lenders: Shopping for a Loan - Understanding the New Good Faith Estimate (GFE) Form - 11/12/09 12:46 AM
Due to RESPA Reform, as of January 1, 2010, lenders are required to use a new, uniform, Good Faith Estimate (GFE) form. This new form creates additional disclosure and transparency about the loan product being offered as well as the costs to the borrower. The Good Faith Estimate (GFE) form … (3 comments)
lenders: How to "Shop" Loans and Lenders Part 1 of 7 (How to Shop Mortgage Loan Series) - 08/01/09 03:48 PM
Many Buyers pay 1-3% too much for their loan in up-front costs, even after "shopping" for lenders. Some choose a lender solely based on which one has the lowest up-front costs, but they end up paying for it by getting an interest rate that is higher than they qualify for. Others … (6 comments)
lenders: How to "Shop" Loans and Lenders Part 2 of 7 (Same Day - Same Time) - 08/01/09 03:46 PM
Many Buyers pay 1-3% too much for their loan in up-front costs, even after "shopping" for lenders. Some choose a lender solely based on which one has the lowest up-front costs, but they end up paying for it by getting an interest rate that is higher than they qualify for. Others … (0 comments)
lenders: How to "Shop" Loans and Lenders Part 3 of 7 (Same Facts) - 08/01/09 03:45 PM
Many Buyers pay 1-3% too much for their loan in up-front costs, even after "shopping" for lenders. Some choose a lender solely based on which one has the lowest up-front costs, but they end up paying for it by getting an interest rate that is higher than they qualify for. Others … (0 comments)
lenders: How to "Shop" Loans and Lenders Part 4 of 7 (TOTAL Cost) - 08/01/09 03:43 PM
Many Buyers pay 1-3% too much for their loan in up-front costs, even after "shopping" for lenders. Some choose a lender solely based on which one has the lowest up-front costs, but they end up paying for it by getting an interest rate that is higher than they qualify for. Others … (0 comments)
lenders: How to "Shop" Loans and Lenders Part 5 of 7 (Friend/Special Deal) - 08/01/09 03:39 PM
Many Buyers pay 1-3% too much for their loan in up-front costs, even after "shopping" for lenders. Some choose a lender solely based on which one has the lowest up-front costs, but they end up paying for it by getting an interest rate that is higher than they qualify for. Others … (0 comments)
lenders: How to "Shop" Loans and Lenders Part 6 of 7 (References) - 08/01/09 03:38 PM
Many Buyers pay 1-3% too much for their loan in up-front costs, even after "shopping" for lenders. Some choose a lender solely based on which one has the lowest up-front costs, but they end up paying for it by getting an interest rate that is higher than they qualify for. Others … (0 comments)
lenders: How to "Shop" Loans and Lenders Part 7 of 7 (Extras/Additional Information) - 08/01/09 03:36 PM
Many Buyers pay 1-3% too much for their loan in up-front costs, even after "shopping" for lenders. Some choose a lender solely based on which one has the lowest up-front costs, but they end up paying for it by getting an interest rate that is higher than they qualify for. Others … (0 comments)
lenders: Beware the Bailout Buzzwords - 04/20/09 10:19 PM
Beware the Buzzwords.
I had a recent experience with my current mortgage holder that makes me wonder if consumers are accepting "deals" from banks that are not "deals" at all.
First, to be clear: I have equity in my home and I don't need a loan modification. I'm just in the … (10 comments)
lenders: A Possible Solution to the Real Estate/Mortgage Crisis - 10/02/08 10:54 AM
I would strongly urge lenders, banks and investors to consider agreeing to adjust notes back to the start rate on the adjusting and ballooning mortgages (or the start rate +.25% or .50%).
Don't pay them any incentive or "bailout" to do so.
They made the bad loans or let … (38 comments)
lenders: Bailouts Bids Benefit Banks but Borrowers Being Abandoned - 10/01/08 03:03 PM
Why are we bailing out the banks when consumers were duped into the cruddy loan products the banks sold them...? (At least some of them were "up-sold" the ARM or some other ridiculous loan, perhaps with an inflated Debt/Income ratio as an added bonus?) Why should businesses be saved when consumers … (7 comments)
lenders: Which Loan is REALLY the Best? - 05/08/07 05:28 PM
With so many lenders, loan types and loan programs, how can you REALLY know which loan is best? At Homebuyer Representation, our Exclusive Buyers Agents can assist you in looking at your financing options and possible sources of financing. We are not lenders. Our only goal is that you understand the total … (2 comments)
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Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.
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