Real estate blog entries tagged with fico by Eleanor Thorne 919-649-5057 Cary Mortgage Loans (First Financial Services, Inc)

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fico: Credit Boo-Boo's - 02/16/09 09:30 AM

This is a repost from last year....
Does your credit look like a train wreck? I've talked to several clients recently who hit a rough spot - and are working their way out. They had some questions I thought other people might need answered too!
How long does negative information … (3 comments)

fico: FICO No Longer Available to Consumers - 02/05/09 02:37 PM

Yesterday, Experian and Fair Isaac decided to end their relationship... and the result will be that in a few weeks, Consumers will no longer have access to their FICO scores.
"Currently, myFICO.com is the only place you can purchase your FICO scores based on your three credit reports
from Equifax, … (9 comments)

fico: READ THIS Credit Score Requirements C-H-A-N-G-I-N-G! - 01/23/09 02:43 PM

Everybody needs to Move it, Move it, Move it!!!
'Cause minimum credit scores are going UP!
I'm not talking about folks having BAD credit and having trouble buying a home... but I have a borrower right now that has a 618 score - NO LATE PAYMENTS. He has 20 years of … (31 comments)

fico: If Your Score is Less than 620 - Interest Rates Are Going UP! - 01/09/09 01:44 PM

Just received an update from a MAJOR investor that credit scores less than 620 are going to be priced SIGNIFICANTLY higher beginning Monday, January 12, 2009.
This is significant for folks who are purchasing, and using USDA or FHA/VA financing tools. The "hits" for scores between 600 and 620 today are … (12 comments)

fico: Do You Have Credit Boo Boos? - 02/27/08 02:07 PM

Does your credit look like a train wreck? I've talked to several clients recently who hit a rough spot - and are working their way out. They had some questions I thought other people might need answered too!
How long does negative information stay on a credit report?
The Fair Credit Reporting … (7 comments)

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