nc: How to Get Your 4.5% Mortgage! - 12/03/08 04:08 PM
I can not tell you how many people have told me TODAY that they heard rates are going to 4.5%!!!
From your mouth to God's Ears!
As I write this, rates are close to 5.0%... but it's still quite a stretch to get to 4 ANYTHING... so should you just wait? … (8 comments)
nc: The Different Kinds of Mortgage Insurance - 12/01/08 04:03 PM
Most folks want to avoid PMI... but they don't realize that they are happily paying a "kind" of mortgage insurance no matter what kind of loan they are getting!
Mortgage Insurance is not the insurance that covers you if you die, or are disabled and can not pay the mortgage... it's … (4 comments)
nc: Stone Creek Village Holiday Event 11/22 - 11/17/08 06:43 PM
Steve and I recently met the owners of most of the shops at Stone Creek Village, and we were excited about the event they are having this weekend! (Well, I'm excited about the pre-Holiday Shopping, Steve is more into the Holiday "Cheer" and the Band!)! If you have time on Saturday … (3 comments)
nc: USDA Home Loans in Holly Springs, NC - 11/11/08 04:29 PM
Here's a map from USDA showing where you can have a 100% loan, and where you can't use USDA financing. The shaded area in the top right portion of the map does NOT qualify... the rest of it definately does!
This is great news for folks who are looking for homes … (2 comments)
nc: The $7500 Downpayment Gift - 11/07/08 12:16 PM
Maybe you heard that Uncle Sam, who has been giving money out to just about EVERYBODY lately, has a check waiting for you... if you buy a house before next summer!
What is it? How does it work?
This is a tax credit and not tax deduction. It is a true … (8 comments)
nc: Financing Options For Purchasing Foreclosure Property - 11/06/08 11:32 AM
There are tons of people who know that we are at or near the bottom of the real estate market, and they are ready to purchase a home. Many of the folks we are talking to are looking at foreclosed property, because they believe they can get the best deals. … (9 comments)
nc: How Underwriters Currently Treat Income for VA Loans - 10/30/08 07:34 AM
We are fortunate to live near several Military Bases, and we are working with several folks who are using their VA benefits to purchase homes. Mortgage loans backed by the Veterans Administration are 100% loans based on the homes value, and do not generally carry location restrictions like USDA loans do... … (7 comments)
nc: Vote for Bodie Island Lighthouse! - 06/15/08 01:14 PM
With summer approaching you might be thinking about a nice trip to the beach... well, in NC we have some lovely lighthouses you should see! One of them is the Bodie Island Lighthouse.
In an email I received from Bett Padgett, the President of the Outer Banks Lighthouse Society - it appears … (1 comments)
nc: Durable Goods Lower - Rates to Follow - 12/27/07 09:25 AM
According to the most recent reports - New orders for long-lasting U.S.-made manufactured goods rose by a much less-than-forecast 0.1 percent during November and a key gauge of corporate appetite for investment also unexpectedly shrank, government data on Thursday showed. Separately, total applications for U.S. jobless claims rose by 1,000 last … (1 comments)
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I can not tell you how many people have told me TODAY that they heard rates are going to 4.5%!!!
