U.S. Housing and Mortgage Trends (Source: October 2011 report by CoreLogic) The homeownership rate is down... almost 10% compared to the homeownership rate in 1980. The median household income is down... (lowest level since 1996) Both renters and owners are spending a greater percentage of thei
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Posted about 2 years ago
Prior to working with an EBA, we had been involved in four other real estate purchases and three sales and had developed some skepticism toward realtors in general. This most recent move was our first that wasn’t just to another part of town. This time, we were to move ourselves, our five k
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Posted about 2 years ago
Our Exclusive Buyers Agent (EBA) was a pleasure to work with because of his laid back, no-pressure approach. His only motivation was to help us find the right house for us, not to sell a home. He never pressured us to consider a home we were not interested in. Rather, he suggested we see many
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Posted about 2 years ago
How to calculate the cost vs. benefit of refinancing Whether or not you should refinance will depend at least 3 things: The costs associated with refinancing The total monthly savings the refinance equates to. How long you plan to stay in the home or hold the loan Once you calculate how many mont
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Posted about 2 years ago
Have property values declined, not so much as to put you ridiculously upside-down, but enough that your current loan balance may no longer be less than 80% of the current value of your home? If you're in a position where you don't pay PMI now because you didn't need to pay it when you first took
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Posted about 2 years ago
I’ve done extensive research in home buying over the past few years. I knew the only way to go was an EBA (Exclusive Buyer’s Agent), but I didn't know of any in Utah. Fortunately, a random internet search brought up Benjamin Clark with Homebuyer Representation. I called him, and then me
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Posted about 2 years ago
