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Realty Referral !!!!!!!!! - 01/25/07 07:41 PM
I have a client who lives in San Leandro California and she would like to sell her house. She hasnt listed her home yet because: (1) She only speaks spanish (2) She has got offers from realtors to list her house but she feels the commission charged is too high. She would gladly list her house with a realtor who would charge her a fair %. But thats between you and her to discuss. I would like to refer her to a Realtor who speaks spanish and will not refer her to someone else. If you think you fit the profile or know somebody who (16 comments)
(Continued): 6. Associate with successful people. Do what they do. When faced with choices, make the choice a successful person would make.Blow your bonus check on a gambling trip or invest it? 7. Avoid unsuccessful people. Do not under any circumstances associate with negative people. Negative people are toxic; they destroy, they do not build. They are vampires that can live only by draining the life from others. The odds are greater that they will pull you down faster than you can lift them up. You can choose to stay away from all the negative people in your life. Avoid all (3 comments)
Success Volume One - 01/17/07 09:37 PM
No one becomes successful by accident. Success requires making a plan and sticking to it. It is simple, but does require commitment; it is not hard to do, but does require hard work. The good news is that once you begin, the results start coming almost instantly. The miracle of successful living is that the smallest step towards success attracts more success! Here is a very brief outline of the key points that will help you achieve the highest levels of success. 1. Look into the nearest mirror - the person staring back at you is the only person responsible for (3 comments)
Whats Escrow? - VIX - 01/10/07 10:18 PM
Conditional Delivery (continued) Towards the end of the escrow period, the buyer will be asked to sign a note and trust deed for the loan. The buyer is promising to pay back the money using the property as security for the loan. Escrow has not closed, and the buyer does not own the house yet. Nor has the seller been given the promised money, but the note and trust deed are signed and deposited into escrow, conditionally, until all other terms have been met. At that time money will be released by the lender to escrow. What is a Complete Escrow ? (4 comments)
Whats Escrow? - VIII - 01/10/07 10:09 PM
Conditional Delivery A conditional delivery of transfer documents and funds, the second requirement for a valid escrow, means the seller will deliver a signed grant deed which conveys the title to the buyer, and/or the lender will deliver to escrow whatever funds are required for the sale. In addition, the escrow agent will hold the security for any loan (trust deed) conditionally until directed by the terms of the escrow. The escrow agent will keep documents and funds until all other terms of the escrow are completed, and then distribute them according to the expressed conditions of the escrow. Sometime before the (0 comments)
Whats Escrow? - VII - 01/10/07 09:34 PM
Purchase Agreement as Escrow Instructions (continued) An escrow is opened when a real estate agent brings the signed purchase agreement to the escrow holder, who makes a copy and accepts it by signing off in the required box in the document. The escrow holder should be concerned with whether or not the contract is complete, fully signed and intialed before accepting it. It must be a valid contract before becoming instructions for the escrow. In addition to the purchase agreement as escrow instructions, an escrow holder will submit acceptance or additional escrow instructions for buyer and seller signature. These instructions will include (1 comments)
Whats Escrow? - VI - 01/03/07 07:56 PM
Purchase Agreement as Escrow Instructions In a purchase transaction here in Calfornia there is a bran new approach to conducting escrow and that is to use the purchase agreement as the formal escrow instructions. The California Association of Realtors (C.A.R.) www.car.org provide a from known as the Residential Purchase Agreement and Joint Escrow Instructions (purchase agreement) , and seems to offer the best of all approaches to the escrow process. The form combines the strength of the offer to purchase and escrow instructions into one contract. The reason this effort was made was to make escrow all over the state of California more (2 comments)
Whats Escrow? - V - 01/03/07 07:30 PM
Designating the Escrow Holder The escrow holder may be any disinterested third party and the choice of an escrow agent is always that of the buyer, seller, or the lender. However, they probably do not have a relationship with an escrow agent, and may rely on the advice of their real estate professional. Basic Requirements for a Valid Escrow Every sale or transfer (refinance) has two basic requirements to be valid : (1) a binding contract between the lender, buyer and seller (2) conditional delivery of transfer documents to a thrid party The binding contract can be an offer to purchase (deposit receipt), agreement of sale, exchange (4 comments)
This Blog is Worth 100,000 !!!!!!!!! ( Points that Is ) - 01/02/07 10:15 PM
My good friend Scott Gormley http://activerain.com/lendingmagician was kind enough to write a blog about me reaching a milestone on this site. The milestone is that of reaching the 100,000 point plateau , http://activerain.com/blogsview/31085/A-Congrats-to-Eddy and i really thank him for taking the time out of his day to do so. He is also about to reach the mark very soon. I have been on this site since the end of july and at first i was hestiant to particpate due to the fact that the site was dominated by realtors. I didnt think i would fit in or would be able to relate to (6 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.