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cary mortgages: Kiddie Condos are Not Just for Kiddies! - 07/20/08 03:47 PM

Kiddie Condo Loans refer to a FHA provision that allows for non-occupying co-borrowers.  Parents like us, with kids in college, come out a LOT better owning a unit with the student, and renting it back out.  We've done many of these for our friends - and most of them were NOT condo units.  It's just an industry slang term for the loan that only requires a minimal invstment (less than 5% normally covers all costs), and does not require the student to be employed full time - or have a credit score established.
We used this program for a family … (3 comments)

cary mortgages: Buying A Home While Self Employed in NC - 07/16/08 04:15 PM
Are you a professional fisherman - or are you just "fishin'" for sales?  Either way, if you are self-employed and you want a new home in North Carolina there's some important steps you need to take!  North Carolina has been the LEADER in creating Preditory Lending laws that help insure "unsavory" lending practices do not continue to add to the "credit crunching" mortgage meltdown.  Unfortunately, that has a direct affect on the "ease" for a self employed borrower who needs a loan. Is it IMPOSSIBLE??  NO! 
Get your credit checked.  As an owner of a business, you already know how important it is … (6 comments)

cary mortgages: Magical Mortgage Programs - 05/28/08 02:42 PM
Our Mortgage Loan Programs...
are designed for REAL People...
Don't you hate reading those ads that say, "Good Credit, Slow Credit, No Credit, No Problem?"  Are they kidding?!  Yes!
If you have credit problems, it's a problem.  It can be solved, but it takes the right credit advocacy program, the right loan officer and the right company...it's not magic.
HERE'S A CONCEPT!  We are a 100% referral based company.  If you get bad service you are not likely to refer your friends and family to us!  We look for the best loan program, and the right credit solution, for your circumstances.  The program … (4 comments)

 
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Eleanor Thorne 919-649-5057 Cary Mortgage Loans

Cary, NC

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Steve Thorne NC Mortgage Experts

Address: 111 Corning Road, Suite 230, Cary, NC, 27518

Office Phone: (919) 649-5058

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