castaic: My loan mod was approved.....WHY IS MY PAYMENT HIGHER? - 09/07/09 01:08 AM
There are some clients crying the blues and are in astonishment. They have waited 3, 4 ,5 , 6 months or more, they just got great news they loan modificaiton is now approved, but their monthly payment has just risen! What kind of crap is the bank trying to pull? Well … (1 comments)
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castaic: Shift Shift Shift! - 05/21/09 10:56 AM
Business as usual? What does that mean? Back to the basics? What does that mean? You hear all and have all these "sayings" and "isims" and to me it all means stay focused, stay the course, be committed, work hard and believe in yourself! We have a "saying" right now in … (1 comments)
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castaic: Should I Short Pay my home? - 05/18/09 10:32 AM
This is a question I hear a lot, and an honest answer it is going to depend from circumstance to circumstance, but in most cases I would tell you whatever is going on in your life that is a "true" hardship is an event and not a condition. It will pass, … (0 comments)
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castaic: times are tough, are you? - 05/14/09 10:47 AM
Look we all know the economy is bad. We all know the cash flow is not flowing for most as it has in the past, but how you handle it is the issue. We have all heard the old saying: Its not about the problem or issue you face but about … (2 comments)
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castaic: Short Sales becoming more friendly.....well almost - 05/04/09 11:08 AM
An amazing trend I am HEARING and starting to experience SLOWLY is banks are REALLY attempting to make the short sale process easier and consumer friendly AND taking a serious look at doing them rather than going all the way to the Foreclosure process and taking the properties back! This may … (0 comments)
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castaic: Foreclosures,short sales,loan mods and more! - 03/08/09 02:27 PM
It hasnt been long but with the stimulus package and at least optimistic hope of everyone. The banks are being required to at least do what they should. Take a look at loan mods first. Try to help people stay in their homes. That can only help the overall state of … (1 comments)
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castaic: 2009 rich with opportunites! Real Estate is ALIVE! - 12/26/08 01:37 AM
A quick reminder, our loan limits will permanetly be $625,000 in few days, and with FHA the downpayment requirement will be 3.5%. Believe it or not there are interest rates in the High 4% to Low 5% range! Lowest rates ever! A lot of the REO's are selling quickly and we are … (1 comments)
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castaic: So happy and so proud! - 11/05/08 01:31 PM
In every event there is a winner and a looser. There are those that are happy and those who are sad. I hope today which is a new day in America, we can be proud of the process of picking our new president, and appreciate the significance in where we are. … (0 comments)
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castaic: FINANCING CHANGING, BUT MARKETS MOVE ON - 09/12/08 02:12 AM
So no more Freddie Mac, and Fannie Mae huh? FHA downpayment assistance programs gone bye bye! Down payments needed on coventional loans. The media says DOOM DOOM DOOM DOOM! Let me ask you a question, do you still need a place to stay? Hey I have one for you. The people … (0 comments)
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castaic: stuff is selling - 03/09/08 01:37 PM
we are experiencing an increase in activity! This is the first time in my 20 years I have experienced prices and interest rates falling at same time. In the LA suburb of Palmdale and Lancaster I have clients purchasing properties for approximatel 40-60% less than there selling prices at the market … (0 comments)
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castaic: buying during the holidays - 12/28/07 12:24 PM
I want to get this out to people. HOMES SELL DURING THE HOLIDAYS AND FIRST OF THE NEW YEAR! SOME AGENTS TAKE OFF, but people BUY AND SELL. Buyers this is a great time to get yourself a GOOD DEAL! There is not as much activity in the way of traffic, … (3 comments)
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castaic: Keeping the Focus - 10/09/07 11:33 AM
Well we all know the market has challenges right now. One thing I believe is never fully discussed is how to keep your focus when everything appears so bleak! I have to tell you I have had more escrows Fall apart this year than the past 3 combined! If it werent … (1 comments)
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castaic: Service, Service, Service - 05/31/07 12:31 AM
What is service to a buyer or seller? I was taught originally you make friends with your prospects, treat them like family, hold their hand, never really become too aggressive. Then I went to a different seminar. It was explained to me I was in the business of selling homes, and … (4 comments)
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castaic: lead generating tools that are working - 04/26/07 01:55 AM
Looking for some feedback from agents that have and/or are doing true massive lead generation. What is working for you in this market that stays in budget and makes sense. Meaning are you doing mass mailing or mass emailing and what type of resutls is it generating for you?
I want to … (5 comments)
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castaic: Will Sub prime be the end of us all in real estate? - 04/17/07 01:38 AM
It is amazing to me how our industry goes from one extreme to another. Through this market "boom" we experienced. If you were breathing without life support you got a good loan. If you were breathing but had life support or a little medication you got a loan....not just as good … (1 comments)
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castaic: How is the market.......the market of your mind! - 04/10/07 10:23 AM
When you are in business you are going to hear both over positive and over negative information in the media, in the office with your peers. The real estate market is the real estate market. Regardless of what is going there are people buying and selling all the time. In where … (3 comments)
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castaic: Should I use Scripts and Dialogs? Why should I practice them? - 03/27/07 01:53 AM
I have heard alot of newer agents (some seasoned too) tell me they feel uncomfortable using scripts. It is not natural and they feel the public realizes they are phoney and will not trust them. I say the opposite. Do you think tiger woods or michael jordan ever practiced that big … (0 comments)
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castaic: I Ain't Easy man - 03/26/07 11:33 PM
The perception I was given 20 years ago when I got into the business is selling real estate is easy! You sit in the office, someone comes in, you drive them around in all the pretty houses, someone purchases it and you make alot of money. This happens on a regular … (1 comments)
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