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I was on a couple of important calls (at least they were advertised as important) from an asset manager firm on REO's and then a separate one on short sales. Both the calls had the same message. MORE INVENTORY HAS TO COME, and banks are going to be more aggressive with foreclosure, short sale process. There are alot of loan modification in process and truthfully they are not going to be successful. There are many theories and I have mine, but the bottom line is IT HAS TO CLEAR OUT.