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With all the changes in the Mortgage Industry, there is definitely a need to know the basics, which is exactly what I specialize in. From FHA, VA, Rural Housing, and Bond programs, there is a loan program suited for everyone's individual needs. FHA is a 97% LTV programs that is not credit score driven. There are so many Down Payment Assistance programs out there to help with the 3% down payment. This program is a wonderful First-Time Homebuyer program. Also available is VA financing. This is a 100% financing program for anyone who has served in the armed forces. There is
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