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santa claria valley: Nothing to do with real estate.....A mans thoughts - 01/24/12 12:39 PM
Well Lord willing tomorrow turns another page in the life of Elgin Walker. I say Lord willing because tomorrow is never promissed. A lot of reflection for me lately. Its funny the turns life takes, and its funny when you look at from "older" eyes of wisdom or from "outside" yourself than in the moment. Amazing I was only child that was very independent, but never relied upon. Since I've been married, and a father every decision, every breathe, I have TRIED to put my family first, tried to be someone my kids could use as a good example. Its funny … (3 comments)
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santa claria valley: 24767 Masters Cup Way Valencia, Ca ...PRE-FORECLOSURE - 09/23/11 12:26 PM
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santa claria valley: Get info on YOUR real estate market! Compare YOUR neighborhood! - 09/11/11 12:28 PM
This is an opportunity for you to compare properties, stats, foreclosures, short sales and whatever you would like to learn. Become a market insider in your area! … (2 comments)
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santa claria valley: Not just foreclosures and short sales in this market! - 05/07/11 02:29 PM
Hang on people! I must admit, we get caught up in the FORECLOSURE, SHORT SALE, DISTRESS PROPERTY talk and business. We sometimes forget the MAJORITY OF PEOPLE are not in distress on their mortgages. THEY MAY BE TIGHT, there may be PAIN in the household, but there alot of people who have EQUITY and really could add to their family wealth or CREATE family wealth in this market! What do I mean? Well look at these two basic examples:
1) What if I have some equity in my home and could take part of it and purchase a property for … (0 comments)
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santa claria valley: You got to have passion for whatever you do! - 08/19/10 10:57 PM
Passion sounds easy huh? Well I can tell you it is not. What is passion for something? My real world definition is loving or wanting something so much you are willing to do ANYTHING legally and morally correct to pursue what you want. That "passion" in this sales game has to be a long-term desire. You see Real estate is contact sport, and in most cases it is a marathon not a sprint. Let me repeat that part so you soak it in. Real estate is a contact sport and in most cases it is a marathon not a sprint. What … (2 comments)
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santa claria valley: Some feel we are at the bottom. Are we? - 06/01/10 11:17 AM
Giving you a brief update on our market place. The good news is we are selling homes! The number of sales in most areas I service are up from this point last year. In a lot of areas there has been an increase in market value compared to last year as well. Are we at the bottom? I don't know, but I do know financing is still difficult to get. There are fewer homes available right now. Most people ask why that is. All of the foreclosures I hear about, and all the people I hear are upside down, loosing job … (0 comments)
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santa claria valley: Massive tax credits available for a short time in California - 03/31/10 05:42 PM
Please read the following. If you are even CONSIDERING purchasing a home YOU NEED TO READ!
Californians have a brief window of opportunity to receive up to $18,000 in combined federal and state homebuyer tax credits. To take advantage of both tax credits, a first-time homebuyer must enter into a purchase contract for a principal residence before May 1, 2010, and close escrow between May 1, 2010 and June 30, 2010, inclusive. Buyers who are not first-time homebuyers may use the same timeframes to receive up to $16,500 in combined tax credits if they are long-time residents of their existing … (0 comments)
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santa claria valley: The REO wave is coming......Isn't it? - 03/20/10 01:40 PM
I amnot a forecaster nor a gypsy teller, BUT I continue to hear from news people, buyers, some people in my business, we are waiting because we KNOW property value will drop another 30% because the banks are getting ready to RELEASE all these foreclosure they currently. REALLY? Do you believe that? I am not saying it is or isn't true, but looking at some basic economics, do you think it HELPS or HURTS banks to INTENTIONALLY hold on to properties that have already been foreclosed upon? If for nothing else but rules, regulations on holdings of non-performing assets (already foreclosure … (3 comments)
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santa claria valley: Are you upside down, having problems with your payment? - 02/01/10 10:57 AM
The market does appear to be more friendly and looking to work with you if you are in difficulty and not able to sell your home. I am not seeing the loan modification process work as the President was hoping it would, but I will say go to the non-profit orgination at www.naca.com they are helping lots and lots of people.
Bank of America which holds so much paper, and in my opinion was the most difficult to work with is trying to improve their imagine. They have added software, suppossedly hired or positioned more staff to process and really looking … (0 comments)
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santa claria valley: Is it REALLY getting better.............YET? - 01/31/10 08:57 PM
Is it me or have you noticed there is a buzz, there is activity, there are things going on, but yet NOTHING appears to be going on? There is activity on my listings, my buyers are looking, yet the transactions are not coming together like they were a couple of months ago? Lenders are saying they will become more workable, easier to deal with, upgraded systems to process short sales, but the short sales are not CLOSING any faster? How about some of the REO lenders PROMISING to respond faster to offers, requests etc...yet not responding any faster? Funny I actually … (0 comments)
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santa claria valley: Whats our outlook? - 01/14/10 11:16 AM
There are some things coming up in the market place that will change the real estate market. Depending on what the government does, the mortgage security the government has in place is scheduled to up in March, and actually may run out of money in February. Truth is the low in interest rates is only due to the help of the government. Like it or not. If you don't believe me let these guarantees run out. You will see a spike in interest rates. Some industry insiders suggest above 7%!
There will be more REO's coming! They have to. Truth … (2 comments)
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santa claria valley: some short lenders ARE getting it! - 11/03/09 06:30 PM
Okay can you believe it? Some lenders are FINALLY getting it! It is so muc more cost effective and such a better business decision to allow people to short sale (if its legit of course) versus going all the way through the foreclosure process! I had a lender tell my homeowner they could not or would not modify their loan, but they would immediately stop any foreclosure proceedings and cooperate with a short sale if they followed these simple steps:
1) List with a realtor within 72 hours
2) cooperate with property being shown and move out in timely manner
… (4 comments)
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santa claria valley: Now is the time! - 10/26/09 04:42 PM
Inventory is (in my areas of service) are still low. Buyers are still out there, and in a little while people in my industry become "ghosts" just like Halloween! For you the seller that means opportunity! There is opportunity if you are a seller with equity (hopefully) or if you are in need of selling and must do a short sale. Reason is with the inventory low, buyers out there, competition is so great to FIND properties and people that are looking this time of year ARE SERIOUS!
Pricing your property is critical, and making sure you hire a Realtor and not … (0 comments)
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santa claria valley: My loan mod was approved.....WHY IS MY PAYMENT HIGHER? - 09/07/09 01:08 AM
There are some clients crying the blues and are in astonishment. They have waited 3, 4 ,5 , 6 months or more, they just got great news they loan modificaiton is now approved, but their monthly payment has just risen! What kind of crap is the bank trying to pull? Well a heads up that honestly I did not intially think of myself. If you had a payment one option loan or some form of one and your payment was based upon 1.25% or something like that, and now you get a 3.125% 30 year fixed loan, guess what? Payment is … (0 comments)
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santa claria valley: why buy now - 07/24/09 10:34 AM
Top 7 Reasons to Buy Your First Home Today
1.Free Money. The $8,000 tax credit for first time home buyers is valid through December 1, 2009. This is a special tax credit from the government that you don't have to pay back, as long as you stay in the home for at least 36 months.2. Affordability. Based on recent property declines and current interest rates, home affordability has not been higher since it was first tracked over 40 years ago. Your grandparents couldn't have received a better interest rate than you can today.3. Tax Breaks. The IRS allows you to deduct … (1 comments)
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santa claria valley: times are tough, are you? - 05/14/09 10:47 AM
Look we all know the economy is bad. We all know the cash flow is not flowing for most as it has in the past, but how you handle it is the issue. We have all heard the old saying: Its not about the problem or issue you face but about the way you handle it! This is very true. Look its tough on everybody right now. Dont take it personal! Dont ignore the sitaution, dont bury your head in the sand, but do not drown yourself in negativity either! What if no matter what you put your energy and mindset … (2 comments)
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santa claria valley: Short Sales becoming more friendly.....well almost - 05/04/09 11:08 AM
An amazing trend I am HEARING and starting to experience SLOWLY is banks are REALLY attempting to make the short sale process easier and consumer friendly AND taking a serious look at doing them rather than going all the way to the Foreclosure process and taking the properties back! This may seem like common sense and should not be "news" but the truth is the process has not been friendly nor has the process been one that allows people to really get a win/win result! I am not implying the banks are 100% wrong in this at all. Real estate agents, … (0 comments)
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santa claria valley: Dont walk away! You have options! - 03/20/09 10:40 AM
Are you struggling to make house payments? Are you behind in house payments and looking for answers?
We are in difficult economic times that is no doubt. With the GLOBAL financial crisis taking up much news, we are in a LOCAL financial crisis! Job losses, rising interest rates, gas prices etc...Most people that purchased or refinanced homes in the last few years have seen property values drop below what the current mortgage balance is owed against the property. Do you fall in that category? If you are facing foreclosure, considering "walking away" from your property or just looking at … (1 comments)
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santa claria valley: 2009 rich with opportunites! Real Estate is ALIVE! - 12/26/08 01:37 AM
A quick reminder, our loan limits will permanetly be $625,000 in few days, and with FHA the downpayment requirement will be 3.5%. Believe it or not there are interest rates in the High 4% to Low 5% range! Lowest rates ever! A lot of the REO's are selling quickly and we are seeing sellers with equity price their properites competative with REO properties AND THEY ARE NORMALLY IN BETTER SHAPE! According to reports banks are going to be more workable on the Short Pay's. We do have a system that has proven to be successful, but its a lot of work with … (1 comments)
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santa claria valley: watching history - 11/03/08 11:51 PM
No matter what side of the fence you on, no matter who wins or looses TOMORROW IS HISTORIC make no bones about it. When I was a young boy my mom and dad instilled in me NO ONE COULD KEEP ME FROM BEING WHAT I WANTED TO BE! Tomorrow is a good example of how far our country is coming. I say coming because there is obvious strides still to be made. That being said THIS IS THE FIRST TIME what my mom and dad told me you can actually see at the highest level. Whether it is Barack a Black … (0 comments)
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elgin walker
Valencia,
CA
More about me…
keller williams vip properties
Address: 25124 Springfield court #100, valencia, ca, 91355
Office Phone: (661) 290-3781
Cell Phone: (661) 347-6248
Email Me
Helping buyers and sellers in the Santa Clarita and San Fernando valley, all through Valencia, Castaic, northridge, granada hills. Goal is to provide good information and promotion for customers to make good decisions for their familes. www.thewalkerteam.info
www.theelginandpilarwalkerteam.com
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