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apex: FHA Downpayment Guidelines for NC - You might be Surprised! - 07/20/09 05:13 PM
Are you a First Time Homebuyer, dreaming of the day when you can sit among your boxes, in your new home?
HUNDREDS of first time homebuyers in Cary, Apex, Holly Springs are doing just that, and taking advantage of the now "famous" $8000 Downpayment Assistance program available through NC Housing Financing!
These same people are purchasing wonderful $300,000 plus priced homes using FHA Financing!
The North Carolina Housing Finance Agency, is advancing up to $8000 as a credit to buyers for their 3.5% downpayment. (of course there are some income qualifications, etc)
Here are some other ways you CAN obtain the 3.5% … (2 comments)
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apex: Free Financial Analysis in Cary, NC by Leading Expert! - 01/28/09 09:43 AM
I just received the note below from one of the BEST Financial Planners I know! It is very generous, and valuable, as the offer comes from one of the most sincere people in the business. I highly recommend Paul Pitman - and suggest that if you, or someone you know, is facing a layoff - call him. This is not the time to go it alone!
"In light of the current economic climate and the vast number of people that are being laid-off and downsized, The Preferred Client Group, a private financial consulting firm based in Cary, NC has announced that until March 30, … (7 comments)
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apex: FREE Birthday Treats in RTP! - 01/05/09 10:07 AM
CAN YOU BELIEVE THIS? I had no idea places like this gave away free stuff! I think it's an great TWEET! (and treat!)
Via Stanton Homes - Penny Hull: Raleigh Area Custom Home Builder (Stanton Homes Inc - Raleigh Custom Homes):
Raleigh Relocation Package
Free Birthday Treats for Adults and Kids! Where To Go For Your Birthday in Raleigh NC Sometimes birthdays just don't seem that fun anymore.
But remember the days of treasure hunts and big parties? Bring that wonderful, exciting birthday feeling back with free birthday treats! There are some great businesses and restaraunts in the Raleigh/Triangle area that … (5 comments)
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apex: NC Week in Review 12/7 to 12/14 - 12/17/08 12:15 PM
Welcome to the VERY FIRST North Carolina Week in Review!
I'd been thinking about this for a while... and I wanted a way to give encouragement to folks who are just starting out in NC on Activerain, and show them some of the great things we're doing!
With the NC Week In Review I'm going to highlight the best posts I found written by folks in the state... I'm also going to highlight some posts that are good - but could be better. I'm not being critical, it's just that if you don't post to any GROUPs... it's unlikely your post will be seen! If … (30 comments)
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apex: My Customer Was Interviewed by the WSJ! - 12/16/08 08:11 AM
There's an article regarding the USDA program in today's Wall Street Journal. It's a POSITIVE program, with low default rates, no money down, and no mortgage insurance! Rates (as I write this) are below 5.5%...
and the USDA Mortgage Program is so popular, it's about to run out of money...
I've contacted my Senator to ask him to read the article, which highlights our customer Erick Moore (who has a beautiful wife and one of the smartest 3 year olds on the planet!)! Erick learned about the program from a post I wrote on AR.
I urge you to read the WSJ … (10 comments)
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apex: Problems Refinancing from Conventional Loan to a Government Loan - 12/09/08 11:47 AM
For fun an giggles, let's say you bought a property in Feb. of 2008. You got a Heck of a Deal - and you purchased the home for $237,000. The appraisal in February was for $245,000 (and the appraiser thinks it's worth more now). The loan in February was a conventional 100% Community Reinvestment loan (those are no longer available). Your credit is good, you qualify, and since your rate is currently 6.875% - you'd like to refinance.
BAD NEWS! If you are in North Carolina, and you want to refinance you must wait until February of 2009, because there are no … (1 comments)
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apex: How to Get Your 4.5% Mortgage! - 12/03/08 04:08 PM
I can not tell you how many people have told me TODAY that they heard rates are going to 4.5%!!!
From your mouth to God's Ears!
As I write this, rates are close to 5.0%... but it's still quite a stretch to get to 4 ANYTHING... so should you just wait?
The reality is that the mortgage business has gotten pretty L-E-A-N on the "back" side... what I'm saying is that the layoffs (it's estimated that more than 200,000 jobs have been lost in the mortgage business) affected closers and UNDERWRITERS... underwriting times are already over 2 weeks in some places.
… (12 comments)
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apex: Change in Business Plans - Take out Fear of Financing (ASAP!) - 11/12/08 09:11 AM
This is one of those NO BRAINER wake up calls we all need. I just finished Accountability Coaching - and they reminded me that I need 12 to 20 Exposures every day... not to my real estate partners, but to the PUBLIC. Writing notes, sending personal emails - reminding folks what I do.
Then I should have 3 presentations to Real Estate Partners A DAY... reminding them what I do, and helping them with their marketing!
Well, if you're a real estate partner that I meet in the next few weeks - this is going to be part of what we … (10 comments)
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apex: FHA Mortgage Program is AWFUL! - 10/20/08 03:11 PM
Use to be, I could get all the business I wanted just concentrating on my referral partners in Cary. With business such as it is, I now find myself heading further out to hook up with borrowers and referral partners. I've been listening to CNBC as the market works it's way up and down.
Maybe you've listened to XM too and heard the fella' who says, "It's the Biggest No Brainer In the History of Earth!"
The guy on XM now has a newer ad out about the Mortgage Bailout Bill. Click here and see if you think he might be … (17 comments)
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apex: NAHB Looking For Grassroots Effort - 06/17/08 08:36 AM
The National Association of Homebuilders believes we need an Emergency Stimulus Bill... afterall, housing starts are at the lowest since 1991 (and as Tanta notes "completions followed starts off the cliff...).
The package, according to NAHB needs to include a "temporary tax credit for HomeBuyers," and, in thier Online Newsletter, they urge all members to contact their Representatives as part of a ground swell grassroots efforts. Apparently CTX has already sent 6000 letters!
"At the top of the list of provisions that are needed, he said, is a temporary home buyer tax credit to stimulate home buying and reduce excess inventory. To maximize … (3 comments)
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Eleanor Thorne 919-649-5057 Cary Mortgage Loans
Cary,
NC
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Steve Thorne NC Mortgage Experts
Address: 111 Corning Road, Suite 230, Cary, NC, 27518
Office Phone: (919) 649-5058
Cell Phone: (919) 649-5057
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