appraiser: Appraising For FHA - Ebook Finally Finished! - 11/10/08 07:17 PM
Yes - that is right! My ebook is finally finished! Everything you always wanted to know about appraising for FHA - the most current and accurate appraising guide around. If you can appraise well for FHA, you can appraise for other lenders too! Go go www.appraisalgroupsocal.com and click on the FHA Appraising button. I take paypal. Once payment is recieved, I will send you a link to the book. Its 465 pages of FHA ins and outs. I hope you enjoy it and its useful to you! Dawn
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appraiser: What Is A FHA Appraiser? - 10/27/08 07:19 PM
A FHA appraiser is a state certified appraiser who has applied for and been approved to appraise property for FHA insured loans.
Because the down payment is lower and loan limits have been raised in Southern California, many first time home buyers have been approved for FHA insured loans. Boy is it a buyers market right now.
FHA has strict guidelines about what a property must have and not have in order to qualify for their insurance. For example, if a property is subject to hazards, contaminants, noxious odors, offensive sights or excessive noises, it will not qualify. If there is … (3 comments)
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appraiser: Zaio Updated Information - 08/26/08 05:52 PM
So here is the information that I got from an extensive conversation with John in the Sales Department and John Ross, Managing Director out of Chicago.
Basically, buy in to this business is breaking into the AVM/BPO market. There are 17,000-18,000 zones sold although not sure how many are actually "live" yet. Zones have been sold in So Cal, Phoenix AZ and Spokane WA.
Many zones have been photographed already. However, if the zone you purchase has not, you will be paid for every picture you take of every property in your zone. The more dense the zone, the less per … (3 comments)
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appraiser: Design Scape Oops - 07/31/08 04:29 PM
I feel terrible but I have to retract my recommendation of designscape.com . I did a job last May and they still have not paid me. I have sent emails, voice mails and event paypal invoices but they have neglected to pay me as of today. Beware and work with them at your own risk. Sorry for the recommendation!
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appraiser: Attention Appraisers - Do you get business leads on activerain? - 05/20/08 08:28 PM
Just curious. I've been on here for a few months and have decent blog going. I try to comment on other's post but I have never gotten a lead from AR. Just curious if I'm doing something wrong or if maybe this is not the right place for leads. I don't mind if it isn't because I've had fun meeting other appraisers but I was just curious.
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appraiser: Appraisal Management Companies - Whats up? - 05/20/08 08:20 PM
I have never worked with them before and was wondering if they are worth it. Many have start up fees. Many only accept certain file types (as those on xsites). What are your thoughts? Is it worth it? Does anyone have experience here in Los Angeles with them?
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appraiser: Design Scape Website For Home Improvement Projects - 05/19/08 02:51 PM
I mentioned this site in a previous post but I wanted to write a little more because it is a awesome service. I do not know the cost involved but you have to watch the demo because it is really awesome what they do ... all online! I can only imagine the applications .... specifically for realtors! The send an appraiser out to measure land and improvements. Then, the develop blue prints or plans for hardscape and landscape. They work with the client on line to make changes to the plans ... in real time! Then they connect the client with … (0 comments)
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appraiser: FHA Contact Information - 05/19/08 02:41 PM
I've been trying to answer as many questions as I can about FHA and their new online procedures for becoming a FHA Roster Appraiser. I thought I would pass on some contact information. First of all, if you go online to: http://www.hud.gov/groups/appraisers.cfm , it has answers to almost any question you may have. Also, prior to a few months ago, questions were directed to the service center responsible for the geographic area that you were in. However, they have centralized customer service and now, you just call (800)CALLFHA (225-5342) or email to hud@custhelp.com . If you call, you could be on … (1 comments)
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appraiser: Appraisers Earn Extra Money In A Down Market - 05/16/08 09:01 PM
I thought I would pass on a lead to you. I met a lady named Dace from Design Scape. They are a company that does landscape design on line. They hire appraisers nationwide to do diagrams of homes. Its purely a outside inspection and you have to take between 70-120 pictures, as well as diagram the outside of the property including hardscape, large landscape, pools, improvements. They pay about $200. If you want more information, email me with you name, phone, email and the zip codes that you are willing to work in and I will forward it on to Dace. … (8 comments)
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appraiser: Fruit Dip - 05/13/08 11:12 PM
Beat 1-8 ounce package of cream cheese, 1 jar of marshmallow creme, 1 tablespoon of lime juice, 1 teaspoon grated lime peel and a dash of ground ginger together in a bowl. Dip fresh or dried fruit in and enjoy!
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appraiser: Real Estate Appraising Secrets - Pictures For FHA Appraisals - 05/12/08 08:19 PM
Preparing an appraisal report for FHA is not as complicated as it once was. As far as taking pictures, one of the most important requirements that HUD makes is that any picture included in the appraisal report must be taken by the appraiser signing the report. Appraisers are not allowed to hire a trainee or assistant to take any photographs of the subject or comparable properties.
The only time MLS photos are allowed to be used in an appraisal report is when backing up an original picture taken by the appraiser. For example, if a comparable is located behind a security … (17 comments)
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appraiser: New Paperless Process For Applying To Be A FHA Roster Appraiser - 05/02/08 05:20 PM
On May 5, 2008 the Federal Housing Administration (FHA) through Housing and Urban Development (HUD) is launching an online appraiser application process that will replace the existing process of sending paper applications through the mail. This process may make the process of applying to become a FHA Roster appraiser much easier and faster.
Information on their website states that the cut off date for accepting paper applications is April 22, 2008 and that appraisers should wait until after the May 5th date to avoid the possibility of their application not being accepted. If applications were mailed any time prior to April 22nd, … (1 comments)
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appraiser: How To Become A FHA Roster Appraiser - 04/26/08 12:21 AM
In order to perform appraisals for FHA, appraisers must be on the approved FHA Roster. Appraisers must possess a current license/certification with credentials based on the minimum licensing/certification criteria by the Appraiser Qualifications Board (AQB) of the Appraisal Foundation for each state in which they desire to perform FHA appraisals. Trainees are not eligible to apply to be on the Roster.
Registration procedures for appraisers who are not currently on the FHA Roster are as follows:
1. Submit proof of a valid state appraiser's license or certification with credentials based on the minimum criteria issued by the AQB for each state in which … (11 comments)
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appraiser: Appraising Secrets - Working With HUD and FHA Doing Appraisals - 04/25/08 11:31 PM
With the fall of the real estate market in the country, here in Los Angeles, we have been hard hit. Business has been slow. Since the Feds introduced the Economic Stimulus Plan and HUD lowered loan limits, business is slowly picking up.
In an attempt to diversify into new markets, I applied to be an FHA Roster appraiser. After spending hours on the HUD and FHA websites and real estate industry websites and message boards, I realized that there was scattered information about appraising for FHA. Although the FHA website seems to be catching up with information for appraisers, it was difficult … (11 comments)
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appraiser: Appraising Secrets - Bring Em On FHA Appraisals - 04/15/08 09:06 PM
Because of HUD raising the loan limits for conforming loans, I have been innundated with appraisal requests for FHA loans. I am a FHA appraiser but have not done that many appraisals for FHA loans. On Friday, I am attending a class in Las Vegas (about four hours from home) to learn more about appraising for FHA loans. I am so excited because there will actually be five representatives from HUD to answer questions and train appraisers. I also can't wait to get back and report more on what I learned as I am sure that many appraisers are getting requests … (5 comments)
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appraiser: FHA Appraisals - 04/15/08 08:47 PM
Because of HUD raising the loan limits for conforming loans, I have been innundated with appraisal requests for FHA loans. I am a FHA appraiser but have not done that many appraisals for FHA loans. On Friday, I am attending a class in Las Vegas (about four hours from home) to learn more about appraising for FHA loans. I am so excited because there will actually be five representatives from HUD to answer questions and train appraisers. I also can't wait to get back and report more on what I learned as I am sure that many appraisers are getting requests … (3 comments)
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appraiser: Real Estate Appraisal Secrets - Appraisal Standards and Processes In Developing An Opinion of Value - 04/02/08 10:22 AM
Have you always wanted to know the process that an appraiser goes through in completing an appraisal report? No, appraisers do not just pick values out of a hat!! There are six basic steps that appraisers follow for every appraisal. These include:
1. Problem Definition
2. Appraisal Plan
3. Data Collection
4. Data Analysis
5. Final Value Estimate
6. Written Report
When we receive a request to perform an appraisal, appraisers generally define the assignment. There are four areas that an appraiser further investigates: type of value, type of property, effective date of appraisal and conditions. This is commonly referred to as "scope of work." The appraisal plan … (0 comments)
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appraiser: Free Ebook - 03/14/08 01:58 PM
I have started making money promoting a product that I use myself. It makes me residual money (money every month that people I refer pay for the service). If you email me at dawn@appraisersantaclarita.com I will be happy to send you the free ebook on this amazing product. Kickstartcart.com offers a full range of stuff at extremely reasonable prices for you to set up a store on line and have your own shopping cart. It allows you to communicated with your clients through auto responders. It helps you manage your "list", making it easy to keep your clients up to date … (2 comments)
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appraiser: A Common Mistake - 03/02/08 04:26 PM
Yesterday I made a common mistake that appraisers make by not getting all the information before the appraisal. The broker called me to see if the value the homeowner needed was in range of the value of the property. Without seeing the property but looking at public records and MLS data, I knew that it would fall in the $430,000 to $480,000 range, which was where the client needed to be to refinance. Perfect, right? This client of the brokers is a "special client", someone famous. That is one of the perks of living and working in Southern California. So, I … (1 comments)
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appraiser: Santa Clarita Appraiser Lunches With Rotarians - 02/29/08 05:12 PM
Yesterday I attending my first Rotary Club meeting. I was invited by Connie Ragen Green of http://www.ebookwritingandmarketingsecrets.com/
The Club treated me for lunch. They meet at the Marie Callender's on The Old Road in Valencia on Wednesdays at noon. What a terrific bunch of people. Before attending this meeting, I knew nothing about Rotary. Rotary International, I learned, is the world's oldest service club organization. There are 31,000 clubs in 165 countries. The object of Rotary is to encourage and foster the ideal of service as a basis of worthy enterprise. Rotarians strive to live by what they call "The Four-Way Test". … (1 comments)
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