home buying: Would you like to be an "INVISIBLE" home buyer? - 03/05/12 05:37 PM
Would you like to be an "INVISIBLE" home buyer?How do most home buyers look for properties in today's market?Let's look at the 3 most common ways:1. looking on the Internet2. picking up a real estate magazine3. driving by properties in the neighborhoods of their choiceWith Internet access, it's very easy for home buyers to stay invisible when looking online for properties. Most web sites don't require them to register by filling out their name, phone number, address, etc.Real estate magazines are getting harder to find in public places and when you do find one, there's not a table of contents to … (0 comments)

home buying: Importance Of a Qualified Home Inspector When Buying in Cincinnati Ohio - 02/28/12 11:27 PM
Importance Of a Qualified Home Inspector When Buying in Cincinnati Ohio
When you buy a Cincinnati Ohio home, you not only buy the structure, but the history of the structure.  Although most people are honest, you still have to do what is necessary to protect yourself.That is why hiring a qualified home inspector with years of experience is essential.
Having a home inspection is a good idea for many reasons.  There may be issues with the house that the seller would rather not disclose for fear of losing the sale.It also may involve a very expensive repair that they are not … (0 comments)

home buying: Mortgage Modifications Gone Bad... - 09/15/09 11:58 AM
Story after story talks about how homeowners, who are attempting to modify their adjustable interest rate home loans to lower their payments, are now watching their monthly payments skyrocket.  
Please don't get an adjustable rate mortgage (A.R.M.)!  
I just read a story about a couple in AZ with a $550,000 home and they are trying to get a loan modification, because their interest rate is going to adjust (UP) to over $1,000 more per month.  Most Americans cannot afford a jump in monthly payment like that.  
When you are looking to purchase a home, only apply for a fixed interest … (3 comments)

home buying: Cincinnati Home & Condo Buyer Class - 05/08/07 04:15 PM
http://www.HomeBuyingClass.com:
May 16th & June 13th
Cincinnati Ohio Real Estate
If you plan on starting your home search within the next 12 months, NOW is the time to start your learning process! So before you start looking, get 'educated' in the home buying and mortgage process - from start to finish.
I've been teaching this FREE Home & Condo Buyer Class for over 18 years!
Do you have any family or friends who've recently talked about making a move this year? They may have been wondering exactly how the home buying process works. Do they have a bit of 'fear of the unknown' perhaps holding … (0 comments)

home buying: Ohio Senate Bill 185 - 04/09/07 10:58 PM
Ohio real estate agents,
This information was recently presented to agents in our real estate office by Terry Monnie of Classic Title Agency, Cincinnati, Ohio 45236 (513) 256-4779.  He gave me permission to re-print this information here. 
Much of what follows you have heard before, but the impact of this new "Homebuyer's Protection Act" is so far-reaching that it bears repeating.  This legislation is the most significan for the title industry in years.
The "Homebuyer's Protection Act" has five primary facets:
Owner's Title Insurance Disclosure: For all residential transactions involving a purchase in which a lender's policy of title insurance is bing issued, but NO owner's policy … (0 comments)

home buying: Buyers: How Close Are You Looking? - 03/13/07 01:11 AM
While showing a property today, I noticed that there was a sump pump in the corner of the basement that looked to be a part of a waterproofing system.  Since 95% of the basement was finished, it was not possible to know if the waterproofing went all of the way around the foundation.  That's what property disclosure forms are supposed to tell you.
I then started looking closer at the unfinished area near the furnace and after moving a some stacked items, I noticed what appeared to be some mold across the bottom section of the back-side of the drywall.  Obviously with the basement being waterproofed, … (5 comments)

home buying: Are Your Clients SILENTLY In Trouble? - 03/12/07 09:08 PM
One way to keep in contact with your clients and to show that you care about them is to make sure that their mortgage situation is in good shape and that they're not getting in over their head.With the millions of foreclosures currently happening as well as those looming on the horizon, it's not inconceivable that you may know of someone who has or could lose their property.Have any of your clients recently taken out a second mortgage, home equity loan or line of credit?Was their original mortgage a fixed or adjustable rate loan?For example, if you have a client, who … (2 comments)