homes: New and Improved Toronto Islands - Sunnyside at Humber Bay - 04/04/12 07:40 AM
What a fabulous addition to the Toronto Humber Bay Shoreline! All the condos along Lake Shore Blvd ( Marine Parade ) will now have additional man made islands at the mouth of the Humber River Bridge towards Sunnyside! * View Larger Map The string of islands would go in at the mouth of the Humber River and extend about one kilometre from shore. The plan would take clean fill from construction jobs to build a solid earth barrier underwater that would deflect polluted Humber River water out into the lake and away from Sunnyside Beach.Above the water, the feature would look … (0 comments)
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homes: What will you say in 2015? - 03/29/12 11:05 AM
Could have? Should Have?
Toronto real estate prices for detached properties show no sign of any price abatement.
Will today's prices for a single family detached home be viewed as a bargain in the future?
Can you ever time the market?
Canada Mortgage and Housing issued some insightful graphs.
http://www.scribd.com/doc/87231766/March-Outlook-2012
Have a look and consider the details and source of information.
While condo's are becoming over abundant in the next few years they are holding an average of $425 to 495 per square foot in recently built product.
However the detached sigle family homes in West Toronto continue to … (0 comments)
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homes: Toronto Home Sales off to a strong start in 2012 - 01/17/12 08:16 PM
We are starting a New Year with Resolutions and Optimism! And an price increase of 8.5% averaged over last year.
The first real estate post that I notice is that "the eventual increase in interest rates will lead to a decline in home prices (probably in the magnitude of 10% - 15%)" http://research.cibcwm.com/economic_public/download/if_2012-0116.pdf The ink was barely cold on the presses when the pundits were howling about interest rate increases. When the Bank of Canada announced only 3 days earlier. http://www.cbc.ca/news/business/story/2012/01/13/f-mortgage-rates-record-low.html
TORONTO, January 17, 2012 – Greater Toronto REALTORS® reported 1,506 sales through the TorontoMLS® system during … (6 comments)
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homes: Will finding a House give you Unlimited Happiness? - 10/31/11 12:37 PM
Here we are approaching November, going into the Fall of 2011. We need to use every tool and service available for us to help find you a home in the Toronto Real Estate Market. This is just one of them [Ipad] We are trying to get you the MLS Listings as fast as possible,People are lining up to do multiple offers, going straight into the home selling winter market of 2011. The interest rates are going to hold firm fo rthe next two years, at about 2 and a half percent,thats very close to 3 percent on a fixed mortgage, Very … (0 comments)
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homes: Accounting Firm says we are $774 Million in the RED - 07/11/11 10:50 AM
KPMG's performance Audit of Core Services was delivered. Where can you cut core services by $774 Million Dollars in Toronto.We should be building schools, transit, hospitals to meet population changes. Instead we are making decisions about cutting departments and services. https://docs.google.com/gview?url=http://www.toronto.ca/legdocs/mmis/2011/pw/bgrd/backgroundfile-39505.pdf&pli=1&chrome=true What would you cut? What would be saved? Add your comments.... What ever is left over means there will be proportionate Property Tax increases and additional user fee. What more are you willing to pay for?
… (0 comments)
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homes: ZERO Down is still here in Toronto - 01/27/11 09:05 PM
The real ZERO DOWN If you are struggling to save up that 5% down payment to buy your home and are tired of paying your landlord’s mortgage then let me help you.
In exchange for your good credit history, RBC Financial will allow you to use both your credit line and credit card limits towards your down payment. All you need are the closing costs.
This is now easier, since the Ontario Government is providing a $2,000 credit towards your Land Transfer Tax.
Please call me Lindsay Doke RBC Financial Trusted Mortgage Advisor 416-464-6423. & let’s get started.. … (0 comments)
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homes: Will you Buy or Continue to rent? - 01/24/11 09:57 AM
Will you rent or will you buy? Interest rates on savings at your Bank? 1 - 1.5% annually Average rental on a two bedroom with den Two full bath? $1,800 With the interest rates hovering around 3.89 - 4.09 % five year fixed; yes we would all like to have the variable at 2.35% .
Expected rate of annual value increase? I would use 4%
Try it and tell me. How did your model work?
Lets get you started. … (0 comments)
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homes: Swim with the sharks or fish food? - 01/15/11 06:06 PM
Sometimes You are the shark, sometimes we are the bait;
Looking for things to post related to real estate I found an aquarium that you build colour and populate; The fish follow your mouse and you click to drop food. You could add a back ground of your own. Create your own aquarium. http://abowman.com/google-modules/fish/#gadgetSWF
What a great time to talk about New Years Resolutions! Now that you are peaceful, focused and relaxed, What will be your plans for 2011? Tell me about it... … (5 comments)
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homes: Is there a Housing Bubble for Toronto? - 12/10/10 12:31 PM
Yes, coming to a City Near you! The overheated housing market is causing a housing bubble and the impending fall of real estate values because of housing affordability. No matter how many times this headline is repeated it does not become the truth. No matter the sources that post on this topic the inherent facts within the Toronto real estate market continue to defy the media pundits calling for it's demise. I have three simple answers; inflation, immigration and consumer confidence. Here are my sources of rebuttal; Canada’s residential housing sector is landing safely after a wild ride over the past … (0 comments)
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homes: I Believe in Toronto Market Watch Update Dec 2010 - 12/03/10 11:12 AM
In November 2010 there were 6,510 sales for the month. Although this is a bit slower than last year, these are very strong numbers. The number of homes for sale has dropped dramatically and we’re down to only 15,K units right now. In the GTA as a whole, we currently have less than 2 ½ month’s supply of homes for sale. This is still considered a “Seller’s Market”.
The West end as a whole? 5,883 listings with 2,342 selling. In the millionaires Row of housing in Etobicoke there were 196 available with 94 selling. Bare in mind that the … (1 comments)
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homes: Look at Me Look at my House Old Spice Parody - 07/29/10 09:38 PM
I read today that the Youtube commercial and Social Media explosion over the performance of Isaiah Mustafa had doubled the sales for Old Spice.
I can only hope that the same attention will befall my listings and benefit the Sellers that I work with in the Toronto West GTA that is Etobicoke to Oakville. If you would like your property marketed with creativity and determination then give me a call at 905 361 3387. David@DavidPylyp.com … (5 comments)
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homes: What makes Best Agent for Toronto Real Estate? - 06/06/10 05:38 PM
Possibly the best real estate agent in Toronto West, Etobicoke and Mississauga to Oakville. How can I say that to you? I have believed for 22 years that with honesty and hardwork, word of mouth would carry the message out to new clients.
We now have 32,000 agents registered in the City of Toronto, We are all competing for your business. The video above is playing Bad Romance from Lady Gaga. It really does speak to me in the sense that many agents promise the moon yet fail to deliver. So How do we Quantify the Best Agent agent for real … (6 comments)
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homes: Speculation on Toronto Housing Bubble Continues - 06/01/10 08:23 AM
Except this time there is a calmer voice joining in to the endless chorus The Toronto Housing Bubble will burst conversation. The CBC was following up a piece that was run May 28th 2010 by the Financial Post. The Post is quoting the DBRS (Debt Bond Rating Service) that the continued stability in Canada, our banking systems and stricter credit policies all enforce the concept that the Canadian banking system and mortgage portfolio is doing just fine.
Canada’s housing market is expected to cool off this year and next, but isn’t at risk of falling victim to a U.S.-style foreclosure crisis … (6 comments)
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homes: Oakville Charmer on Bronte Road in West Oakville - 03/28/10 11:40 AM
Bronte Road Sweetheart in South West Oakville
Almost 3,000 square foot two story from the back, looks like a bungalow or loft from the front. Check the street views and how we are placed compared to your new neighbours. (Locational Placement)
http://maps.google.ca/maps?f=q&source=s_q&hl=en&geocode=&q=map+268+Bronte+Road.,+Oakville+ON&sll=43.63359,-79.473038&sspn=0.211212,0.409927&ie=UTF8&cd=1&hq=&hnear=268+Bronte+Rd,+Oakville,+Halton+Regional+Municipality,+Ontario&ll=43.396658,-79.720506&spn=0,359.998399&t=h&z=19&layer=c&cbll=43.396601,-79.720414&panoid=kB9NkjX8VbXQuIevOOQ1QQ&cbp=12,219.19,,1,-3.74
Photo Stream is available on Flickr with additional interior photos.Have a look at the photo's for yourself.
http://www.flickr.com/photos/36930688@N07/sets/72157623716528456/show/
Hardwood floor, superior trims, African slate that is a pleasure to walk on in the kitchen and breakfast
area, Open concept Family Room and Living Area will bring your family together around a glass faced gas
fireplace or the two separate … (6 comments)
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homes: Lack of Inventory will drive Toronto Markets - 02/25/10 05:35 AM
The Lack of inventory will be the greatest challenge facing housing markets across the country this Spring, according to a report released today by RE/MAX. The RE/MAX Market Trends Report 2010, which examined real estate trends and developments in 16 markets across the country, found that unusually strong activity during one of the traditionally quietest months of the year has led to a sharp decline in active listings in 81 per cent of markets surveyed. “There have never been so many motivating factors in play at once,” says Michael Polzler, Executive Vice President, RE/MAX Ontario-Atlantic Canada. “We’re in for a heated … (3 comments)
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homes: This house is FU with P - 11/01/09 06:16 AM
This house is definitely FU with P.
The first time I heard it, I was a touch shocked. Did I miss something? Was it slang? Could I have missed their intended comment.
Real Estate has many acronyms that we need to learn. The most common it seems is furnace which regularly is referred to as GB & E [gas burner and equipment]. One that seems to have retired is SS&SD, Storms, screens & storm doors. No one seems to mention the myriad of extra outside windows that are bolted, screwed and wedged in to protect us from a Canadian winter. … (7 comments)
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homes: Toronto Real Estate Update mid Oct 09 - 10/17/09 12:05 PM
Thanksgiving is past, Halloween approaches, and the Toronto Real estate market continues unabated. Media is reporting the “hot market” mid-month check of the Toronto Real Estate Board stats. TREB has reported 4,002 sales so far in October which trends toward another record month; Home sellers are not putting their houses or condos up for sale to satisfy the available buyers. This vacuum is creating a cycle of endless multiple offers. As fewer are listed More multiple offers. Typically as a seasonally adjusted average the number of homes should increase between August and October. This year the numbers have actually decreased slightly. … (3 comments)
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homes: Calculate Toronto GTA Closing Costs - 07/11/09 04:50 PM
Home Buying Closing Costs Toronto GTA Real Estate
How much are the closing costs? How much money do you need in addition to your deposits. All are answered here with a financial income requirement worksheet.
Calculate Land Transfer Tax
Am I able to get First Time Buyer Rebates?
Home Buying Calculation sheet is generated on each property we are seriously considering during our shopping process. At this point you would have already decided condo or freehold ownership, Fixed or Variable Funding for your mortgage.
The Top Half of the Worksheet describes monthly debt payment calculations
The bottom half describes the Taxes and expenses relative to … (0 comments)
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