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dan polimino: Fees DROPPING for eligible FHA streamline refinances! - 05/31/12 12:06 AM
It has been some time since we have heard about a government agency dropping fees, but FHA is doing that for FHA mortgages that were insured prior to June 1, 2009. Remember that it may take up to 90 days after the note date for the loan to be insured. If your FHA mortgage closed prior to March 1, 2009, you should be eligible. After March 1, 2009 you should have your mortgage professional check your FHA case number to see if you qualify. 
The Up Front Mortgage Insurance Premium (UFMIP) is a one time fee collected by FHA and … (0 comments)

dan polimino: You Cannot Say Enough About Referrals. By Dan Polimino. - 05/29/12 07:12 AM
Real Estate is, has, and always will be predominantly a referral business. Yes, I know that with Internet technology, real estate agents can mine hundreds of leads every month, of people they have never met.  In fact, my team, The Colorado Dream House Team, has invested heavily in Internet leads. About three percent turn out to be real buyers or sellers. While we appreciate this newfound source of business, nothing compares to a lead that is a good referral. 
We spend a ton of time trying to make sure that each and every client has a good experience with us, … (0 comments)

dan polimino: Tips For Buying In A Seller’s Market. By Dan Polimino. - 05/22/12 11:33 AM
If you have been reading my columns these past months, you would know I have been talking about the Denver real estate market converting to a seller’s market. In keeping with that theme, I wanted to pass along some tips to frustrated buyers who are getting outbid for the homes that they want. There are some things that any buyer can do to put themselves in better position to win the home. Here are a few ideas:
1) The majority of buyers look at homes on weekends. So it’s no surprise that listing agents get multiple offers on weekends. If … (1 comments)

dan polimino: Lush - Yelp review of the week - 05/18/12 03:57 AM
This week we are going to see Yelp reviews of Lush, located at 3000 E 1st Ave, Ste 203, Denver, CO 80206. Lush believe in making effective products from fresh, organic fruit and vegetables, the finest essential oils and safe synthetics. They invent their own products and fragrances. They make them fresh by hand using little or no preservative or packaging, using only vegetarian ingredients, and tell you when they were made. They believe in buying ingredients only from companies that do not commission tests on animals and in testing our products on humans. They believe their products are good value, … (0 comments)

dan polimino: Happy Days Are Here Again. By Dan Polimino. - 05/15/12 02:01 AM
This week’s column is dedicated to my brethren in real estate. I know that many of you read this column on a weekly basis. I know this because of your continued emails and phone calls, or in the course of doing business together. I am always flattered when a fellow agent contacts me to tell me how much they enjoy reading my column. I equally appreciate it when fellow agents contact me and tell me how much they disagree with what I write in my column. We may not agree on every topic I write, but I always humbly recognize your … (2 comments)

dan polimino: Pride Auto Care - Yelp review of the week - 05/11/12 06:23 AM
This week we are going to see Yelp reviews of Pride Auto Care, located at 8787 E Dry Creek Road, Englewood, CO 80112. Pride Auto Care Complete Car & Truck Repair & Maintenance Auto Services is a Colorado family-owned and operated complete automotive service center. They have served their south Denver Metro neighborhoods for over 20 years with honesty, integrity and the best car care you can find. There comes a time when you just have to plant both feet solidly on the floor and say out loud, “By goodness, these people are good, honest folk. They take great care of … (0 comments)

dan polimino: D.I.S.C. By Dan Polimino. - 05/08/12 05:03 AM
Chances are, if you own a business or you were ever an employee, you may have been asked to take a personality assessment. As an owner of Keller Williams Realty DTC and a partner of The Colorado Dream House Team, we often have the new recruits take a D.I.S.C. (Dominance, Influence, Steadiness, Conscientiousness) assessment test. It‘s a quick personality test that will tell me a lot about how someone communicates. I also get to know their likes, dislikes, and how I might relate to him or her.
After a short series of questions, the test is scored and an individual … (4 comments)

dan polimino: Englewood Camera & Photo - Yelp review of the week - 05/04/12 05:29 AM
This week we are going to see Yelp reviews of Englewood Camera & Photo, located at 5855 S Broadway, Littleton, CO 80121. From Digital to Darkroom Englewood Camera brings you, "Everything Photographic!" Free 2 hour class and free digital prints with camera purchase. Their experts take the time to assist you in making a confident decision on your next photographic purchase. Whether you are looking for a new or used camera, lenses, an accessory, professional quality photofinishing, student photography supplies or a collectable, Englewood Camera & Photo have the variety you are searching for. 
Few of the top reviews are … (1 comments)

dan polimino: Exclusive Natural Surroundings, Incredible Views and an Amazing Value in Roxborough! - 05/03/12 09:38 PM
http://coloradodreamhouse.com/featured/property.php?id=44 Nestled between the dramatic red-rock formations of Roxborough Park, this spacious 3 bedroom home backs up to acres of open space! In step with these surroundings, warm oak hardwood floors brighten the sunny interior, window treatments and numerous built-ins. This home also features a central humidifier, a detail often missed in other homes in this price range! Call Dan Polimino at 303-522-1161 or Gary Lohrman at 303-829-5900 for a private showing.

… (2 comments)

dan polimino: The impact on your credit of marriage or divorce - 05/03/12 04:27 AM
As always, accurate information is critical to help you manage your finances. While we all know the importance of a good credit score, the many factors that determine a good credit score are often not understandable to the average consumer. When questions come up about what happens when a person gets married or divorced, I see a lot of myths and inaccurate information. 
The experts at Advantage credit have done a great job addressing this subject. The best explanation I have seen on this is at http://www.advcredit.com/ under Yours, Mine and Ours: Marriage, divorce and credit. 
Your questions and … (2 comments)

dan polimino: It’s Not Much Fun Being A Buyer’s Agent These Days. By Dan Polimino. - 05/01/12 12:15 AM
Since the real estate market crashed in 2008, the best position to be in would have been a buyer’s agent. After all, for the last five years, buyers have been in the driver’s seat in Denver. They had the low interest rates, low prices, and plenty of choices in homes. Since there were so few of them, they could name their price and get it. In essence, they had all the power while the sellers had none, and boy did the sellers feel it. 
Fast-forward to present day and it’s a whole new world in Denver. Being a buyer’s agent … (5 comments)

dan polimino: Cherry Cricket - Yelp review of the week - 04/27/12 06:42 AM
This week we are going to see Yelp reviews of Cherry Cricket, located at 2641 E 2nd Ave., Denver, CO 80206. The term “legendary” is overused these days. But the Cherry Cricket lives up to the lofty classification and the revered reputation it holds as a bastion of classic neighborhood-bar culture. The Cherry Cricket’s clientele includes working stiffs, old schoolers and shoppers taking a break from chic hunting. It also welcomes a younger crowd, business lunchers, and families who savor the aforementioned “legendary” status of the Cricket. 
Few of the top reviews are given below: 
Ericka from Denver, CO … (1 comments)

dan polimino: Shortage of inventory: here are the facts! - 04/25/12 06:34 AM
"Did you know that Denver is No. 2 in the nation for the shortest length of time a home is listed (33 days) before being sold?
Here are the facts (March 2012/March 2011):
1) The Number of Sold Properties is up 4.2% over last year. (3,514/3,371)
2) The Number of Properties for Sale is down 53.4%! (13,246/28,440)
3) The Average Days on Market is down 11.7% (91/103)
If you are in the market looking for a home, it is extremely important to have the very best experts on your side! The Colorado Dream House team is here to help you find … (0 comments)

dan polimino: How To Make Moving Fun. By Dan Polimino. - 04/23/12 12:05 AM
Let’s face it: moving is stressful for everyone involved and sometimes it’s hardest on the kids. Moving to a new neighborhood or even a new state means leaving your friends, maybe some family, and your familiar territory behind. For parents trying to help their kids make the adjustment, there are a few tips you can do to ease the anxiety. Here are a few of my favorites. 
1) Let each child pick their new room and then help them personalize it. Every child has their own personality and this is a great opportunity to let them express that. This will … (0 comments)

dan polimino: Denver Second in U.S. for Quickest Sales - 04/20/12 02:50 AM
Buyers must act fast to get dream home. By Steve Raabe The Denver Post 
New advice from the trenches on buying a home: Look early. Think fast. Hone your quick-draw skills with the checkbook. 
Metro Denver’s real estate market, not long ago a buyer’s domain, suddenly has shifted to a seller’s paradise, at least in some neighborhoods and price ranges. 
Realtors’ offices are rife with fresh anecdotes of sellers happily cherry-picking from multiple offers - some of them above the asking price. 
How fast is the market moving? A new report shows that Denver is No. 2 … (2 comments)

dan polimino: Red Rocks Park and Ampitheatre - Yelp review of the week - 04/13/12 03:20 AM
This week we are going to see Yelp reviews of Red Rocks Park and Ampitheatre, located at 18300 W Alameda Pkwy, Morrison, CO 80465. Red Rocks Amphitheatre is a geological phenomenon – the only naturally-occurring, acoustically perfect amphitheatre in the world. From Sting and The Beatles, to opera stars and U2, every artist aspires to play on this magical, spiritual and emotional stage. Red Rocks Amphitheatre is owned and operated by the City and County of Denver’s Arts & Venues Division. 
Few of the top reviews are given below: 
Claire from Denver, CO says, “Breath taking! It's beautiful here!!! … (0 comments)

dan polimino: Stunning Mountain Views from every bedroom and all 5 Decks! - 04/11/12 06:43 AM
http://coloradodreamhouse.com/featured/property.php?id=2 Enjoy stunning mountain & valley views from any of the five decks and nearly every room in this incredible five-bedroom, seven-bath, 7600 square foot, privately gated home nestled on over six acres of picturesque treed, mountain property. Practicality and high style blend perfectly to create a truly beautiful highland home.

… (0 comments)

dan polimino: Green Vs. Non Green. By Dan Polimino. - 04/10/12 06:49 AM
We have heard an awful lot about “Green Homes” and “Green Construction” in the last few years. In fact, builders have been working hard to fill this demand in the marketplace, but is there really a demand? I have heard that stats show buyers will not necessarily choose an eco-friendly home over a standard home simply because it’s green. Although I think that buyers can be influenced to buy a green home if they think that it can save them money. The big issue with people who are converting their existing home to a green home has been the upfront expense. … (0 comments)

dan polimino: Act now! 10 major housing markets with the shortest supply of homes - 04/10/12 02:14 AM
Denver
Decline in inventory: 42%
This mountain-high city never experienced the highs and lows in home values that its coastal counterparts did. And now, with rents rising and vacancy of just 2%, more apartment-dwellers are taking the plunge into homeownership, local broker Gary Bauer says.
This city's inventory in February was down 42% from the same period a year earlier, at just 10,086 units. The number of homes going under contract spiked 19% between January and February of this year as buyers raced to take advantage of low interest rates and relatively low prices.
"I'm not sure what magic thing happened … (6 comments)

dan polimino: Omelette Parlor - Yelp review of the week - 04/06/12 06:41 AM
This week we are going to see Yelp reviews of Omelette Parlor, located at 900 E Fillmore St., Colorado Springs, CO 80944. Treat your taste buds to everything that The Omelette Parlor has to offer. Their family-style restaurant serves up the best selection of delicious food and has delighted locals and visitors with its delicious breakfast menu, outstanding omelettes, sandwiches, and salads for a long time now.
Few of the top reviews are given below: 
Nicole from Colorado Springs, CO says, “I love local breakfast places; I always prefer frequenting them over places like Denny's and IHOP. After reading … (0 comments)