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"Excuse-itis" What's Your Favorite Flavor? - 07/30/09 07:16 AM
We made calls yesterday to Real Estate Offices, and New Construction Subdivisions... and we got "Excuse-itis" everytime we got out of the car! These places were all within 10 square miles of each other - so you would think the "health" of Real Estate in that little area would be relatively the same! At one stop, the Agents were B-U-S-Y! I mean they were so busy no one has time to learn about using FaceBook to connect with past customers! So busy no one has time to consider joining discussions on the hyper-local forums in thier office! These folks were B-U-S-Y!... (11 comments)
RE Barcamp Is Coming to Raleigh! #REBCRDU - 07/24/09 04:44 PM
Barcamp is coming to Raleigh! Not sure what that is? go to http://www.rebarcamp.com Wanna help? First Planning Meeting July 28, 2009 2:00pm to 3:00pm Cary's Barnes and Noble (directions here) Goals for this first planning meeting include: We expect to determine exactly when the "unconference" will be held,although we are concentrating on the First Friday in November. We also will decide who is going to "tie" down the location, work on sponsors, set up website, manage the PR and Twitter, round up "Thought Leaders," create a contact system for the planners, establish meeting times and distribute information about the event that (9 comments)
My 2cents on REBarcamp Virginia Beach 2009 - 07/21/09 05:53 AM
I went to RE BAR CAMP VIRGINIA BEACH last week - and camp back excited about holding one n the Triangle! Watch this to get an idea of the "toe-to-toe" networking that happened! Thanks Justin for putting this together! Via Justin Williams - Loan Officer (Prosperity Mortgage):
My 2cents on REBarcamp
Well I recently had the honor to actually attend a REBarcamp event here locally in Virginia Beach. Thank you so much to Tina Meritt and the rest of the volunteers that has helped make this happen. I have to admit I was a bit jealous witnessing all the Tweets, (9 comments)
FHA Downpayment Guidelines for NC - You might be Surprised! - 07/20/09 05:13 PM
Are you a First Time Homebuyer, dreaming of the day when you can sit among your boxes, in your new home? HUNDREDS of first time homebuyers in Cary, Apex, Holly Springs are doing just that, and taking advantage of the now "famous" $8000 Downpayment Assistance program available through NC Housing Financing! These same people are purchasing wonderful $300,000 plus priced homes using FHA Financing! The North Carolina Housing Finance Agency, is advancing up to $8000 as a credit to buyers for their 3.5% downpayment. (of course there are some income qualifications, etc) Here are some other ways you CAN obtain the 3.5% (2 comments)
Will the $8,000 first time home buyer tax credit be extended or even expanded? - 07/15/09 11:04 AM
This is very detailed information for First Time Homebuyers. We are working with several people who are hoping to improve their credit, or save money for closing costs (or an FHA downpayment!)! I think this is very good news for the economy! If you want to see if you QUALIFY for the First Time Homebuyer $8000 tax credit that is CURRENTLY available - click here.
Via Team Jodi - Chapel Hill Real Estate, Durham Real Estate (Jodi Bakst, Broker @ The Home Team): Right now, there are 5 bills being presented in Congress which either extend or expand the current $8,000 (7 comments)
Quick Tip To Share - Ant Repellent AND IT'S GREEN! - 07/15/09 10:56 AM
We've really had those little tiny Ants in our house this summer! This really works! Thanks Leesa! Via Leesa L. Finley, REALTOR® Wake Forest NC Residential & Commercial (CIRCA PROPERTIES - Your Wake Forest/North Raleigh Specialist): I keep running across these tips for everyday household remedies so I thought I would share them! My first was by necessity - Quick Tip To Share - Garbage Disposal Cleaner AND IT'S GREEN! and then Nevin Williams with First Priority Financial shared one that I thought was pretty cool - Quick Tip! His was all about getting dried on foods in microwaves "un stuck". Nevin - if (1 comments)
USDA Home Loan Underwriting Updates - 07/15/09 09:54 AM
USDA is quickly becoming one of the Country's most popular mortgage loan programs, and with that, the USDA Rural Development Offices are getting backlogged! USDA Home Loans are 100% (plus) mortgages - for more information about the program click here. Because of this increase in volume, there have been several recent AN (Adminsitrative Announcements) from them regarding documentation types, and clarification of guidelines. Gift funds are allowed with USDA Home Loans, however gift funds are not considered as cash reserves, or as a compensating factor. Gift Funds may be used for closings costs, voluntary downpayment, and to cover the guarantee fees, however (3 comments)
USDA Mortgages and Risk Based Pricing - 07/08/09 03:37 PM
Risk Based Pricing is a term now used by mortgage lenders to refer to how mortgage loans are Priced. A mortgage with a higher risk to the bank has a higher price, or interest rate. A loan with a lower risk of default for the back, has a better price / rate. There are several factors that currently make up the "risk" matrix. Here are a few of the items that might affect the rate: Borrower Credit Score and Capacity to make payments (Debt to Income Ratio/ DTI) Property Condition and Location Documentation Type (did you provide income documentation and asset (2 comments)
Broke? You're in good company! - 07/08/09 02:28 PM
With MJ's parting this week - it reminded me of a book on my shelf... THEY WENT BROKE?! by Roland Gary Jones MC Hammer, born Stanley Kirk Burrell, sold some 18 million copies of his album, Please Hammer Don't Hurt 'Em. Even though he won Grammy's and earned over $50 million in the 1990's - he filed Bankruptcy. "It's time to stop the bleeding and get on with my life," he told one reporter when he filed.
John Wayne, Sam Walton and Donald Trump all sufferd financial hardships too! John Wayne at one time invested millions into get rich schemes from, "Hair (5 comments)
Hey Joe! Lower Rates Might Help! - 07/06/09 07:58 AM
"We misread how bad the economy was"This is the comment made by VP Biden this weekend as he tried to explain why the administration first declared that unemployment would go to around 8% this year and last week we saw much higher numbers... and many folks are saying that the unemployment numbers are actually worse than reported, because so many more American's are parttime employees!I'm not being a "Debbie Downer" here, I'm merely pointing out that Paul Krughman and Gordon Brown (who meets with Obama this week at the G8) both said that we need MORE / ADDITIONAL Stimulus based upon the (7 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.