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We're All In This Together - 05/30/09 01:26 AM
Via Gary Woltal - REALTOR® Dallas Ft. Worth (Keller Williams Realty):
I've always liked the expression when it comes to team effort of
WE'RE ALL IN THIS TOGETHER.
You know, there's no "I" in team or leave no man behind. If you've ever been involved in strong and winning teams throughout your real estate career, other business, sports, or organizations, there is nothing like a well oiled team moving together in motion.
I think a network of friends and Business Associates even scattered across the country through email and phone contacts provide this excellent support system for your emotional, mental, … (1 comments)
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New Law for Tenants of Foreclosures - 05/29/09 09:39 AM
New Law Impacts Foreclosed Property Tenants
"Helping Families Save Their Home Act of 2009" (S.896) was signed into law by President Obama on May 20, 2009. The bill includes the "Protecting Tenants at Foreclosure Act" and amendments to Section 8 of the "United States Housing Act of 1937." Both portions of the bill set forth a new 90 day rule for tenants living in a foreclosed property.
Effective immediately, tenants can remain in the foreclosed home until the end of their lease, unless the bank sells the property to someone who intends to make it his/her primary residence. Even without a … (9 comments)
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How to Get Good at Anything - 05/28/09 12:26 PM
Thanks, Bob. Great advice.
Via Robert Machado, CPM MPM Sacramento Area Property Manager and Property Management (HomePointe Property Management, CRMC):
I have been golfing now for 8 months now. I have noted that getting better is about following a plan that is quite simple. The interesting thing is that the same plan works for any other sport and my business endeavors.
I have employed this simple plan over the years and it works.
Here is the plan:
1. Learn the skill you want to know from someone that knows it well. That could be a book, a video, a colleague, taking a … (0 comments)
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Good News and Bad in Foreclosure Rates for U.S. - 05/28/09 11:42 AM
The good news is that 88 percent of America's homeowners are current with their mortgage payments. That leaves a record 12 percent of homeowners behind on their payments or in foreclosure and the housing crisis isn't expected to top out until the end of next year, per the Mortgage Bankers Association on Thursday.
Nearly 6 percent of fixed-rate mortgages to borrowers with good credit were in the foreclosure process. About 50% of all adjustable-rate loans made to borrowers with shaky credit were past due or in foreclosure.
The worst of the trouble continues to be centered in California, Nevada, Arizona … (1 comments)
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The Law of Attraction - Wonder if the Sphinx Knew About This? - 05/26/09 12:38 PM
The beliefs in self-actualization and positive thinking are part of who I am. Truths I have personally experienced. My mother taught me, without her even knowing it. She once drew a sketch of a house she imagined buying, in Carmel, CA. It was a distinctively European house with wood cross-trimmings on it, much like homes in Germany. Now this was wishful thinking, as she had a limited income and had been living in an apartment in Carmel for years. It was not long after she made that sketch that an unexpected inheritance from England allowed her to buy just such a house. This was a gift from … (8 comments)
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I Salute My Dad on Memorial Day - 05/24/09 12:58 PM
My Dad served in WWII, Korea, and Viet Nam. He met our mother in Cairo, Egypt and they had a beautiful military wedding there. My grandparenets, who were from the Island of Malta, gave away their only daughter and watched her leave for the USA on a ship for warbrides in 1946.
A career military man, Dad moved our family to Japan, Germany, Ohio, Oregon, Idaho, West Virginia and a few other places during his tours of duty. Most of the time he was responsible for supplies, and escaped many of the dangers of war, because he could use a typewriter! His abilities, fortitude … (5 comments)
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For Those Who Gave The Ultimate Sacrifice For Us - 05/23/09 12:58 PM
Thank you Gary once again for saying it better than I can! You post the most uplifting blogs around. Be well and prosper.
Via Gary Woltal - REALTOR® Dallas Ft. Worth (Keller Williams Realty):
With Memorial Day upon us once again I know for most of us it is just another holiday where we are thankful to gather together with family and enjoy time away from work. We know that Memorial Day in May is for the fallen soldiers and Veteran's Day in November is for the current alive veterans. But we surely should take a little time to pause and reflect one, … (1 comments)
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Billionaires Made Their Fortunes in Real Estate - 05/23/09 12:53 PM
It's tangible, it's solid, it's beautiful. It's artistic, from my standpoint, and I just love real estate.
-Donald Trump
The Donald's not alone either...there are at least 45 other billionaires who think real estate is a good investment.
In an article titled The 10 Common Traits of Real Estate Billionaires , Karen Hanover says 46 of the world's billionaires made their fortunes in real estate.
One of the beauties of real estate is that, for middle and high income individuals alike, the tax advantages can be substantial. Here are just three things to consider about real estate:
1. Real Estate cash … (1 comments)
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California Home Sales at Foreclosure on the Rise - 05/23/09 11:09 AM
California Home Sales at Foreclosure Rise by 35 Percent in April 2009.
Notices of foreclosure dropped and sales of foreclosures increased by 35 percent last month in California.
A report by ForclosureRadar added that a record number were purchased by third parties, at an average of 28 percent below market value.
A total of 13,550 foreclosed California properties were taken to auction last month, representing $6 billion in loan value. The number of those actually sold was 1,634 (which was 12% of the total offered) increased 52% over March and 217% over April 2008. The remaining 11,900 properties … (3 comments)
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Say Thank You to a Veteran or Soldier - 05/23/09 10:58 AM
Obama salutes veterans this Memorial Day weekend - AP - May 23, 2009
President Barack Obama saluted veterans and urged his countrymen to do the same this Memorial Day weekend, saying the nation has not always paid them proper respect.
In his weekly radio and Internet address Saturday, Obama said people can honor veterans by sending a letter or care package to troops overseas, volunteering at health clinics or taking supplies to a homeless veterans center. He said it could also mean something as simple as saying "thank you" to a veteran walking by on the street.
"We have a responsibility … (2 comments)
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Unique Opportunity: Forum June 2, 2009, Lincoln, CA - Investor Information - 05/18/09 01:32 PM
Unique Opportunity!
Grow Your IRA with Real Estate - Regain Momentum in Your Retirement Funds
Educational Forum: How to Use Your IRA to Purchase Real Estate and almost any other asset or
Business, even alpacas! Land Banking: For Retirement Planning Wealth
Building & Legacy Making.
Where: Sun City, Orchard Creek Lodge (free), 965 Orchard Creek Lane, Lincoln, CA 95648
When: Tuesday, June 2, 2009, 6:30 pm to 8:00 pm
Presented by:
McCoy R.E. & Property Management, Lincoln www.mccoyreo.com
Pensco Trust, San Francisco www.penscotrust.com
Rich Settle, Rocklin www.ace4wealth.com … (0 comments)
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Local Demand Picking Up in California, Placer County, Don't Miss Out - 05/18/09 01:13 PM
Local demand in Placer County and Sacramento County is picking up. This indicates that some will mis the Gold Lined Bottom (measured by a combination of willing sellers, lower prices and lowest interest rates) if they don't start the process NOW. Let us help them to understand this and act before the shoulda-coulda-woulda factor makes them have regrets. There are exciting opportunities in housing and a bright future; the economy is at a favorable turning point, the stock market is poised for an upturn after a brief settling, and interest rates continue to enjoy the benefits of Fed purchases that are intended … (0 comments)
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Thank Goodness I Don't Live in Vegas - Home-Drop in Prices Continues - WALL STREET JOURNAL - 05/18/09 10:05 AM
House-Price Drops Leave More Underwater
by Ruth Simon and James R. HagertyMonday, May 18, 2009 provided by Wall Street Journal
The downturn in home prices has left about 20% of U.S. homeowners owing more on a mortgage than their homes are worth, according to one new study, signaling additional challenges to the Obama administration's efforts to stabilize the housing market.
The increase in the number of such "underwater" borrowers comes amid signs that falling prices are making homes more affordable for first-time buyers and others who have been shut out of the housing market. But falling prices also make it … (3 comments)
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Stand By Me... Song Around the World - 05/18/09 09:16 AM
Via Sally Dunbar Fair Oaks Realtor (916) 535-0356 (Lyon Real Estate, Fair Oaks ('burb of Sacramento) CA):
First, we are a member of our home. Then our neighborhood. Then our town. Our county, our state. We are U.S. citizens, as well. But we are also citizens of the world. A part of the collective whole that constitutes mankind. That beats to a collective worldy drum. If you have a hard time wrapping your mind around that one, watch this amazing video. It left me joyfully in tears. I don't know how they did this, but is amazes me, and makes me feel … (0 comments)
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Greatness and Wisdom - Kahil Gibran - 05/16/09 10:21 AM
Keep me away
From wisdom which does not cry,
The philosophy which does not laugh,
And the greatness
which does not bow before children.
Kahil Gibran -
Lebanese born American mystic, poet, painter
1883 - 1931
Mirrors of the Soul
… (3 comments)
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Vote on May 19 in California. Protect our health, education and human services. - 05/14/09 12:44 AM
I join AARP and other concerned Californians in recommending a YES vote Next Tuesday, May 19th. There are several ballot propositions negotiated by Governor Schwarzenegger and leaders from both parties in the Legislature. Proposition 1A establishes a Rainy Day Fund, designed to provide long-term financial stability by requiring the state to put aside money in good years to ensure that funds are available when state revenues drop.
It is the opinion of AARP that should Proposition 1A fail, vulnerable Californians who rely on safety-net programs will be severely harmed -- for an indefinite period of time. And, if Propositions 1C, 1D, and 1E fail, the budget … (0 comments)
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Working Hard These Days? Join The Club - 05/13/09 12:58 PM
Via Gary Woltal - REALTOR® Dallas Ft. Worth (Keller Williams Realty):
Do you ever feel like this dog here trying to get your share of the peanut butter?
Working Hard These Days? Join The Club.
Maybe it is the economy cycle we are in. More time and effort for the same or less dollars. Don't know if it makes you feel any better, but you are not alone in what is going on. Some of it is the high level of productivity we have achieved. I make it a game sometimes to see if I can handle multitasking at the three or … (1 comments)
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Foreclosures Up 32 Percent in April 2009 - Realty Trac Reports - 05/13/09 10:33 AM
April foreclosures rise 32 percent 5.13.09
Foreclosure rates, compared to the month of April 2008 rose 32 percent. Florida and California are the leaders. About one in every 374 U.S. home (342,000) received a foreclosure notice in April, which is the highest monthly rate since January 2005.
In the previous month, March, there were another 300,000 foreclosure filings. The March filings rose by 17 percent from February and 46 percent from a year earlier.
"It's likely that repossessions will increase in coming months," RealtyTrac said.
No one is venturing a guess on what amount of help will be provided by the Obama administration plan in March to provide $75 billion … (0 comments)
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Hard Money Available, I Have Investor with $50k - 05/12/09 11:59 AM
One reason I love real estate is that it always brings new horizons, and opportunities for learning.
This week a client approached me, with $50k to invest in a first Deed of Trust or second mortgage. We are seeking a buyer with good credit, an asset and liabilities statement, and preferably in the Placer County area of California.
Back in the 90's I found hard money for a client in Carmel, CA, but that connection is long gone.
Does anyone have experience or a direction which will serve my client? As a real estate broker, I am licensed to do loans in … (4 comments)
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Petition to change the Home Value Code of Conduct - 05/12/09 11:18 AM
Please take a moment to read and sign. The new law is opposed by real estate professionals across the US, including loan brokers, agents, appraisers, banks. It was a knee-jerk reaction to fraud, an overkill in my humble opinion.
Via National Credit Fixers - Matt Listro:
Petition to change the Home Value Code of Conduct
Here is a link to the petition to change the Home Value Code of Conduct:
http://www.petitiononline.com/hvcc/petition.html
It is important for everyone to go and sign the petition if this law is going to be changed. How many appraisers do you know who have been put out of business by … (0 comments)
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36th Annual Sacramento Jazz Festival and Jubilee - Memorial Day Weekend - 05/12/09 11:11 AM
Music lovers, don't miss this.
The 36th Annual Sacramento Jazz Festival and Jubilee is one of the best in all of Western US. A 3-day event Memorial Day Weekend in Old Sacramento and downtown. More than 60 bands at 23 venues, more than 20 nationally-known all-stars, a dozen featured bands. Jazz music of all types will permeate Old Sacramento and the area around the Sacramento convention center. Special events include a big Friday parade, specialty concerts, a rousing Sunday gospel service and respectful Memorial Day salute to service, and sixteen bands made up of teenage musicians on their own stages.
(Downtown between Sacramento … (0 comments)
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Renter, house sitter, and stager all rolled into one - 05/12/09 10:54 AM
Via Jim Frimmer, San Diego Mission Valley Realtor (Century 21 Award):
If you are very mobile, have tasteful furniture, are adept at taking care of a house, both inside and outside, and have always dreamed of living in a high-end home (mostly million-dollar homes), this just might be your opportunity.
Quality First Home Marketing, operated by Mary Heineke, rents vacant homes at a discount. The caveat is that the renters must stage the home so that it looks lived in but must also maintain the home -- inside and outside -- in "show-ready" condition for buyers and agents.
Renters must have … (0 comments)
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The Tao of Warren Buffett - Why There are No Rich Librarians - 05/09/09 02:02 PM
This little book of quotes is written by Warren Buffett's EX daughter-in-law, Mary Buffett & David Clark. Just that fact makes me want to read it. For anyone who seeks guidance "to Billionaire Wealth and Enlightened Business Management" this is a must have. I checked it out from the library last week and am enjoying it in little pieces. Each page is a quote, then an expansion on that quote.
A few gems: "If past history was all there was to the game, the richest people would be librarians."
As Realtors, most of us have discovered that "You can't make a good deal with … (3 comments)
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Alert!!!! We are bouncing on the bottom!!!! Someone please tell the media! - 05/09/09 12:50 PM
I agree, someone please tell the news channels!!
Via Steve Jacobs (Lyon Real Estate):
This may not be true in all areas but it is true for some zip codes. Multiple offers, above asking offers, homes not appraising because the purchase price is too high. Explain all that to your clients thinking it is still a buyers market. In August of 2007 in the four county Sacramento region there were 16262 homes for sale, as of January of this year there are only 8947 homes on the market. Homes are selling fast! Going by months of inventory in September of 2007 there were … (0 comments)
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My Lunch With the President... Good News! - 05/09/09 12:39 PM
OK, so it wasn't Barack, but I'm waiting for an invite from him.
In the meantime, I heard some good news at the Brokers Luncheon from Ben Herb, President of Placer County Association of Realtors in Rocklin http://www.pcaor.com/index.htm. We participated in round table workshops, and enjoyed a "free" lunch. The meeting was fast paced round table format, filled with shared information on the real estate market, new laws, tips, tricks, and other valuable knowledge.
The Pres reported that talk among real estate professionals nationwide is that our Sacramento area may be one of the first real estate markets to rise … (2 comments)
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The Times They Are A Changin' ... California Home Sales Are Up - 05/05/09 06:38 AM
California Association of Realtors reports an estimated 522,980 single-family home sales in March, up from 319,290 the year earlier.
This means sales of California houses were up 64 percent in March 2009, when compared to March 2008.
California and Las Vegas have taken some of the hardest hits in the housing slump and appear to be on the road to recovery.
In Las Vegas and some other cities, home sales doubled from March 2008. One report states that over 2,800 homes sold in March 2009 in Las Vegas, and such sales numbers have not been seen there since 2005. Las Vegas' inventory of homes … (0 comments)
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KFC Witness Protection Program - 05/04/09 12:45 PM
… (9 comments)
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Advice I have received over the years. - 05/04/09 12:29 PM
Too good and simple not to re-blog.
Via Richard Weeks, REALTOR®, Broker Associate, GRI, ePRO, eAgent (Bill Griffin Real Estate):
Over the years I have received some great advice in real estate and in life. Here are a few I would like to share with you.
My pastor Joel Osteen always reminds us "if you are right, but you are rude, then you are wrong".
My first broker advised me "always remember no one is going to do their job but you". She also said the buyer, seller, and other agents have enough emotions in the transaction don't bring your into the deal.
… (0 comments)
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Be Your Own PR Manager... Write Your Own Press Release... - 05/04/09 12:19 PM
Public Relations is an ongoing task of any professional. You can be your own PR manager. And the price is right! One of the easiest ways to get publicity is to send a press release to your local newspaper. If you're in a small to medium size town, the newspaper is read by many residents. Here's the one we just published. The associations you belong to sometimes even have "canned" formats for you to cut/paste/edit.
Another way is to call the newspaper and ask to be interviewed on a real estate topic. The interview can be done on the phone, and you can … (3 comments)
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When Pigs Fly...!!! Swine Flu - 05/04/09 11:30 AM
When Pigs Fly....!!!
It has been said....
"We will have the first black president when pigs fly....."
And one hundred days into Obama's presidency....SWINE FLU!!
HOPE is the light of our spirit.
There are only a few degrees of separation between us all. Let's close the gap by joining hearts and minds with continued waves of positive energy, prayer, and good works towards Obama and one and other.
http://archive.salon.com/env/feature/2009/04/28/1976_swine_flu
… (1 comments)
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Follow Lucy, Take Your Vitamins - 05/02/09 03:34 AM
Now's the time to watch our vitamin intake. Follow Lucy's example and eat (or drink) your veggies!
This new swine flu scare will soon pass, like the one in 1976.
Per the CDC, on the average 36,000 people in the US die from flu EVERY YEAR.
There are more than 35 million people living in MEXICO CITY.
If you want to be amazed and educated at the same time, have a look at this article by a science journalist. The last great swine flu epidemic.
"This virus will kill 1 million Americans," declared the U.S. in 1976. The panic … (6 comments)
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People Make the Difference - 05/01/09 10:09 AM
This realtor, Maria Morton in Kansas City, is making a difference. Similar work is being done on a global scale by Soroptimist International http://soroptimist.org We Americans have so very much to be thankful for. It is only when we travel outside our borders that we realize this. Be well and avoid kissing pigs, this week.
Via Maria Morton (Prudential Kansas City):
The first well drilled from proceeds raised by our Twestival for Charity Water was started April 11th at a village in Ethiopia. You may recall me talking about the KC Twestival in a previous blog post.
Women of this village walk 5 … (0 comments)
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WHOOHOO...FINALLY SOMEONE ELSE IS SAYING IT!!! - 05/01/09 12:20 AM
And I repeat... WHOOHOO.. some good news, and the Wall Street Journal, no less. Paula Swayne of Sacramento posted this today. Re our Sacramento market.
Via Paula Swayne Realtor - Land Park, East Sac & Curtis Park Homes Specialist (Windermere Dunnigan Realtors, Sacramento (916) 425-9715):
In recent months I have been saying that Sacramento is stabilizing...we are done with about 80% of our foreclosures, our sales have doubled since last year at this time and it appears that the decline in market values is creeping rather than racing down the speedway.
On April 28th, an article came out on the Wall Street Journal … (0 comments)
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Elaine Giamona, Broker
Lincoln,
CA
More about me…
McCoy Real Estate and Property Management, Lincoln, CA
Address: 2616 Black Hawk Lane, Lincoln, CA, 95648
Office Phone: (916) 838-0805
Cell Phone: (916) 838-0805
Email Me
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