has seen in three years. Why? What has happened to bring out buyers. Why are they buying now? To find out more watch this week’s market update with Fuller Sotheby’s International Realty Agent Dan Polimino.
Location vs. Price. By Dan Polimino. - 05/03/11 08:03 AM
It has been one of those long standing dilemmas in real estate…do you buy location or do you buy price? In Colorado, you can get some amazing deals on homes that sit on the outskirts of the city. In areas like Parker, Castle Rock, and Centennial, you can buy some big, updated, or newer homes on nice lots for 60, 70, and 80 dollars per finished square foot. Those are some pretty amazing prices even in this market. Since this is a price driven market, this poses a tough decision for a lot of out-of-town buyers. In most cases, they would (2 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.