I have an unsubstantiated rumor that a particulr zip code in Indianapolis is tagged as being in a declining market. I did a little research and in fact if you look at the entire zip code, it is in declining market. I then narrowed it down to particular legal descriptions and guess what, not every legal description was in a declining market in fact some had actually increased. I guess FANNIE MAE is getting it's information from the morning news and not reality. There is no doubt the real estate market is more of a challenge than normal (maybe some of the weaker agents can leave now), however this attitude of blanket statements needs to stop. If FANNIE MAE wants to see market turn around, which it seems they would then perhaps those in charge should get off the couch and smell the coffee and make sure the information being relied upon is accurate, or take a neighborhood that is doing well and help it make a downturn.