mortgages cary: ICE Your Phone... In Case of Emergency - 07/21/08 03:40 PM
My daughter ICE'd my phone today - and now I want you to ICE yours too! (her brother showed her how to do it...)
Take a moment and add ICE as a contact on your phone. Our son has been working for the police department in Cullowhee, NC parttime while he … (23 comments)
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mortgages cary: Kiddie Condos are Not Just for Kiddies! - 07/20/08 03:47 PM
I was reading a post by Jeff Belonger about Kiddie Condos, and I was reminded of a loan we closed last month...
Kiddie Condo Loans refer to a FHA provision that allows for non-occupying co-borrowers. Parents like us, with kids in college, come out a LOT better owning a unit with … (2 comments)
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mortgages cary: Buying A Home While Self Employed in NC - 07/16/08 04:15 PM
Are you a professional fisherman - or are you just "fishin'" for sales? Either way, if you are self-employed and you want a new home in North Carolina there's some important steps you need to take! North Carolina has been the LEADER in creating Preditory Lending laws that help insure "unsavory" lending … (4 comments)
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mortgages cary: A Different Angle on Relo Business - 06/15/08 01:30 PM
In NC - at least in my little corner - it seems like most of our business is from folks who are relocating here. Many Many years ago a friend of mine told me that one of the first things you notice in a relo market are the license plates... kinda' … (4 comments)
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mortgages cary: Keep a Copy of Dubya's Check, Ya'll - 05/05/08 06:34 PM
If you are applying for a USDA, VA or FHA loan, you might be asked to write a "Letter of Explanation." You might be asked to explain, for instance, why you had a 3 month gap between graduating from college two years ago and getting a job that August.
You might be asked to … (12 comments)
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mortgages cary: Bear Stearns and Rates - 03/17/08 01:17 PM
CNBC Said this was going t be the most historic trading day of this Century... because Bear Stearns was being sold to JP Morgan for $2 a share. Normally, bad news in the Economy is GOOD NEWS for mortgage interest rates. But these days we are not dealing with normal.
Rates have gone … (1 comments)
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mortgages cary: Hidden Gem In The Rain! Old Denver! - 03/13/08 11:14 AM
My friend, and mentor, Leesa Finleyasked me to help find a GEM on ActiveRain! I believe Leesa does one of the BEST JOBS of highlighting her little backyardon Localism out there - I mean how many of us can say we've gotten THANK YOU NOTES from businesses that we highlight on … (7 comments)
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mortgages cary: History is Being Made in Mortgage Lending - 03/06/08 12:23 PM
If you are interested in purchasing a home - you want to know what rates are doing - and what you should watch, right? Well, for the last 20 years I've been telling people it's pretty easy to figure out what's going with rates, because we are in a cyclical business … (6 comments)
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mortgages cary: FHA and Fannie/Freddie Loan Limits Higher EDIT - 02/08/08 12:26 PM
The Stimulus Package might actually help... The Senate kept the language in the Rebate and Economic Stimulus package that raises the loan limits for FHA, Fannie Mae and Freddie Mac. THIS IS VERY good news for thousands of people seeking financing this year!
We believe that this should bring additional activity for home … (25 comments)
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mortgages cary: Thanks Mike! (My AR Testimonial) - 02/06/08 07:24 AM
So I was driving home yesterday...and I noticed I'd missed a call, checked my voicemail and let out a big ole' YAHOO! fist pumpin' and all (not very lady like)! MAN was I psyched! I'd gotten my second call that day from people wanting to know if I could help them … (15 comments)
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mortgages cary: Suzy ORMAN on Real Estate - 01/08/08 02:28 PM
Thought this was interesting... spoke with a client yesterday who said she wasnted to SELL - but SUZY said DON'T! Tried to explain to the seller that we don't live in one of "those" areas...
… (14 comments)
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