the elgin walker team: elgin and pilar eat and treat at lazy dogg in valencia - 01/13/12 09:46 PM
come join us for lunch and ask your real estate questions. … (0 comments)
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the elgin walker team: 32879 Hendon in Palmdale....BANK REPO! - 09/24/11 02:12 PM
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the elgin walker team: Mega camp is special! Gary keller is great! I am honored! - 09/21/11 07:12 PM
Just leaving Austin Texas from the Keller Williams Mega Camp event! Gary Keller is such a visionary! Over 10,000 agents all of like mind and/or want to be like mind. Great information! Biggest thing I know is I know so little. Real Estate agents I challenge you no matter the trainer, get into some consistent progressing coaching and/or training. Buyers and sellers DEMAND your real estate agents are cutting edge, trained and in tune to the market place. Hey who here would like to go to a doctor that has not updated his or her education since 25 years ago when … (0 comments)
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the elgin walker team: How would you like real estate in your 401 (k) reitirment plan? - 07/28/11 10:21 PM
Did you know there are possible ways to have real estate in your retirement portfolio? Here is a very interesting letter from CPA I know. If you have questions and/or would like further information give me a call 661.290.3781 or ehustle@elginwalker.com
HICKS PENSION GROUP dba Pacific Pension Group
28536 N. Pietro Drive, Valencia, California, 91354
Phone (818).582.7326
Email pacificpension@aol.com
P
acific
P
ension
G
roup
Real Estate in Retirement Plans
Real Estate may be held by a retirement trust. The trustee is responsible for the purchase
and maintenance of the … (2 comments)
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the elgin walker team: If sell my property as short sale, can the bank come after me later? - 07/27/11 12:14 PM
If you sell your property as a short sale one question clients ask me here in the Santa Clarita Valley is what happens to the shortage on my loan or loans? Do I owe the bank the difference? Can they require me to pay or come after me later? First I want to say there is NO SUCH THING in my opinion as EVERYTHING being the same on short sales. The majority of the time they are transaction to transaction differences, BUT there are definite similarities and these are things we can count on. In California the first good news is … (1 comments)
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the elgin walker team: Build your database, work your sphere, help one family at a time - 07/21/11 04:32 AM
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the elgin walker team: Get your neighborhood information from me! - 07/16/11 02:20 PM
Get all your neighborhood information for free with me! … (0 comments)
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the elgin walker team: getting some REO's, closing short sales, and helping investors with monthly cash flow! - 07/15/11 04:47 PM
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the elgin walker team: Incentives in short sales......Some banks catching on! - 07/15/11 11:58 AM
It appears that some lenders are really offering incentives on their short sales. You have the Wells/Wachovia short sale which on the fast track program offer $5,000 (in most cases) to the seller and get you an approval in 72 hours (ususally). Then you this Chase program on certain older Washington Mutual program giving sellers back as much as $20,000 ( I have seen) and then of course the HAFA program giving the $3,000 assistance to the seller.
I am aware there are some other banks doing things, and I HEAR some others putting together or following the lead of others … (0 comments)
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the elgin walker team: loan modifications, short sales, foreclosures....KNOW YOUR OPTIONS.....dont wait! - 07/14/11 02:52 PM
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the elgin walker team: Dont walk away without talking to me first......PLEASE! - 07/12/11 02:04 AM
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the elgin walker team: What are you grateful for? What gets you going? - 04/13/11 11:55 AM
In times of uncertainty and with nothing but negativity around us, it is easy to get sucked into things. I wrote myself a list of 10 things I am grateful for. I would suggest you do the same. When you are having a really bad day, LOOK AT YOUR LIST! Keep things in perspective and remember no matter what you are going through IT TRULY IS A GREAT LIFE!
TOP TEN THINGS I AM MOST GRATEFUL FOR
•1) My wife and my children. These are my rocks and my big WHY.
•2) My personality and ability to … (2 comments)
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the elgin walker team: Just some latest real estate viewpoints - 03/21/11 12:40 PM
Good morning: A couple of updates we are noticing in both the mortgage side and the real estate side in the market. First of with mortgage: You may have noticed the volitale fluctuation with interest rates. Most of that is due to the world events etc....but the overall trend is upward. FHA which is I find to be the biggest player in the market place is raising there mortgage insurance as of 4-17-2011. This comes after a previous increase a few months back. In addition there is TALK the down payment requirements may be raised from 3.5% to 5%. Normally … (1 comments)
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the elgin walker team: REAL ESTATE AGENTS....STEP YOUR DAMN GAME UP! - 03/16/11 09:48 PM
Okay here we go. It happens to everybody so NOTHING is going to be perfect, BUT AS AGENTS WE NEED TO IMPROVE. I was representing a buyer who backed out of a short sale THAT WAS APPROVED AT OUR PRICE AFTER ONLY 5 WEEKS! It doesnt happen to me much but it does. On the listing side in the last month I have had 4 or 5 short sales (not to mention a couple of other properties) BOM AFTER WE RECEIVE SHORT SALE APPROVAL! I am talking about we have been in touch with the selling agent (and I believe the … (0 comments)
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the elgin walker team: short sale process streamling? Lenders being proactive? Its coming - 03/13/11 02:26 PM
I have been part of some groups and for two years now we have been hearing, working towards, and hoping the lenders would begin to streamline the short sale process, and not just the length of time it takes, BUT stop stringing homeowners along, and giving them some TRUE options and some REALITY so they can make proper decisions for the families. What do I mean? Lenders know early in the process whether or not they will approve a customer on a loan modification. There are many reason, and many theories why they do not tell, work with homeowners early in … (3 comments)
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the elgin walker team: Dont do nothing! Do something it may lead to something else! - 02/05/11 02:54 PM
Okay we have a lot people behind on their mortgage payments. We have a good portion of people WHO REALLY NEED HELP, then we have others that are in STRATEGIC foreclosure etc....I am not judging that by the way. I do have one question and problem, Why are the people that need the help the most DOING NOTHING? I get people all the time asking about loan modification or wanting to do short sales that honestly REALLY HAVE NO NEED, they just WANT TO DO IT. Then I will have other clients, friends, professional associates who really need and qualify for … (1 comments)
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the elgin walker team: Why buy now? I know properties are going lower - 01/31/11 01:43 PM
How many times have you heard that one! In some areas it is probably the gospel truth, in others it not accurate. Real estate is such a local market but we continously hear national stats. If you live in Iowa due you really give a care what is happening in Florida? You shouldn't. Why purchase now? Well it depens on WHAT you are buying for? Lets assume you are purchasing a home to live in (not flip or invest) the first sign to determine is if you like the property, CAN YOU AFFORD IT? If the answer is yes, then should … (0 comments)
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the elgin walker team: 2011 so what! - 01/11/11 12:43 PM
So What? So What? Life is GOOD that's what! We have some challenges we face and we can either complain or buckle down and be part of the solution! Our country has too many issues that need addressing. Be part of the solution. CHANGE AND MANAGE YOURSELF! First off manage your thought. Thoughts manifest into reality. We have a great business, and a wonderful opporuntity to help people who are in tough situations, help people invest and create wealth for their families, help people create dreams, memories for their families. We are blessed to be able to help people! In our … (3 comments)
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the elgin walker team: I havent paid my mortgage and the bank is not foreclosing, they are too busy - 11/21/10 08:12 PM
I was on a couple of important calls (at least they were advertised as important) from an asset manager firm on REO's and then a separate one on short sales. Both the calls had the same message. MORE INVENTORY HAS TO COME, and banks are going to be more aggressive with foreclosure, short sale process. There are alot of loan modification in process and truthfully they are not going to be successful. There are many theories and I have mine, but the bottom line is IT HAS TO CLEAR OUT.
If you are a homeowner, and you are waiting in a … (3 comments)
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the elgin walker team: Banks arent foreclosing.....I get to keep my house! - 10/15/10 01:29 PM
So there is a freeze on foreclosures in SOME states. One major lender has frozen them in all 50 states. Does that mean my foreclosure will be halted, and the bank is NEVER going to take my home? NO IT DOES NOT! What is happening can be a good thing for families, IF YOU TAKE THIS TIME TO MAKE A PLAN. Please do not sit, wait and watch. If you are behind on the payment, SAVE MONEY! Save everything you can! If you were doing a modification, BE REAL PERSISTENT, AND DO NOT GET FRUSTRATED and if the best alternative for … (4 comments)
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