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refinance apex: Selling As You Separate - 06/28/08 11:48 AM
Lately, we've talked to several people who are going through a divorce - or WANT DESPERATELY to get out of a marriage.
Their real estate is holding them back.
I guess it's not surprising that folks with money issues are also having marriage issues - but there are important details they need to consider:
Who is on the Deed and who is on the note? Is there an escrow?  If not - who has the insurance policy?  Are the taxes current? If the separation agreement calls for one spouse to "buy out" the other spouse - are they qualified to do that? One … (8 comments)

refinance apex: The Day Before the Labor Report! Yippee! - 01/03/08 10:58 AM
For over 15 years, I've considered the First Friday of every month a special day... Labor Report Day! (I even went to Washington and WATCHED THEM deliver the numbers one time!  It's sad - I have no life.)
ANYWAY - so now the THURSDAY BEFORE THE First Friday is a BIG DAY!!  The ADP Employment Report for December showed that the private sector created 40,000 new jobs.  This is down significantly from November's revised number of 173,000 jobs.  Even after factoring in approximately 25,000 new government jobs created, the ADP Report signals that tomorrow's Jobs Report could come in at 65,000.  This is essentially in line with leading economist … (4 comments)

refinance apex: Refinance and Earn Holiday Dollars - 12/04/07 05:40 AM
There are multiple reasons to refinance now - especially if you have an EQUITY LINE on your home that is not getting paid down... rates are lower than they've been in a couple of years and Fannie Mae and Freddie Mac are going to be ADDING FEES that amount to at LEAST an additional point next year... but these aren't the ONLY reasons to consider a refinance NOW.
With holiday shopping days upon us, many folks are trying to figure out where that extra cash for presents will come from!  Gas prices have eaten up the extra 500 to 600 dollars … (1 comments)

 
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Steve Thorne NC Mortgage Experts

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