Donna & Larry Johnson's (elbow3140) Blog

FARMING STRATEGIES A "Return on Investment" formula for determining your farm. Based on previous assumptions, here is what we know: You agree to spend $6,000 annual investment for farming material and postage There is $975,000 of potential income to be realized. You must produce a consistent (One...

Your Real Estate Purchase: Cash and Carry?In today's environment the number of "all cash-deals" are increasing as compared to the overall number of real estate transactions in the United States. Why is that so? Well, there are several reasons. For one, lenders have tightened up on credit requirem...

FARMING STRATEGIES The essential numbers you should measure before picking a farm. Here is an example of the analysis you need to do prior to choosing your farm. Assumption:  $975,000 average sales price Number of homes sold in the last 12 months:  20 or a total of 40 sales sides (20 buyer sides ...

This Environment Gives Everyone an OpportunityDealing with the DoldrumsThere is no doubt about the fact that we are in the midst of an unprecedented economic slump. Last century we had the "Great Depression." This century is only one decade old and we already have the "Great Recession." For many ...

Freezing foreclosures? What does that mean? NEW YORK (CNNMoney.com) -- Halted foreclosures? Robo-signers? Shoddy paperwork?The foreclosure crisis has entered a new phase, with at least three major banks halting foreclosure proceedings and sales in nearly two dozen states. One just expanded the b...

FARMING STRATEGIES Here are the first steps in setting up your farming program, the selection  and the implementation of your system. The biggest mistake I see agents make in farming is choosing a neighborhood without a scientific approach.  What do I mean by scientific approach? You need to rese...

10 Reasons to Buy a Home by Brett ArendsEnough with the doom and gloom about homeownership. Sure, maybe there's more pain to come in the housing market. But when Time magazine starts running covers that declare "Owning a home may no longer make economic sense," it's time to say: Enough is enough....

Gold Prices: Greed or a Warning?As we search the world for clues with regard to the state of the economy, there is one indicator that consistently stands out. However, it is difficult to determine what this indicator means. Throughout this period of economic recovery from the recession, gold pric...

The Personal Comfort of OwningThe seemingly endless run of bad hous ing news is discouraging some potential home buyers from considering a purchase. But the truth is that the advantages of homeownership have very little to do with investment gains. The best things about owning a home have a lot m...

FHA Changes the Rules and CostsThe most popular government mortgage program, FHA, has been busy changing the rules to make sure the program stays strong. Two major changes were released recently and are effective October 4.The minimum credit scores and downpayment requirements for FHA-insured loa...