Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
get others to join
This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
Broken down by categories and subcategories for easy finds
Get an unfiltered look at what real users are saying
Leave a review yourself for others to benefit from
Add new products as you use them and gain points for doing so
ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
ARU Calendar provides class types and registration links
Watch short tutorials on updating your photo, inserting a hyperlink and much more
Sign up for the Daily Drop so you don't miss out on AR's daily happenings
Find answers to most FAQ's
Whatever it is you're into and wherever you are, AR surely has a group for you to join.
Brand, off the wall, specific subject matters…whatever it is you're looking for.
Each time you write a post you can syndicate your post to 5 groups.
And if by chance you don't find what you're looking for, start a new group today!
Get your content in front of more eyes
Search by location or type
Feel free to start your own group
Find some that are close to home and close to heart
Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
I know that I have informed you that the first-time homebuyer tax credit was extended and expanded to include existing homeowners. I'm sure you also know that interest rates are at an all-time low. Interest rates are currently hanging in there below five percent fixed for most scenarios. Something you may not know is that the Federal Reserve has already bought over $1 trillion in mortgage-backed securities of the announced $1.25 trillion total they agreed to buy earlier this year. When the Fed mortgage market support ends, rates will probably rise quickly. My advice to you is to make hay while the rates shine. Whether buying a new home or refinancing your existing mortgage, NOW is the time!
The following example bears out the fact that waiting will do nothing more than cost you money. The principal and interest payment on a $300,000 mortgage at a 4.75% interest rate and amortized over 30 years is $1,564.94. If interest rates were to move up to 6.0%, the payment on that same $300,000 mortgage would be $1,798.65. Thus, a buyer or borrower who is currently qualified for a $300,000 loan with interest at 4.75% would only be able to borrow or refinance approximately $255,000. The slight increase in interest rate from 4.75% to 6.0% decreases your buying or refinancing qualifications by $45,000. If interest rates were to increase to 7.0%, a buyer or borrower would have their qualifications reduced by more than $65,000. They lose 22% of their buying power if they wait...that's a BUNCH!
Jumbo loans, those in excess of $417,000, are currently at slightly over 6.0% interest and are much more difficult to qualify for than a conforming conventional, FHA or VA loan.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.