Chris Rossi's (easterninsurors) Blog

General liability insurance is a basic policy that most business owners would agree is necessary to keeping a company safe and adequately protected. Typically, the standard general liability policy covers $1,000,000 per liability occurrence at $2,000,000 per policy. This is common knowledge in th...

Before you think you are being best served by a big insurance agency, like Allstate or Geico, take a look at the recent news. A rate increase on New Jersey auto insurance, provided by Allstate, has been approved and will affect all customers that have not been with the company since at least 2006...

Pool safety is important, especially as warmer weather approaches. Especially if you have small children, you should go through a safety inspection of your pool before opening it for use. Unfortunately, drowning is one of the leading causes of death for children in the United States; make sure yo...

A home is a huge personal and financial investment and you may feel the need to rework some of the rooms in your house to your liking, add an addition, etc. If you plan on living in your current home indefinitely, then the “itch” to remodel may be something you want to “scratch.” If this is the c...

Divorce is a sad reality for many married couples. With divorce rates seemingly climbing by the day, it is safe to say that marriage is often no longer until “death do us part”. Despite the statistics, couples continue to walk down the aisle, bringing two lives together with all the happiness, co...

When you get married, you are faced with responsibilities and concerns that weren't even on your radar when you were single. In addition to “growing up” and having a mortgage and a career, you also have a family that you need to provide for. Although your career can provide for your family's live...

No one can predict the need for disability insurance, but it's wise to invest into it, since your Social Security, unemployment checks, and/or workers comp have limited funds and can run out extremely fast. Besides, 57% of Social Security claims are denied. Disability insurance will pay for your ...

Everybody needs a will. If you have anything to your name at all, you need a will. This is also where you name the guardians to your children. If you die without having a will, it can greatly complicate things for your family and/or heirs. You will have no control over who gets your estate. Make ...

I recently read that Millvina Dean, the last survivor from Titanic in 1912, has begun selling off her personal mementos - a suitcase, rare prints of the ship, and letters - from the ship so that she can pay for her nursing home fees. Now 96, Millvina was only two years old when she was rescued fr...

Most people you ask don’t know much about major medical insurance. Some have never even heard of it. If that’s you, basically, major medical insurance is like health insurance, only it is designed to cover far more medical problems, including emergencies and large surgeries and procedures. Major ...