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Some will promise you anything you want.
Some of the claims are outrageous.

Here are mine.




I am here to answer your questions. Lets talk about serious issues. Buying before the new HST kicks in. Buying before there are interest rate increases and locking you in. Maybe Curing a few credit problems and buying.
Whats the theme here?

Buying a place for you. Talk is cheap. I will listen to what you want.
 
So, You went to the bank. Met with the person across the desk. They told you that the RANGE or Beacon Score that is related to your Credit Record is too low for the money that you want to borrow. You feel that you want to afford that pretty house that your wife wants.

You want to make you family happy, but.....

Your Credit sucks huh


Maybe you just missed a few payments, Often its a forgotten item when you moved. A missed deposit. In any event, rather than being turned down we can have our people look at this for you and straighten a few things out.
It may take a few months, or restructuring your debt to reduce your monthly payments, but if you do nothing, nothing will change. You need to be proactive. We can fix this.
There are people that will sit and expain step by step what needs to be done to repair your credit. It is not as overwhelming as it seems.
Give me a call at 647 218 2414 and lets Go shopping for your new place to live!.
 
Predictions were that we would hit almost 8,000 sales for the month. October 2009 ended up being the highest October in history for number of sales reported to TREB with 8,463 sales.
Available homes and Condos, inventory levels are continuing to fall. As of October 31st there were only 14,404 homes for sale.




Details are available at http://Davidpylyp.com
To put things into perspective, there were 64% more sales this October than in October 2008 and there are currently 47% fewer homes for sale than there were in Oct last year. The numbers show a hotter market than even those spiralling years from 2004 to 2007. To take advantage of this market as a buyer is a little harder to answer.


How to take advantage as a seller is obvious, Stage, Price it well and Hold offers back for 5 days. This multiple offer bidding will continue well past the first snows of December and probably into the new year

Fasten your seat belts and Stand by…
 
This house is definitely FU with P.
The first time I heard it, I was a touch shocked. Did I miss something? Was it slang? Could I have missed their intended comment.

Real Estate has many acronyms that we need to learn. The most common it seems is furnace which regularly is referred to as GB & E [gas burner and equipment]. One that seems to have retired is SS&SD, Storms, screens & storm doors. No one seems to mention the myriad of extra outside windows that are bolted, screwed and wedged in to protect us from a Canadian winter. You must have seen Mortgaging that is TAC [Treat as Clear] . Sometimes it will say PTA [Purchaser to Arrange New Financing].

Another often asked category is the closing date with TBA [to be arranged] an as yet undecided or uncommitted closing date. The Listing forms list New, PC [Price Change] and the ever confusing SC. [status change] This means that the property has moved to be under contract but is not sold until the conditions are fulfilled or satisfied, they have financing or inspection contingencies to conclude. The specific conditions are available if you ask the brokerage.

Far from our friends to the South, Closing costs here are always paid for by the buyer. Rebates apply for First Time Buyers that max out at $5725 if you Miller and LTT together. Try the online calculator.

Have you worked out the FU withP? Fixer Upper with Potential. This house is a definite FU with P. I'm still LOL about that or has text speak already aged me?

Are there a few that you would like explained? Lets try. Add your own here.
 
Lets Get Multiple offers on that property now! If we reduce the price to an absurd level, surely the Buyers will come out in droves and bid with wild frenzy.
What will happen? Yes the OPEN HOUSES will be absolute traffic stoppers! Yes HUNDREDS of people will come out for the carnival atmosphere that has been created.
Lets take some brand new homes on a busier feeder street in West Toronto and add a frenzy of home shoppers in the hottest propertunity we have had in Toronto Real Estate since 1988.

While reducing the asking price to below the expectation will bring additional attention from shoppers and create a bidding war for your property; Taking listings and placing them on the market at 25% of the intended sales value seems to bring out different reactions.

How would you feel about the advertised price not being available. The owner is not required to sell you the advertised item. YUP Read that again. How would you feel in the middle of 300 other families looking at each other and the same house?

Add your comments or stories.
 

You can achieve a Top ranking for Google or Bing, When you decide what your Key word focus will be. My focus has been;  Homes west Toronto.

You need to blog about everything [your town]  Issues for seniors, Assistance from Local State/Province Government for Home owners, All heat; energy; water credits available. Blog about the local sports teams. Get their team Photo's on your site and blogs. Name the photo when you upload [Town,  Localism, Topic, Key word]

This will also be on your site as a resource and blogged about as a topic.  This provides the Localism as community. 

Remember Site content is king.   Everything about your community.

What do internet shoppers want   To look at listings!    Let them!

Back link Back link Back link   To those that are free; todays PR0 may be tomorrows PR5  Register on every directory you can find. Google Free real estate directories.  

Use the Ning networks, Social Media of Facebook and Twitter to promote your web pages and greet new people   Create relationships on line.   Form local tweet ups.

Huge Juice is available from Google Youtube http://www.youtube.com/watch?v=HNRhMYMMFpU

Craigs, Kijiji oodle, There are literally hundreds of sites to replicate your ads. When advertising on line; Place listing ads for the inventory you have all with strategic titles -  What - where [neighbourhood key words]  Place service ads for localism, market evaluations, relocation to [locality]

When you have enough they will seem to aggregate  seemingly as if by magic.

Have a look around my sites and blogs.  Help yourself and lets Share a few idea's. Don't steal it!  (You can, But its Canadian and Hyperlinked to me) Make it your own by changing it and taking it local, to you!

Have a Lawyer Interviewed and comment on issues. http://www.youtube.com/watch?v=TvDIVfck46U

Add a few comments on the blogs.   Comment on Newspaper and internet articles (with Backlinks to your site)  How does that new business in town rate..  How was that restaurant..  Do they want to advertise on your website?  Gain an advocate for yourself.

Work Jointly with a Home stager to get people higher sales values. http://www.youtube.com/watch?v=Ie08_FuTCnc

Become a voice on local and specialized forums with a signature that creates back link activity to your site or blogs.

Give people a reason to come back and look at your site again. Give them an opportunity to sign up. That will create a lead for you to market and send email to. The internet is a free and open terrain to involve a new generation.  We need to embrace it. 

Everyone asks about PAID Adwords.  Hey I tried, If you can afford it, Go for it.  If you get "them" to your site and there is nothing to read or sign up for...what have you gained?  So you still need content and localism for credibility and return readership.

Get a real estate website coach to help you through the growing pains.  Not to do the work, to help you learn the creative process, so that you can instruct your staff or employee to create that market personna that will help you!  Google reads computer code not Flashy thingys on your website.

Eat the elephant [Google] one bite at a time.  I am pleased with an extra 4 or 5 fresh faces that put up their hands and say yes  I would like to Buy a house in Toronto.

 

 
Thanksgiving is past, Halloween approaches, and the Toronto Real estate market continues unabated. Media is reporting the “hot market” mid-month check of the Toronto Real Estate Board stats. TREB has reported 4,002 sales so far in October which trends toward another record month; Home sellers are not putting their houses or condos up for sale to satisfy the available buyers. This vacuum is creating a cycle of endless multiple offers.
As fewer are listed More multiple offers. Typically as a seasonally adjusted average the number of homes should increase between August and October. This year the numbers have actually decreased slightly. Right now there are 15,K homes for sale. Last year there were 27K.Rates are stable at 2.25% Variable and below 4.2 for 5 years.


Buyers I am working with right now are struggling to understand why there are bidding wars for properties in the under $500K range in Toronto. The 400 to 500 thousand dollar pocket seems to be the Double Income, No Kids, (DINKS) price point. Human nature is filling their need.
If you would like an analytical and sensible conversation about real estate and selling your home I welcome your calls and comments. Talk with someone that has 21 years experience with filling your housing needs. Remember, Experience is not expensive but it is priceless.
 
In Canada there are defined rules about marital Assets and Common Law is a topic of concern for many couples. No matter the length of the relationship, the original owner retains legal control. Take this high profile case and apply it here; What would you do?
Wang, 33, was arraigned and released on her own recognizance. She is due back in court Jan. 14. The complaint alleges that the couple were arguing inside their apartment at 101 West 24 St. at 1 a.m. on Sept. 15 when Wang struck English in the face with a watch, causing a cut that required seven stitches. Wang faces up to seven years in state prison on the assualt charge, and one year in jail on the weapon charge.

What a difference a few weeks makes. Wang and English had dated for two years, and were scheduled to get married Oct. 3 at the St. Regis Hotel in New York. But English had second thoughts and phoned Wang to cancel just hours before they were due to get hitched. English revealed in an interview with the Globe earlier this week that he and Wang had been having problems, that she had hit him during arguments, including the episode with the watch.

English didn’t file assault charges immediately, but decided to do so Monday after Wang told the New York Post that she’d been dumped on the day of her wedding and then booted from the New York apartment she shared with the chef.

Stan Gelman, Lawyer Divorce and Family Law in Mississauga adds his perspective;


Simply put; A common law spouse has no property rights. The Spouse on Title could place the property for sale at their sole discretion and keep the entire proceeds. Where would you live?

If you find yourself needing or wanting a new place to hang your hat or move your shoe collection, give me a ring.

As always, add your housing Horror story, we learn through experience.

 
Posted by David Pylyp on 10/17/2009 03:29 AM   Comments (1)   Marriage in the ActiveRain Channel   stan gelman, lawyer, selling, common law, marriage, property rights, toronto, mississauga  
Illegal marijuana-growing operations, which take advantage of large properties or are conducted in a rental unit whose title is in someone else's name, have become more visible in the past 10 years, said Jim Murphy, president of the Canadian Association of Accredited Mortgage Professionals.
Stan Gelman Lawyer Mississauga is of the same sentiment; Buyers need to protect themselves when buying Marijuana grow houses. These properties are not legally suitable for habitation because of the potential for health damage from Mould. Often renovations have been made to the structure that need to be repaired. A qualified and reputable Home Inspection Company should be used as well as a company that specializes in remedial action on mold removal if required.



When you are working with professional experienced people they will know what clauses to use to protect your interest and what experienced trades people may need to be included in your purchase of a grow house.
Experience is not expensive, but it is priceless.
 
This video from David Chomitz TV is a tongue and cheek look at Real Estate and the people in your home buying program, Home inspectors, advertisers, on line websites, or in reality everything and what the For Sale By Owner will not tell you.
Yes, The Location sounds Perfect,
Yes we are close to Town,
Yes there are many amenities.
Yes, the website said,...
But, What you really need to hear is.....
Yes, But a professional realtor will show what is around your property that will affect the resale value in the future. Wouldn't you like to know about the gas fired generation plant being built? The seven story court house? The five apartment building style condo complex. Does the Metrolinx rail traffic increase concern you?
You use a real estate agent to show you all the information available to get an informed opinion on where you will spend the next 10 years of your life.
Or you can listen to the highway, Listen to trains, or look at airplanes.
Thank you Dave Chomitz.
 
  
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David Pylyp

Etobicoke, ON

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RE/MAX Realty Specialists Inc.,

Office Phone: (905) 272-3434

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News, views, rants and commentary about Toronto west Real Estate issues and Local Community events from David Pylyp. Experience is not expensive... It is Priceless!


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