savings: Three Tips for Shopping Your Home Loan and Saving Big
- 09/27/13 07:30 AM
One of your biggest savings when buying a home can come from the simple act of shopping your home loan. Shopping for the best mortgage can save you thousands of dollars in up-front costs, and many thousands more over the life of the loan. Most lenders are good people trying to provide for their family within the framework of the company they work for. The fact is, however, some loan originators simply cannot offer you the best rate and terms available to you. What they offer depends a lot on how much volume their company does, how much overhead the company has, … (0 comments)
savings: How to Calculate the Cost vs. Benefit of Refinancing
- 10/12/11 10:27 AM
How to calculate the cost vs. benefit of refinancing Whether or not you should refinance will depend at least 3 things: The costs associated with refinancing The total monthly savings the refinance equates to. How long you plan to stay in the home or hold the loan Once you calculate how many months of savings it will take to cover all the costs of refinancing (including any costs added to the principle balance of your loan) you can more easily assess whether or not it makes sense for YOU to refinance. Here is an example. The numbers I'm using make for … (0 comments)
savings: Salt Lake's Smartest Homebuyers!
- 02/06/08 08:14 AM
What clients are saying about Homebuyer Representation, Inc. Utah's Exclusive Buyer Brokerage! "We wanted someone who would work with us and not be constrained or biased by their own listings or those from colleagues in their same office or group. Benjamin was extremely responsive and even did virtual walk-throughs with us via video on the web. With his help, we found the ideal home."Benjamin came up with a brilliant approach that gave us a real advantage in the negotiations. We closed at a price well below the original asking price. We are extremely pleased with the property. Thank you Benjamin!"-Vance Checketts Family, Provo, Utah "I … (0 comments)
savings: Why is Signing a Buyer-Agency Agreement That Important?
- 05/07/07 05:02 PM
Our Buyer-Agency Agreement requires us to be legally responsible and accountable to you. A Seller's agent, by law, must work in the best interest of their client, including giving any learned information about the Buyers to the Sellers. This can hurt your bargaining power and cost you money. We work in your best interest. We are obligated to get YOU the best price and the most savings possible. In Utah, if the listing agent tells you she will work with you as your "buyer's agent", you will be asked to sign an agreement limiting your representation. This agreement usually states that the … (3 comments)
One of your biggest savings when buying a home can come from the simple act of shopping your home loan. 
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