Learning Annex Real Estate Expo - 09/30/06 01:52 PM
Are there any fellow cCalifornia or out of state active rainers that are going to the Learning Annex`s Real Estate Wealth Expo the weekend of november 4 and 5 in anahiem california? Keynote speakers will be Donald Trump, George Foreman, Kareem Abdul-Jabbar, to name a few. This my first year attending … (6 comments)
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Spanish Real Estate Terms 7 - 09/30/06 01:40 PM
instrumento = instrument
informe de impacto ambiental = enviornment impact statement
informacion de la evaluacion = appraisal report
ingreso neto de operacion - net operating income (NOI)
jurisdiccion = jurisdiction
ley de prescripcion = statute of limitations
licencia = liscense
ley de veracidad en los prestamos = Truth-in-Lending Act
limitaciones en la escritura = deed restrictions
marca de … (1 comments)
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Chinese Feng Shui - 09/30/06 01:00 PM
Feng Shui is the art of placement and arrangment of space to achieve harmony with the enviornment. Supposedly this "art" maximizes positive energy, improves health, prosperity, and family cohesion. Quite frankly i think this is bogus. How can the arrangment of furniture cause postive energy? As long as certain furniture doesnt … (8 comments)
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Spanish Real Estate Terms 6 - 09/29/06 12:04 PM
extracto del juicio = abstract of judgment
fideicomisario = trustee
franquicia = franchise
gravamen = lien
gravamen de tributacion = tax lien
gravmen de un constrcutor = mechanics lien
hacer reformas = improvements
heredero = heir
hipoteca = mortgage
hipoteca de tarifa ajustable = ARM Adjustable Rate Mortgage
intesrado = intestate
interes = interest
… (7 comments)
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Spanish Real Estate Terms 5 - 09/27/06 03:14 PM
cierre = closing
contrato bilateral = bilateral contract
costo de reposicion = replacement cost
contrato de asociacion en participacion joint venture
documento = document
demanda = demand
depreciacion = depreciation
derechos aereos = air rights
declaracion de Impacto Ambiental = Enviornment Impact Report
deudor hipotecario = mortgagor
edad real = actual age
embargo = attachment
escritura de trespaso = conveyance
eviccion = eviction
exclusivo … (2 comments)
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Spanish Real Estate Terms 4 - 09/27/06 02:31 PM
beneficiario = beneficiary
casa abierta = open house
certificado de titulo = certificate of title
coercion = duress
codigo de eticas = code of ethics
condominio = condominium
contrato de compraventa = contract of sale
credito = credit
I will post more terms in the future. My goal is to have the most frequently real estate terms … (2 comments)
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Spanish Real Estate Terms 3 - 09/27/06 02:24 PM
I posted some of these yesterday but i think it would be easier if i posted the terms in alphabetical order. I list these terms off the top of my head so if you need any others please contact me and i will gladly assist :):
adelanto = earnest money
administracion de inmuebles = … (1 comments)
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Notary From Hell - 09/26/06 03:54 PM
My processing team did a great job and got my loan documents out to the customer two days ahead of time. My customers for this deal were my aunt and uncle they needed cash out. The signing took place last night at my aunts and uncles home. So I get a phone … (10 comments)
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Monday Night Football - 09/26/06 02:47 PM
I caught the tail end of the game between the saints and falcons. It was good to see that the superdome was repaired and the stadium was sold out. The saints shut down the falcons and made the state proud. It was almost a superbowl-like atmosphere last night. The reality of … (2 comments)
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More Spanish Real Estate Translations!!!!!!!!!!!!! - 09/25/06 09:31 PM
uso no conforme = nonconforming use
utilidad = utility
acreedor hipotecario = mortgagee
fideicomisario = trustee
documento = document
deudor hipotecario = mortgagor
cierre = closing
condominio = condominium
demanda = demand
prestamo amortizado = amoritized loan
… (0 comments)
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Bilingual Real Estate Professionals - 09/25/06 08:43 PM
Leigh Brown ABR,CRS, CLMHS wrote a very intersting blog on the treatment of bilingual professionals see below I commend her for doing so:
http://activerain.com/blogsview/Treatment-of-Spanish-speaking-agents?10505
As a Mexican American with a slight accent i face obstacles everyday. I have been in this business for 5 years now and people know that i get deals closed. Often … (4 comments)
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Scoring a Deal Out of Nowhere - 09/24/06 10:23 PM
I just got back from the supermarket and the craizest thing happened to me. I was in a long line at the checkstand there was an older lady right behind me. I got a phone call rom my cousin who is a realtor and she wanted me to explain the 1 … (5 comments)
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Spanish Terms for Real Estate - 09/22/06 12:46 PM
Spanish Terms for Realtors or Other Real Estate Professionals
abogado-en-hecho = attorney in fact
franquicia = franchise
demografia = demography
depreciacion = depreciation
cadena de titlulo = chain of title
corredor = broker
exclusivo = exclusive listing
escritura de propiedad = deed
agente = agent
asociacion de los duenos = homeowners association
deudor = debtor
titulo = title … (2 comments)
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Quitclaim Deed - 09/20/06 08:22 PM
A quitclaim deed is an instrument that transfers only that interest in the property in which the grantor has title. These are utilized very commonly in financing. Sometimes customers who have really bad credit or no credit whatsoever or are unemployed will add someone who was great credit such as a family member … (2 comments)
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Seminar - 09/20/06 06:33 PM
Yesterday i went to a excellent seminar hosted by a investor called greenpoint mortgage "Keys to your success" it was held at the Manhattan Beach Marriott. It was hosted by Mr.David Evans. At first i though it was going to be a boring lecture because i have been to a few of those in … (0 comments)
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Advertising - 09/20/06 05:52 PM
How many of you have advertising stickers on your vehicles? If so what information do you put on the sticker besides the obvious contact information such as phone number. For those that do practice this type of advertising does this yield results? Do you get bogus phone calls or solid prospects? … (2 comments)
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Leads - 09/13/06 04:19 PM
This goes out to all of the LOs and Real Estate Agents What lead companies do you all prefer? Here at my office we purchase leads on a regular basis. We get lending trees live transfer leads, lower my bills , really great rates and nexttag...........................
What lead sources work the best … (9 comments)
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Reverse Mortgages - 09/13/06 04:09 PM
At my office here in torrance california i have had quite a few clients call and ask for a reverse mortgage. Before i continue with the processing of the transaction i explain the product to them in great detail. This is a great product if it is used properly
LOs inside and outside … (5 comments)
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Initials - 09/06/06 03:46 PM
I have seen a few realtors and brokers on this site who have terms such as ABR, ASR, Cyberstar, EcoBroker , to name a few. Can someone explain to me what these are?
… (9 comments)
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Mortgage Experts ??????? - 09/06/06 02:57 PM
I recently had a online conversation on myspace with a individual. We were exchanging notes but in a nutshell here is a brief excerpt:
Mortgage Expert : Hello my name is XXXXX and i am a mortgage expert here in downtown los angeles california. I am a expert in any type of … (5 comments)
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The Lease Option - 09/06/06 02:06 PM
I am not a realtor. I was wondering how many realtors come across Lease Options in their transactions. The lease option allows a buyer to buy a home without having to get a mortgage. How does this benefit the buyer and seller? Here in California i have only seen this once. Let … (9 comments)
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Bad Appraiser - 09/05/06 08:52 PM
When i first began doing loans an appraiser called me saying that he had a fast turnaround time but he charged a little extra for a full URAR $450.00. Again i was new and another buddy say that he was really good. My client paid cod and i was promised that the apprasial … (4 comments)
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Loan Officers - 09/05/06 08:27 PM
This goes out to realtors. What do you look for in a loan officer when it comes to netoworking? Is there one quality that makes you decide to utilize that particular loan officer? Do you just pick the loan officer that is closest to you logistically? Do you go by the loan officers … (7 comments)
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Emailing - 09/04/06 08:54 PM
I am noticing an increasing trend with clients more and more everyday. Most clients would like to handle their financing needs online via emails. Believe me i love taking to my clients and prospects over the phone but for the most part its more convienient for them to talk to me … (2 comments)
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The Monthly Payment....................... - 09/03/06 08:39 PM
The worse advice you can give a client during a refinance is to not make their monthly payment during the transaction. If the closing of the loan goes past the monthly payment deadline (rolls over to the following month) then guess what ? Their current mortgage company 9 times out of … (2 comments)
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The Pre-Approval - 09/01/06 02:51 PM
When i pre-approve a client for a refinance or a new home loan i do it in a very detailed manner. I look at their credit report. I look at the credit report as if i was an underwriter. More importantly i take a detailed 1003 and 1008 application. With this … (3 comments)
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