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santa clarita: New Charter School in SCV Starting Sept 2! - 08/13/08 01:59 PM
Thank you to Jennifer Ricco for giving me the inspiration to talk about another school in this great Santa Clarita Valley. I'm so excited about the new school that my kids go into called SCVi.
The website is: http://www.scvcharterschool.org
and the calender is available at: http://www.scvcharterschool.org/Calendar___Schedule.html
The school is under the Hart School District and will be K-12. Its a public school but students get in through a lottery so it is FREE. The first year will be k, 1-4 and 7th. Every year they will add two grades and then 11th and 12th.
The difference between this school … (0 comments)
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santa clarita: New Paperless Process For Applying To Be A FHA Roster Appraiser - 05/02/08 05:20 PM
On May 5, 2008 the Federal Housing Administration (FHA) through Housing and Urban Development (HUD) is launching an online appraiser application process that will replace the existing process of sending paper applications through the mail. This process may make the process of applying to become a FHA Roster appraiser much easier and faster.
Information on their website states that the cut off date for accepting paper applications is April 22, 2008 and that appraisers should wait until after the May 5th date to avoid the possibility of their application not being accepted. If applications were mailed any time prior to April 22nd, … (1 comments)
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santa clarita: How To Become A FHA Roster Appraiser - 04/26/08 12:21 AM
In order to perform appraisals for FHA, appraisers must be on the approved FHA Roster. Appraisers must possess a current license/certification with credentials based on the minimum licensing/certification criteria by the Appraiser Qualifications Board (AQB) of the Appraisal Foundation for each state in which they desire to perform FHA appraisals. Trainees are not eligible to apply to be on the Roster.
Registration procedures for appraisers who are not currently on the FHA Roster are as follows:
1. Submit proof of a valid state appraiser's license or certification with credentials based on the minimum criteria issued by the AQB for each state in which … (11 comments)
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santa clarita: Appraising Secrets - Working With HUD and FHA Doing Appraisals - 04/25/08 11:31 PM
With the fall of the real estate market in the country, here in Los Angeles, we have been hard hit. Business has been slow. Since the Feds introduced the Economic Stimulus Plan and HUD lowered loan limits, business is slowly picking up.
In an attempt to diversify into new markets, I applied to be an FHA Roster appraiser. After spending hours on the HUD and FHA websites and real estate industry websites and message boards, I realized that there was scattered information about appraising for FHA. Although the FHA website seems to be catching up with information for appraisers, it was difficult … (11 comments)
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santa clarita: Appraising Secrets - Bring Em On FHA Appraisals - 04/15/08 09:06 PM
Because of HUD raising the loan limits for conforming loans, I have been innundated with appraisal requests for FHA loans. I am a FHA appraiser but have not done that many appraisals for FHA loans. On Friday, I am attending a class in Las Vegas (about four hours from home) to learn more about appraising for FHA loans. I am so excited because there will actually be five representatives from HUD to answer questions and train appraisers. I also can't wait to get back and report more on what I learned as I am sure that many appraisers are getting requests … (5 comments)
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santa clarita: FHA Appraisals - 04/15/08 08:47 PM
Because of HUD raising the loan limits for conforming loans, I have been innundated with appraisal requests for FHA loans. I am a FHA appraiser but have not done that many appraisals for FHA loans. On Friday, I am attending a class in Las Vegas (about four hours from home) to learn more about appraising for FHA loans. I am so excited because there will actually be five representatives from HUD to answer questions and train appraisers. I also can't wait to get back and report more on what I learned as I am sure that many appraisers are getting requests … (3 comments)
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santa clarita: Real Estate Appraisal Secrets - Appraisal Standards and Processes In Developing An Opinion of Value - 04/02/08 10:22 AM
Have you always wanted to know the process that an appraiser goes through in completing an appraisal report? No, appraisers do not just pick values out of a hat!! There are six basic steps that appraisers follow for every appraisal. These include:
1. Problem Definition
2. Appraisal Plan
3. Data Collection
4. Data Analysis
5. Final Value Estimate
6. Written Report
When we receive a request to perform an appraisal, appraisers generally define the assignment. There are four areas that an appraiser further investigates: type of value, type of property, effective date of appraisal and conditions. This is commonly referred to as "scope of work." The appraisal plan … (0 comments)
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santa clarita: YEAH FANNIE MAE! - 03/05/08 03:44 PM
I can't tell you how excited I am about the press release dated March 3, 2008 stating that Fannie Mae and Freddie Mac are establishing the "New Home Valuation Protection Code" prohibiting Mortgage Brokers from selecting appraisers, prohibiting Lenders from using "in house" appraisers, and prohibiting Lenders from using appraisal management companies that they own or control. I think that this decision will help independent appraisers build their businesses and further inforce complaince with USPAP. I am not sure that some of the appraisers hired by appraisal management companies that were owned by big lenders always followed USPAP guidelines in developing an unbiased … (1 comments)
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santa clarita: Manufactured Housing Tour - 03/04/08 10:21 PM
Yesterday, my parents (who are also appraisers), my husband and I drove out to Riverside to see one of the largest manufactured housing builders in California. I won't mention them by name but it starts with a big "F". Anyhow, we got to visit the factory and see chassis to finish. This is the first of several posts I will write on the tour and how manufactured housing is built. I think when you realize how the building process works, you might realize how truely amazing these homes actually are. This is the chassis.
They use this chassis for both … (0 comments)
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santa clarita: A Common Mistake - 03/02/08 04:26 PM
Yesterday I made a common mistake that appraisers make by not getting all the information before the appraisal. The broker called me to see if the value the homeowner needed was in range of the value of the property. Without seeing the property but looking at public records and MLS data, I knew that it would fall in the $430,000 to $480,000 range, which was where the client needed to be to refinance. Perfect, right? This client of the brokers is a "special client", someone famous. That is one of the perks of living and working in Southern California. So, I … (1 comments)
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santa clarita: Santa Clarita Appraiser Lunches With Rotarians - 02/29/08 05:12 PM
Yesterday I attending my first Rotary Club meeting. I was invited by Connie Ragen Green of http://www.ebookwritingandmarketingsecrets.com/
The Club treated me for lunch. They meet at the Marie Callender's on The Old Road in Valencia on Wednesdays at noon. What a terrific bunch of people. Before attending this meeting, I knew nothing about Rotary. Rotary International, I learned, is the world's oldest service club organization. There are 31,000 clubs in 165 countries. The object of Rotary is to encourage and foster the ideal of service as a basis of worthy enterprise. Rotarians strive to live by what they call "The Four-Way Test". … (1 comments)
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santa clarita: The Throne Assessed - 02/29/08 05:10 PM
When I was a neophite appraiser trainee in 2005, my dad sent me out on an appraisal in Pomona. The house was supposedly a 3 bedroom, 1 bath house with approximately 820 square feet of gross living area. I should have known something was asque when I actually measured the house to be 992 square feet of GLA.
From the outside, it looked adequately maintained and conforming to the neighborhood. After measuring the outside of the house, I went inside to make note of the features of the house. Living room, one bedroom, two bedroom, full bath, three bedrooms and on … (1 comments)
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Dawn Walker
Stevenson Ranch,
CA
More about me…
Dawn Walker Appraisal Services
Cell Phone: (661) 803-2166
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