Spring Market Optimism     The spring season usually brings an increase in buying and selling to the real estate market, and housing experts are mostly optimistic that this spring will be even better than recent years. Some signs are already there: Housing inventories are declining, housing affor...

Agency Eases Refi Guides  Freddie Mac has eased its underwriting formulas to boost the number of homeowners who qualify for the government's home loan refinancing program. Changes made last year to the government-backed refinancing program and fully implemented in mid-March were designed to make ...

Good News Pause?       It is obvious based upon the numbers we have seen in the past month that the economic recovery is not getting stronger. This does not mean that the economy will not heat up later this year, but at this time the recovery is remaining tepid to say the least. While many would ...