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    <title>Samuel's Blog</title>
    <link>http://activerain.com/blogs/dyer</link>
    <description></description>
    <language>en-us</language>
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      <guid>http://activerain.com/blogsview/790316/prospect-of-losing-your-home-and-your-job-undergo-a-loan-modification-now-</guid>
      <title>Prospect of Losing your Home and your Job? Undergo a Loan Modification Now!</title>
      <description>&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span lang=&quot;EN-US&quot;&gt;San Diego has been experiencing another overwhelming effect of the housing crisis, which is the slow but steady increase in unemployment in the county. Many of those affected are individuals in the housing and real estate business. And many of the same people are also threatened with foreclosure. So now they are in a very difficult position &amp;ndash; the prospect of losing both their jobs and their homes. &lt;a href=&quot;http://www.dyerbeech.com&quot; title=&quot;Loan modification San Diego&quot; target=&quot;_blank&quot;&gt;Loan modification San Diego&lt;/a&gt; can provide a viable bailout plan to this predicament. They may lose their jobs as the housing industry continues its decline, however at least they can keep their homes and have a roof over their heads while on the hunt for a new job. The housing sector (construction, finance, and retail) has been dwindling annually and it doesn&amp;rsquo;t look like it&amp;rsquo;s going back on its feet any time soon.&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span lang=&quot;EN-US&quot;&gt;Nationwide the unemployment rate had risen to 6.5%, the highest in the last 14 years. As many as 240,000 jobs were cut last October and now, more than ever, homeowners are becoming more alarmed as the inevitability of a recession is almost here. Many panic when they receive their Notice of Default. How do you deal with the reality that you are on the brink of being unemployed and homeless at the same time? One way to cope is to call your lender and discuss the possibility of loan modification. Loan modification San Diego gives you options and helps you manage your mortgage loan.&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span lang=&quot;EN-US&quot;&gt;&lt;a href=&quot;http://www.dyerbeech.com&quot; title=&quot;Loan modification San Diego&quot; target=&quot;_blank&quot;&gt;Loan modification San Diego&lt;/a&gt; is a way to work out your foreclosure problems. So call up your lender and have a conference to lay out all your potential options. Your lender may consent to lower your interest rate, extend the loan term, include missed payments or reduce your principal balance to arrive at a much lower sum and stop the foreclosure procedure. Work to save your home and in the end, have the certainty of keeping it, gives you peace of mind and enough courage to face the likelihood of losing your job. &lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span lang=&quot;EN-US&quot;&gt;With the thought that you will keep ownership of your home by opting to have your mortgage plan undergo a loan modification, taking the axe from your employer will be less traumatic than it would have been otherwise.&lt;/span&gt;&lt;/p&gt;</description>
      <dc:creator>Samuel Colridge (Dyer Beech)</dc:creator>
      <pubDate>Fri, 14 Nov 2008 14:28:28 -0600</pubDate>
      <link>http://activerain.com/blogsview/790316/prospect-of-losing-your-home-and-your-job-undergo-a-loan-modification-now-</link>
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      <guid>http://activerain.com/blogsview/782589/san-diego-a-closer-look-on-foreclosure-and-loan-modification</guid>
      <title>San Diego: a Closer Look on Foreclosure and Loan Modification</title>
      <description>&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span lang=&quot;EN-US&quot;&gt;Today is the right time to buy properties in San   Diego, with the rate of foreclosures on the rise; residential properties are at very reasonable prices. This is ultimately good news to people who want to relocate and purchase a house or a condominium unit in San Diego. A list of these properties can be accessed on the San Diego Multiple Listing Service. However, many homeowners are not at all happy when they receive their Notice to Default, meaning a foreclosure action on their home is in the works. To keep their own homes, they can apply for a &lt;a href=&quot;http://www.dyerbeech.com&quot; title=&quot;San Diego loan modification&quot; target=&quot;_blank&quot;&gt;San Diego loan modification&lt;/a&gt; programs offered by both government and private lenders.&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span lang=&quot;EN-US&quot;&gt;Loan modification seems to be the perfect solution to the foreclosure predicament faced by numerous homeowners, not only in San   Diego but across the country. Prominent financial institutions like JPMorgan Chase, Bank of America, and the Federal Deposit Insurance Corporation have come up with strategies to assist a homeowner who is intent on keeping his home out of foreclosure. Nonprofit housing advocates, however, are uncomfortable with some of the terms and conditions of the loan modification programs provided by these organizations. A lender is more inclined to be profit-oriented than anything else. If it can make more money by foreclosing then it will foreclose, and totally disregard loan modification. Before a homeowner applies for mortgage modification, there are four things he must remember: Loan modification is a possible way out when you cannot refinance, there is no equity, and you have an income and have been behaving responsibly (that is, you pay your mortgage payments on a regular basis). If none of the aforementioned applies to the homeowner, then there is a very slim chance of approval of his loan modification application.&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span lang=&quot;EN-US&quot;&gt;As the global economic crisis continues, many homeowners become ineligible for a loan modification program. San Diego homeowners will not be the only ones to suffer from the same fate and it is now imperative that the government as well as private lenders widen the scope of their mortgage modification programs to include this group of homeowners.&lt;/span&gt;&lt;/p&gt;
&lt;p class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;Visit Dyer Beech for more information about their &lt;a href=&quot;http://www.dyerbeech.com&quot; title=&quot;San Diego loan modification&quot; target=&quot;_blank&quot;&gt;San Diego loan modification&lt;/a&gt; program.&lt;/p&gt;</description>
      <dc:creator>Samuel Colridge (Dyer Beech)</dc:creator>
      <pubDate>Mon, 10 Nov 2008 09:49:51 -0600</pubDate>
      <link>http://activerain.com/blogsview/782589/san-diego-a-closer-look-on-foreclosure-and-loan-modification</link>
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      <guid>http://activerain.com/blogsview/734133/better-business-bureau-reliability-report-for-dyer-beech-zero-complaints-per-the-bbb</guid>
      <title>Better Business Bureau Reliability Report  for Dyer Beech.  Zero Complaints per the BBB</title>
      <description>&lt;p&gt;Reliability Report for Dyer Beech Enterprises Inc BBB Rating Not Rated BBB issues Reliability Reports on all businesses, whether or not they are BBB accredited. If a business is a BBB Accredited Business, it is stated in this report. Find out more about this business: &#1048708; Business Contact Information &#1048708; BBB Rating &#1048708; Products and Services Business Contact Information Products and Services This company offers financial consultation and loss mitigation to avoid foreclosure. BBB Rating BBB has processed no customer complaints on this company in its three year reporting period. As a matter of policy, BBB does not endorse any product, service or business. BBB Reliability Reports are provided solely to assist you in exercising your own best judgment. Information in this BBB Reliability Report is believed reliable, but not guaranteed as to accuracy. BBB Reliability Reports generally cover a three-year reporting period. BBB Reliability Reports are subject to change at any time. If you choose to do business with this business, please let the business know that you contacted the BBB for a BBB Reliability Report. ID: 0 Report as of: 10/10/2008 Copyright &amp;copy; 2007 Better Business Bureau&amp;reg;, Inc. serving San Diego, CA &amp;copy; 2008 - InteractiveBlue / OurBBB Company Name: Dyer Beech Enterprises Inc Company Address: 3914 Murphy Canyon Rd #A-110 San Diego, CA 92123 See the location on a Mapquest Map See the location on a Google Map Original Business Start Date: 12/19/2006 Type of Entity: Partnership Incorporated: 2006 in California Principals: Benjamin Schwan , C.E.O. Eric A Rice , President Number of Employees: 8 Phone Number: (858) 715-0005 (800) 516-3416 Fax Number: (858) 715-4751 Email Address: benjamins@dyerbeech.com BBB Accreditation Status: This company is not a BBB Accredited Business Type of Business: FINANCIAL PLANNING CONSULTANTS Web Site Address: http://www.dyerbeech.com&lt;/p&gt;</description>
      <dc:creator>Samuel Colridge (Dyer Beech)</dc:creator>
      <pubDate>Fri, 10 Oct 2008 18:40:36 -0500</pubDate>
      <link>http://activerain.com/blogsview/734133/better-business-bureau-reliability-report-for-dyer-beech-zero-complaints-per-the-bbb</link>
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      <guid>http://activerain.com/blogsview/733826/dyer-beech-has-zero-complaints-with-the-better-business-bureau-of-san-diego</guid>
      <title>Dyer Beech has Zero Complaints with the Better Business Bureau of San Diego</title>
      <description>&lt;p&gt;Dyer Beech has Zero Complaints with the Better Business Bureau of San Diego. below you will find a link to the BBB that is on all search engines. http://sandiego.bbb.org/WWWRoot/SitePage.aspx?site=26&amp;amp;id=413a29e6-801f-43b3-8b2f-60dc20e0c0cb&lt;/p&gt;
&lt;p&gt;this link leads to a page that does not exist. we have contacted the BBB to resolve the matter and have not received any response. if you go to the website you will find our company listed as&lt;/p&gt;
&lt;p&gt;San Diego: New Accredited Businesses May 2008 ... (760) 757-3593. Financial Planning Consultants. Dyer Beech Enterprises Inc. 3914 Murphy Canyon Rd #A-110 San Diego 92123. Mr Benjamin Schwan, CEO. (858) 715-0005 ... sandiego.bbb.org/WWWRoot/SitePage.aspx?site=26&amp;amp;id=413a29e6-801f-43b3-8b2f-60dc20e0c0cb - 101k&lt;/p&gt;
&lt;p&gt;there are ZERO complaints on our firm according to the BBB but they have a misrepresentation on their website saying otherwise.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Samuel Colridge (Dyer Beech)</dc:creator>
      <pubDate>Fri, 10 Oct 2008 15:09:27 -0500</pubDate>
      <link>http://activerain.com/blogsview/733826/dyer-beech-has-zero-complaints-with-the-better-business-bureau-of-san-diego</link>
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      <guid>http://activerain.com/blogsview/733808/dyer-beech-has-no-affiliation-with-ripoffreport-com</guid>
      <title>Dyer Beech has no affiliation with ripoffreport.com</title>
      <description>&lt;p&gt;Ripoffreport.com has published a complaint on our firm that is incorrect and due to their gudlines it will stay regardless of its legitmacy.&lt;/p&gt;
&lt;p&gt;i emailed ROR on this matter&lt;/p&gt;
&lt;p&gt;From: royce [mailto:royce@dyerbeech.com]  Sent: Thursday, October 09, 2008 2:15 PM To: editor@ripoffreport.com Subject: Report: #365346&lt;/p&gt;
&lt;p&gt;This email is to request Report: #365346 to be removed as the information in it is incorrect.     The report was maliciously placed by someone for their own reasons and isn&amp;rsquo;t true and correct by any means.     Your company is listed at the top of search engines providing  false data to consumers in this matter.     We respect your company and feel that your service is invaluable for consumers but only if accurate.     Please advise..        Corporation DYER BEECH ENTERPRISES, INC. Number: C2938836 Date Filed: 12/19/2006 Status: active Jurisdiction: California Address 3914 MURPHY CANYON RD A110 SAN DIEGO, CA 92123&lt;/p&gt;
&lt;p&gt;this was their response.&lt;/p&gt;
&lt;p&gt;We hear what you are saying &amp;ndash; and let ' s say we believe you &amp;ndash; but, we never really know for sure about those who email us, ..as you can imagine people tell us all kinds of things, lying to us&amp;hellip;  just to try to convince us to remove the report about them.  How are we to know who is telling the truth?  And how could we afford to investigate all of the claims that are made by people who want their report taken down.  Hopefully you realize the true value of Rip-off Report for consumers, the authorities and the media..       Our philosophy is that Rip-off Report is a permanent record just like when someone files a complaint in court.  You can file a rebuttal, like when you file an answer in court, but the court would never remove the complaint from the public records.       Read below the usual email we send to people who ask us to remove Reports, .. some even threaten us with a law suit. So, we&amp;rsquo;ve included that information below, .. so please don&amp;rsquo;t be insulted.      =======================================&lt;/p&gt;
&lt;p&gt;We do remove social security numbers, bank account numbers, threats of violence, some foul language and links to places we do not know about. If we missed something and are notified about it, we will remove it.      This is the way the Internet is..   we did not create the laws.  we did not create the Internet.  we did not create the Report(s) filed.     if you don't care what we have to say and don't want to read our philosophy below, you must read this first link below. Be warned. If you sue, be prepared to go the long haul, and when you want to do a walk away,  you will be paying for our legal bill and in some cases and then some, before we will let you out of the case. .. Just ask anyone who has sued us for years.  I hope you are personally prepared for this. We are.     For those who are thinking of suing...   http://www.ripoffreport.com/wantToSueRipoffReport.asp      you may be interested to know, since the above LINK was created, there have been a lot more legal superior court decisions, and other lower court decisions &amp;ndash; some published decisions ... ALL IN OUR FAVOR..  and we have been sued more than  2 dozen times and never, that's NEVER lost a case. Suing us will only get you more publicity.      Why do we win? &amp;ndash; just do a Google search for Communications Decency Act &amp;ndash; CDA.     below is for those who have read the case laws and/or  those of you who have no intention of suing and are looking for ways to just make things right for your customers, or just setting the record straight  - &amp;hellip; even if the comments are just about you personally, &amp;hellip; we will all be blogged. Good or bad, right or wrong, we WILL all be blogged, somewhere..Best to set the record straight, here and now.  ..  Please read below..      ===============================     please read some of our Philosophy -      I know the below copy is long winded - -      you do not want to miss any of what we are saying  below - - many things are repeated so you understand our point,. this is all about NEW thinking for the 21st century... For many people, this just has not sunk in yet.         The short answer is ... a Rip-off Report cannot be taken off.       if you keep reading, you will  understand how you will end up doing better with the Report staying up and not removing the Report..        You can simply file a rebuttal and explain  your side of the story ... it's free ... and you don ' t have to even read any further, just log on and file a rebuttal telling your side of the story, best to not be combative or insulting.        This is the 21st century. Good or bad, right or wrong ... we will all be blogged.     This is the 21st century. Good or bad, right or wrong ... we will all be blogged.       You can simply file a rebuttal and explain  your side of the story ... it's free.  You can simply file a rebuttal and explain  your side of the story ... it's free.     With or without Rip-off Report, someone would eventually blog you somewhere.  With or without Rip-off Report, someone would eventually blog you somewhere.     When the Reported business asks us, &quot;why don't you check out these Reports before you post them&quot; ... I ask you, where do we start and stop with evidence? ... No system is perfect.      Here is a perfect example&amp;hellip;.     The United States of America puts people to death after 1 or 2 jury trials, all kinds of witnesses and countless appeals, to only find out  15 to 30 years  later, ..ooops! ...  Gee, they weren't guilty after all! ...  and businesses want  Rip-off Report  to figure out who is right and who is wrong?  Where do we start and stop with evidence?      FACT: CONSUMERS WANT TO HEAR A 3rd PARTY OPINION:  Most businesses ask: &quot;In 2008, what good does it do if a consumer sees Rip-off Reports from back in 2005?&quot; - - We tell them that this is THE most important benefit you can ever get from Rip-off Report! ... Yes, you the business, the person that was reported ... Any educated consumer who is surfing the web in July of 2008 and comes across a Rip-off Report on you personally or your business ... consider yourself lucky. ... Think about it.  Remember, all businesses will get complaints: ALL!! .... If you address the complaint, rectify the situation, be nice and not combative, this will show the consumer that you were man/woman enough to address your issues ...  This will also show how you are committed to making changes and committed to total customer satisfaction! ... What consumer would not want to do business with you after seeing how you took care of business by fixing a complaint and was nice about it ? .. to err on the side of the consumer.      For example, even if YOU were not wrong and the customer was being a real jerk ... Here's what you do: without insulting the consumer you explain in your rebuttal in a very nice way why they should not be getting a refund, but, in the name of good customer service we will make things right with you.  However, it is always best to add  some sort of  an admission of at least the possibility you or your company did make a mistake or someone from the company might have made a mistake, so, in the name of &quot;good customer service  make a statement on how you will  be giving the customer the benefit of the doubt and will just issue a refund.&quot;   .. this will go a long way! imagine what the consumer is thinking when they read this ... Even  the guilty businesses with real customer service issues will look responsive (like a hero)  and, hopefully, will get tired of making refunds and change their ways.   Yes, this  has always been one of the main goals of Rip-off Report.     EVEN IF YOU ARE NOT A BUSINESS  = YOU ARE AN INDIVIDUAL WITH A REPORT(S) FILED AGAINST YOU? ....  Even if you are an individual and might have pissed off someone in the past, you need to do what you have to to just make it right with them. Like we stated above, ...  just give them the benefit of the doubt   ... file a rebuttal to the nasty Report about you, state that you had made a mistake in the past and explain how you've contacted (or are contacting if the rebuttal is your sole method of contact) the author of the report to make things right with them.  You can also state -- that you don't blame them for being upset with you. ... NOW, ... if you stated something like that on that nasty Report about you, ... after someone is looking you up on the Internet and reads what you wrote  (what we've suggested here), ... please tell me, who would not want to do business with someone who took care of  a situation like this! ??  We know it works -- from dead beat dads who did not pay child support to the business that actually ripped someone off ... they just show how they made things right.  - You have to admit, if you read a complaint that way, you too would now trust that business. We are told this all the time by businesses. People who once threatened us, cursed us out and even businesses that sued us and lost (like they all do) .. they all say to us, they should have handles it this way from the very beginning as we've suggested to you hear in this email.       Rip-off Report did not invent the Internet,   and with or without Rip-off Report you would be blogged about your  business or just you personally  -- and again I say, ... this IS the 21st Century ... True or false or partly false, right or wrong, . we will all be blogged!     Because so many people just don't get the concept that we know works so well .... I must reiterate...     FACT: Businesses that admit they may have made a mistake, give their customer the benefit of the doubt, and show how they took care of the complaint. ... TELL ME, what consumer would not want to do business with them.  Even if the complaint is totally false but the customer feels in their heart that they were wronged in some way, you can turn that around by explaining what you know in a nice way, maybe getting them to still do business with you by replacing the product,  or the sales person, agent etc. .... If handled correctly, you will turn a negative into a positive..  Either way...  The Internet is here to stay, and the tides have turned for the benefit of the consumer.  BIG BUSINESSES with lots of money is no longer in control. ... This will not change.  Rip-off Report is thanked all the time   by businesses that first said, &quot;this will not work, you are full-of-it!&quot; ... Most Businesses admitted after doing what we suggested, they now get business from the Report, new found business they would have never had if the Rip-off Report did not exist.     Those of you that have many complaints and need more help can always look into Rip-off Report's Corporate Advocacy, Business Remediation and Customer Satisfaction Program...  a long name for a program that does a lot for both the consumer and businesses alike.      AGAIN, YOU CAN FILE A REBUTTAL(S) FOR FREE     We DO NOT author the Reports.  Consider yourself lucky the customer did not make up some sucks.com website on your company located in some 3rd world country where you could not respond to the charges like you can on Rip-off Report.  We think if you handle your response in the correct way, that will say it all, and in your favor, turning that negative into a positive, taking the high road.  If a Report is responded to properly, any half intelligent consumer will know what kind of company or individual you are&amp;hellip;    The nicer you are, the more you turn around the possible negativity of a Rip-off Report. We live in the Internet age. Unless Al Gore pulls the plug on the internet, we are all stuck with it.    :-)    Deal with it, and show what a good business or business person you are: put your best foot forward, go beyond the call of good customer service, then the Rip-off Report will work as a positive advertisement you will want ALL your customers to see.  Better yet, Rip-off Report is a lot cheaper than those costly full page ads in the paper, advertisement on the Internet or on TV.  Once you see this is working as a positive for your company, maybe you will think about donating some of those advertising dollars.  As you will see, Rip-off Report WILL GET YOU NEW FOUND BUSINESS, if, but only IF, you handle the Report in a positive way.  Anyone thinking of coming after Rip-off Report (filing a lawsuit) will get nowhere and will only, more than likely, get even more bad publicity, because  that lawsuit  is public information.    Rip-off Report has no way of determining whether you or the author of the report is telling the truth. We encourage you to post a rebuttal explaining your side of the story, but we have a uniform policy against removing reports posted by consumers.  I know at this point you don&amp;rsquo;t want to hear it, but&amp;hellip; here are more reasons Why WE DO NOT Remove any Rip-off Reports:  If we remove a Rip-off Report, we would be no better than the BBB.  Although we do not remove reports, we do provide for the Author of the Report an UPDATE feature that allows the Author of the Report to supply additional positive or negative information regarding your business dealings.  Do what&amp;rsquo;s right &amp;ndash; or, what about going beyond the call of good customer service. The consumer will be surprised and post your response - - you won&amp;rsquo;t have to worry about them saying anything bad.. just show that you understand their point, and make it right with them..!    YOU MUST UNDERSTAND OUR PHILOSOPHY:   If Rip-off Report removed a Report every time a business threatened, consumers would be back to where they were before.  There would be no history of how the business took care of past problems.  This Report on the business or individual can work as a positive or as a promotional tool if they respond properly and do the right thing by taking care of their customer.  Consumers will see this and will want to do business with them in spite of what has been written about them. ...  That is why we supply a REBUTTAL feature so that the company reported has a chance to respond by agreeing, disagreeing, or apologizing and explaining what will be done to fix the issue.  By allowing consumers to view the original report, updates, and rebuttals, consumers will be able to make informed and educated decisions. This is mainly because consumers will be able to see how the company in question deals with complaints. All business get them from time to time.   Regardless, as a matter of policy, we do not remove a submitted Rip-off Report, and we never will.  Some people claim that we remove reports for money, but that is just plain false.   We have been offered as much as $50,000 to remove just one Rip-off Report, but we declined because doing so is in violation of our policy, and more importantly, goes against what we what we stand for ... Please understand our position.  Remember, all businesses will get complaints ... ALL! ... as stated above, at least file a rebuttal that is pleasant and, if you wish, mention that you support  this forum and freedom of speech -- even if you disagree with what was said.  Whining to consumers about how bad and unfair Rip-off Report is will only sour their opinion of you.    Also tell what the situation was at the time the Report was posted, even if it's a long time a ago and how you made improvements to your company to avoid this and similar things from happening again, and other positive comments about your company ... that is free.  You can turn that negative into a positive!  Consumers are probably finding your business on search engines that would never even know about you!  If handled correctly, this can come permanent positive advertisement! ....     You may have not mentioned it, but, we know it's always in everyone's mind that they want to sue us -- usually it's the dishonest companies that cannot admit wrong doing and could never change their ways that threaten to sue us..   For those who are thinking of suing...   http://www.ripoffreport.com/wantToSueRipoffReport.asp       For those of you who are a business only and have many Reports filed against them, read the following...       Those of you that have too many complaints and need more help can always look into Rip-off Report's Corporate Advocacy, Business Remediation and Customer Satisfaction Program ...   a long name for a program that does a lot for both the consumer and businesses alike.  This is a program that gives consumers confidence in doing business with you or your business.   This program changes the negative listings on search engines into a positive along with all the Reports on Rip-off Report .... (Reports are never deleted).    As a condition of joining this program, the Reported business allows us to email everyone who filed a complaint that the business  has contacted Rip-off Report and wants to make things right . This weeds out false Reports and shows your commitment to your customers and is  later Reported in our findings about your company we post to every Report about your business.  You must live up to your stated commitments through our program requirements.  Read about this program and how it changes all the negative into a positive - fill out our Corporate Advocacy Program intake form.  http://www.ripoffreport.com/corporate_advocacy.asp      We're always open for suggestions and improvements to our programs, even if we don't agree with you... :-)        ED Magedson - Founder EDitor@ripoffreport.com  www.ripoffreport.com    Rip-off Report   badbusinessbureau.com PO Box 310 Tempe, Arizona  85280&lt;/p&gt;</description>
      <dc:creator>Samuel Colridge (Dyer Beech)</dc:creator>
      <pubDate>Fri, 10 Oct 2008 15:02:04 -0500</pubDate>
      <link>http://activerain.com/blogsview/733808/dyer-beech-has-no-affiliation-with-ripoffreport-com</link>
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      <guid>http://activerain.com/blogsview/733758/loss-mitigation-firm-introduces-h-e-l-p-now-so-you-can-play-later-dyer-beech-comes-to-your-rescue</guid>
      <title>Loss Mitigation Firm Introduces H.E.L.P Now So You Can Play Later. Dyer Beech comes to your rescue</title>
      <description>&lt;p&gt;Eric Rice, Founder and CEO of Dyer Beech, Levels the Foreclosure Playing Field with H.E.L.P (Homeowner Education for Lending Protection) Now SAN DIEGO--(Business Wire)-- In response to the existing foreclosure crisis, Dyer Beech has hit back with the advent of H.E.L.P Now, a powerful online tool that provides homeowners with the protection they need and the education they lack. &quot;Knowledge is power,&quot; Eric Rice, CEO and Founder of Dyer Beech says. &quot;With H.E.L.P Now, homeowners will finally have the knowledge and support they need to make correct decisions in the short and long term.&quot;     A system that will apply online social networking to the needs of homeowners, H.E.L.P Now will build a community that shares similar situations, concerns and hopes for the future. In addition to members having access to the whole spectrum of services within the company, members will also be able to interface with each other, share thoughts and cultivate resources.     Unlike other Loss Mitigation firms that focus strictly on short term solutions, Dyer Beech has synergized its loss mitigation services with a social network platform to enable homeowners with cutting edge services and continued knowledge. In addition, loss mitigation services will be offered to H.E.L.P Now members for free. These services include education seminars, tax and credit relief specialists, legal and CPA consultations, financial planning and grief consultation.     &quot;We were running into the same scenario,&quot; Eric says. &quot;The less informed the homeowners were, the more problems they had with their lender.&quot; The answer was H.E.L.P Now, a system that covers all the bases under one banner. Eric adds: &quot;People can't learn this in school. That's what we do here. I want to make sure people have some assurances in an industry that can't normally provide them.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Samuel Colridge (Dyer Beech)</dc:creator>
      <pubDate>Fri, 10 Oct 2008 14:42:19 -0500</pubDate>
      <link>http://activerain.com/blogsview/733758/loss-mitigation-firm-introduces-h-e-l-p-now-so-you-can-play-later-dyer-beech-comes-to-your-rescue</link>
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      <guid>http://activerain.com/blogsview/733747/loss-mitigation-specialists-dyer-beech-add-social-networking-site</guid>
      <title>Loss Mitigation Specialists Dyer Beech Add Social Networking Site</title>
      <description>&lt;p&gt;Now this idea seems like a no-brainer to me, but a firm of loss mitigation specialists is adding a social networking site to augment the services that they already offer. The San Diego-based Dyer Beech firm of loss mitigation specialists has initiated H.E.L.P. Now, an online tool to help provide homeowners with the information and support they need to weather possible foreclosure and navigate through the maze of regulations and procedures necessary to hang on to a house with a mortgage in jeopardy. Possibly the best aspect of the site that these loss mitigation specialists have provided is that it gives members the ability to contact each other, provide personal support and share loss mitigation leads. H.E.L.P. Now not only provides the services of Dyer Beech's loss mitigation specialists, it helps to educate its customers about the ins and outs of mortgages, equity and home loans, with the goal of helping as many people as possible to hang on to their homes. The services Dyer Beech provides include working with tax and credit specialists, financial planning, CPA consultations, even grief counseling.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;http://www.lossmitigationauthority.com/2008/July/Loss-Mitigation-Specialists-Dyer-Beech-Add-Social-Networking-Site.htm&lt;/p&gt;</description>
      <dc:creator>Samuel Colridge (Dyer Beech)</dc:creator>
      <pubDate>Fri, 10 Oct 2008 14:38:46 -0500</pubDate>
      <link>http://activerain.com/blogsview/733747/loss-mitigation-specialists-dyer-beech-add-social-networking-site</link>
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      <guid>http://activerain.com/blogsview/733741/dyerbeech-h-e-l-p-now-homeowner-education-for-lending-protection-eric-rice-finacial-services-san-diego-california</guid>
      <title>DyerBeech - H.E.L.P. Now - Homeowner Education For Lending Protection - Eric Rice Finacial Services  San Diego California</title>
      <description>&lt;p&gt;Former Foreclosure Hunter Turned Loss Mitigation Expert Eric Rice Sheds Light on Distressed Homeowners  SAN DIEGO -- Foreclosures have hit an all time high in the United States during the current economic downturn. Many desperate Americans find themselves with no one to turn to for help. In this tough time, Loss Mitigation Expert Eric A. Rice, President of Dyer Beech (www.dyerbeech.com), works night and day to provide homeowners with the tools they need to keep their homes.  With foreclosures increasing by over 68% in the past year, loss mitigation services have become a viable alternative to losing one's home. Though these services are accessible to everyone, media focus on negativity leaves foreclosure prevention overlooked.  Unfortunately, lenders are only receptive to homeowners once payments have become delinquent. Eric Rice works with homeowners at all stages of the mortgage process to prevent problems before the situation becomes dire.  Dyer Beech consists of a variety of handpicked specialists including attorneys, CPAs, financial planners, and guidance counselors. They are passionate about helping people find alternatives to foreclosures. &quot;Mortgage loss mitigation provides solutions to disasters before they occur,&quot; stated Rice. &quot;Dyer Beech's negotiations establish permanent positive changes for your loan terms and payment plans.&quot;  Eric Rice understands the personal and emotional element of foreclosures and wants to share his expertise. &quot;Charlie Kent was going through a rough spot and was overwhelmed with his home mortgage. He was going through a divorce and needed the help badly. We developed a program specifically for Charlie to stay in his home so that his kids didn't have to change school districts. I now make 1/3 of the payments on his home, and I believe I have gained a friend for life,&quot; said Rice.  4 Need-to-Know Concepts to Prevent Foreclosure as advised by Eric Rice  1. Loan Modification - designing a plan to continue making payments for the long term as well as short term by having the lender change the rate, duration of payback, payment and type of rate (fixed or adjustable).  2. VA Loan Modification/Refunding - when The VA buys a veteran's debt note from their bank and modifies it for the benefit of the veteran in hardship.  3. Repayment Plan - a structured plan that helps the homeowner catch up on missed payments over a period of time with the goal of becoming current.  4. Special Forbearance - borrower has the right to ask for a break in payments; payment is negotiated for a later date (similar to a student loan).  Dyer Beech is a full service loss mitigation firm. Services include: legal consultation from leading loss mitigation attorneys, CPA consultation regarding all possible tax consequences, in-house team working around the clock to keep borrowers in their homes, preferred membership to the best credit repair firm in the country, property tax reduction and professional financial planning.&lt;/p&gt;</description>
      <dc:creator>Samuel Colridge (Dyer Beech)</dc:creator>
      <pubDate>Fri, 10 Oct 2008 14:36:40 -0500</pubDate>
      <link>http://activerain.com/blogsview/733741/dyerbeech-h-e-l-p-now-homeowner-education-for-lending-protection-eric-rice-finacial-services-san-diego-california</link>
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      <guid>http://activerain.com/blogsview/733194/dyer-beech-is-a-registered-corporation-with-the-state-of-california-fraud-is-prevalent-in-the-world-of-loss-mitigation-let-dyer-beech-help-you-not-fall-into-a-scam-and-guide-you-to-a-fresh-start-</guid>
      <title>Dyer Beech is a registered corporation with the state of California.  Fraud is prevalent in the world of Loss Mitigation, let Dyer Beech help you not fall into a scam and guide you to a fresh start.</title>
      <description>&lt;p&gt;Corporation DYER BEECH ENTERPRISES, INC. Number: C2938836 Date Filed: 12/19/2006 Status: active Jurisdiction: California Address 3914 MURPHY CANYON RD A110 SAN DIEGO, CA 92123&lt;/p&gt;</description>
      <dc:creator>Samuel Colridge (Dyer Beech)</dc:creator>
      <pubDate>Fri, 10 Oct 2008 10:05:48 -0500</pubDate>
      <link>http://activerain.com/blogsview/733194/dyer-beech-is-a-registered-corporation-with-the-state-of-california-fraud-is-prevalent-in-the-world-of-loss-mitigation-let-dyer-beech-help-you-not-fall-into-a-scam-and-guide-you-to-a-fresh-start-</link>
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    <item>
      <guid>http://activerain.com/blogsview/733176/dyer-beech-has-proven-to-be-above-the-rest-with-zero-complaints-per-the-attorney-general-of-california</guid>
      <title>Dyer Beech has proven to be above the rest  with ZERO complaints per the Attorney General of California</title>
      <description>&lt;p&gt;Former Foreclosure Hunter Turned Loss Mitigation Expert Eric Rice Sheds Light on Distressed Homeowners  SAN DIEGO -- Foreclosures have hit an all time high in the United States during the current economic downturn. Many desperate Americans find themselves with no one to turn to for help. In this tough time, Loss Mitigation Expert Eric A. Rice, President of Dyer Beech (www.dyerbeech.com), works night and day to provide homeowners with the tools they need to keep their homes.  With foreclosures increasing by over 68% in the past year, loss mitigation services have become a viable alternative to losing one's home. Though these services are accessible to everyone, media focus on negativity leaves foreclosure prevention overlooked.  Unfortunately, lenders are only receptive to homeowners once payments have become delinquent. Eric Rice works with homeowners at all stages of the mortgage process to prevent problems before the situation becomes dire.  Dyer Beech consists of a variety of handpicked specialists including attorneys, CPAs, financial planners, and guidance counselors. They are passionate about helping people find alternatives to foreclosures. &quot;Mortgage loss mitigation provides solutions to disasters before they occur,&quot; stated Rice. &quot;Dyer Beech's negotiations establish permanent positive changes for your loan terms and payment plans.&quot;  Eric Rice understands the personal and emotional element of foreclosures and wants to share his expertise. &quot;Charlie Kent was going through a rough spot and was overwhelmed with his home mortgage. He was going through a divorce and needed the help badly. We developed a program specifically for Charlie to stay in his home so that his kids didn't have to change school districts. I now make 1/3 of the payments on his home, and I believe I have gained a friend for life,&quot; said Rice.  4 Need-to-Know Concepts to Prevent Foreclosure as advised by Eric Rice  1. Loan Modification - designing a plan to continue making payments for the long term as well as short term by having the lender change the rate, duration of payback, payment and type of rate (fixed or adjustable).  2. VA Loan Modification/Refunding - when The VA buys a veteran's debt note from their bank and modifies it for the benefit of the veteran in hardship.  3. Repayment Plan - a structured plan that helps the homeowner catch up on missed payments over a period of time with the goal of becoming current.  4. Special Forbearance - borrower has the right to ask for a break in payments; payment is negotiated for a later date (similar to a student loan).  Dyer Beech is a full service loss mitigation firm. Services include: legal consultation from leading loss mitigation attorneys, CPA consultation regarding all possible tax consequences, in-house team working around the clock to keep borrowers in their homes, preferred membership to the best credit repair firm in the country, property tax reduction and professional financial planning.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;http://www.24-7pressrelease.com/press-release/eric-allen-rice-inducted-into-cambridge-whos-whoexecutive-professional-and-entrepreneurial-registry-67643.php     http://www.reuters.com/article/pressRelease/idUS177855+09-Jul-2008+BW20080709     http://www.lossmitigationauthority.com/2008/July/Loss-Mitigation-Specialists-Dyer-Beech-Add-Social-Networking-Site.htm&lt;/p&gt;</description>
      <dc:creator>Samuel Colridge (Dyer Beech)</dc:creator>
      <pubDate>Fri, 10 Oct 2008 09:59:09 -0500</pubDate>
      <link>http://activerain.com/blogsview/733176/dyer-beech-has-proven-to-be-above-the-rest-with-zero-complaints-per-the-attorney-general-of-california</link>
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