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home purchase: When is the Right Time to Buy a Home - 08/19/07 09:41 PM
Right now there are a lot of homes up for sale and not  enough buyers to buy up all of these homes. This is one of the top signs that we are currently in a buyers market. When there are too many homes for sale and not enough buyers, most of the time sellers are willing to go above and beyond to try and sell their homes. This may mean that they are willing to sell it for under market value and accept a significantly lower sales price than they would like to, they may be willing to offer incentives such … (2 comments)

home purchase: Down Payment Funds - 08/12/07 08:23 PM
If you are looking to buy a home, whether you are a first time homebuyer or a seasoned home buying veteran, you need to know and understand what sources of down payment funds are acceptable to use for a home down payment. Understanding what is acceptable to a lender and what is not can help you better prepare for the homebuying process and obtaining the best interest rate that you can.
Over the course of the last few years buying a home with zero money down had become increasingly simple and has grown in popularity. However, with the recent mortgage market meltdown, … (3 comments)

home purchase: Down Payment Assistance - 08/12/07 10:53 AM
Are you considering buying a home but have no idea how you are going to come up with money for a down payment? If you answered yes to this question you are not alone and roughly half of potential homebuyers in the US are in this same exact position. So how can you buy a home with very limited funds?
Saving up enough money to make a down payment on a home can be next to impossible for many consumers. Because of this, there are a variety of programs available to assist people who are interested in buying a home, but just … (1 comments)

home purchase: First Time Homebuyers - Common Mistakes to Avoid - 08/09/07 08:13 PM
Getting ready to buy a home can be both a very exciting, yet a very terrifying experience. Most first time homebuyers have so many questions to ask, but they are unsure of who to ask. Who can a first time homebuyer trust and what can they do to insure a smooth homebuying experience? 
First time homebuyers occupy a very large percentage of the real estate market. With a quickly changing real estate market, rising interest rates and tightened lending guidelines first time homebuyers can be even more confused than ever about buying their first home. The good news is that I am … (2 comments)

home purchase: What Do You Really Need From Your Home??? - 07/31/07 06:00 PM
Before buying a home or entering into a purchase contract to buy a home there are many items that need to be carefully considered. These items are even before you start talking to a mortgage broker, your local bank, and/or a Realtor as well. Read on to find the single most important step in the homebuying process that is often not given nearly enough thought.You have finally decided it is time to get out of your apartment, rental home or your parents home and buy a home of your own. However, you do not exactly know where to start, who to … (0 comments)

home purchase: Preparing for Home Ownership - What can I do to get ready? - 07/30/07 08:06 PM
 Preparing for Homeownership!
So you are thinking about looking into buying your own home, but you don't have any idea as to where to begin, what to do, who to talk with first, what type of mortgage to get, how much money to put down, what documents you will need, so what should you do. If this sounds anything like your current situation, don't worry because you are not alone and plenty of people ask these same questions each and every day. Although, chances are if you are reading this article, then you are heading in the right direction.
Where do you begin then, and … (0 comments)

home purchase: The Art of Making an Offer - 07/25/07 02:38 PM
A very common question that pops up when people are interested in buying a home is: "How much should I bid on a home?" Unfortunately, there is no hard set rule that states you should bid 5% under asking price. Read on to find out more about the art of making an offer on a home.
Finally, after countless hours of looking up houses online, driving around and looking at houses with for sale signs, setting up appointments with Realtors to view homes and calling the numbers on the houses that are for sale by owner you are finally ready to … (0 comments)

 

Dave Zwierecki

North Olmsted, OH

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First Security Financial Services

Address: PO Box 428, North Olmsted, OH , 44070

Office Phone: (888) 418-4467

Cell Phone: (440) 614-0130

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