housing crises: Was President Clinton the cause of the housing meltdown? - 03/03/08 08:35 AM
This isn't intended as an opinion post, nor is it intended to inform. It's intended only to provoke thought and to draw attention to Gene Wunderlich's new group: Mortgage, Foreclosure & Elder Abuse Housing Fraud. I plan on contributing a significant number of short posts featuring links to facts and opinions … (14 comments)
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housing crises: Social innovation in housing markets - 01/28/08 09:26 PM
Blogger Carlos Gasca Yanez has proposed an innovative solution to this nation’s looming social blight: housing markets in crises. The idea championed in a post titled Subprime Crises calling for Social Entrepreneurs is to partner nonprofit initiative with corporate enterprise. Carlos envisions a real estate model that embraces a marriage of … (4 comments)
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housing crises: When Deals Go Bad: Baltimore's Foreclosure Debacle - 01/13/08 04:07 PM
Baltimore, sometimes called "Charm City," isn't all that charming beyond the inner harbor complex that's featured by media when the Ravens or Orioles are playing at home. Sheila Dixon, Baltimore's newly elected mayor, along with the city's council have filed suit against Wells Fargo Bank to recover alleged losses caused by … (13 comments)
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housing crises: Five Years : A Desparately Long Time Indeed! - 12/07/07 02:18 PM
You've heard the news by now, the Bush Administration has revealed its plan to rescue housing markets. The idea is to save certain consumers from themselves and to save the economy at large from the grips of ruination. While I dislike everything about the proposal, it's the length of time that … (33 comments)
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housing crises: Worrying Rationally - 12/04/07 12:26 PM
This is probably my final word on the housing crises. That is, unless a prophetically new issue with devastating implications rears its ugly head.Let's temporarily remove conjecture from the mix to deal directly with facts. It's a generally accepted fact that 1 in every 196 U.S. households is currently in foreclosure. … (23 comments)
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housing crises: A Technological Conundrum - 11/30/07 07:36 PM
I spoke to a good friend of mine the other day. Mike and I each started in the business more than two decades ago. Mike pursued a career as a loan originator while I always preferred the research oriented work found within title companies. Mike has an extraordinary knowledge of lending … (17 comments)
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housing crises: The Metrics of a Market Correction - 11/26/07 01:25 PM
The housing crises, as many of you know, has been the topic of recent interest on Active Rain. I've weighed in with a couple of posts knowing full well that my opinions are far different than most who gravitate to this site. My perspective is unpopular here. Still, 2007 was a … (72 comments)
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housing crises: A Coin Has Only Two Sides - 11/24/07 01:11 PM
There's a story that I've wanted to tell for some time. I've avoided it only because family members are involved. The recent commentary thread to Lenn's post California Subprime Borrowers May Get Relief? - More Questions Than Answers convinced me that it was time to share and delve even deeper into … (68 comments)
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housing crises: A Recipe for Unmitigated Disaster - 11/23/07 06:13 PM
Earlier today, Lenn Harley posted California Subprime Borrowers May Get Relief? - More Questions Than Answers. It's Lenn's insightful commentary to posts written by Bryant Tutas and Gena Riede concerning the frightful number of looming foreclosures in certain markets. Specifically, Gena emphasized the concerned efforts of California's governor to offer some … (35 comments)
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housing crises: My Thoughts on Mortgage Fraud and Foreclosure - 07/07/07 04:25 PM
The historical correlation between the economy and foreclosure rates is amazingly weak. I've spent several days compiling and studying foreclosure statistics from the 1950's through the present. You would think unemployment numbers would have a direct effect on foreclosure trends nationally. They don't.
Interest rates undeniably trigger defaults among contemporary … (18 comments)
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housing crises: An Angry Consumer is a Formidable Opponent - 06/28/07 09:47 AM
I received an email recently from a woman who had read my Active Rain posts. From her message, I gleaned that a lender had taken advantage of her during a refinance transaction. I receive similar emails fairly often, but somehow this one was different. The lady's name is Paula and … (36 comments)
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housing crises: In the beginning ... - 05/20/07 12:26 PM
Last week, I wrote about the mortgage fraud concerns that were shared anonymously by title agents during the past month. Click here to view previous post. In keeping with the spirit of the Active Rain community, your assistance was selflessly offered when I asked for it. Your outpouring of support was … (17 comments)
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housing crises: 2007 from my perspective - 01/07/07 08:10 AM
I'm admittedly concerned about the real estate and mortgage fraud outlook for 2007 after considering the developments of the past year. Real estate and mortgage fraud is a complicated issue presenting a spectrum of societal challenges in the form of costs and consequences. Industry leaders express grave concern without revealing a … (2 comments)
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