Real estate blog entries tagged with rate locks by Ed Gillespie, Loan Officer ~ Mortgages for greater Sacramento (Academy Mortgage (NMLS#3113, CA DOC #4170013))

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Home : Blogs : Ed Gillespie, Loan Officer ~ Mortgages for greater Sacramento : Greater Sacramento Mortgage News & Views : Tag "rate locks"

rate locks: Greece, the Fed and Inflation—Oh, My! How Do We Get Mortgage Interest Rates? - 11/03/11 12:57 PM

Greece, the Fed and Inflation—Oh, My! How Do We Get Mortgage Interest Rates?

First, here’s how we don’t:
There are three common misconceptions about how mortgage rates are determined: 1) solely by each lender, 2) by the Federal Reserve and/or 3) based on the 10-Year Treasury Note. There are still mortgage professionals claiming rates are based on the 10-Year Note. Wrong!
Now, here’s how we do:
While there are several generic interest rate trend indicators, rates can be influenced at any given moment by at numerous different variables in the market and with each individual loan approval scenario. The mortgage … (4 comments)

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Ed Gillespie, Loan Officer ~ Mortgages for greater Sacramento

Rocklin, CA

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