Real estate blog entries tagged with va mortgage loans by Eleanor Thorne 919-649-5057 Cary Mortgage Loans (Steve Thorne NC Mortgage Experts)

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Home : Blogs : Eleanor Thorne 919-649-5057 Cary Mortgage Loans : Eleanor's RTP Blog : Tag "va mortgage loans"

va mortgage loans: READ THIS Credit Score Requirements C-H-A-N-G-I-N-G! - 01/23/09 02:43 PM

Everybody needs to Move it, Move it, Move it!!!
'Cause minimum credit scores are going UP!
I'm not talking about folks having BAD credit and having trouble buying a home... but I have a borrower right now that has a 618 score - NO LATE PAYMENTS. He has 20 years of credit history...
He owes Best Buy and Macy's and Room to Go (And Amex, and Bof A for 2 cars, and Wachovia for a mortgage or 2). NO LATES. But his middle score is 618.
Well, according to our friends at Wells Fargo - pretty soon this borrower (who makes … (31 comments)

va mortgage loans: SAVE UP for your First Home! - 07/31/08 11:35 AM

If you're reading the headlines, and looking at the real estate section of the paper - you know that NOW IS A GREAT TIME TO BUY YOUR FIRST HOME!
The equity you grow, here in the Triangle, over the next 4 to 5 years should be significant... but the question is, can you still purchase a home with NO MONEY DOWN?
Well - yes, and no. If you or your spouse is a Veteran, yes. There are programs specifically designed for Veterans.
If you are considering a purchase in a more rural area, (like Fuquay, or Wendell or most of Johnston … (24 comments)

va mortgage loans: VA Guarantee Fees and Co-Signors - 06/17/08 01:51 PM

When you have a state that looks like this - you can be sure we see many Veterans purchasing homes!
The Veteran's Administration does not actually "make" mortgage loans - they guarantee those loans, similar to what FHA does. They charge a Funding Fee which is generally considered a form of mortgage insurance, intended to reduce the overall cost of the program to taxpayers. The funding fee fomula is currently 2.15% on no down payment loans for a first-time use. The funding fee for second time users, seeking a 100% loan is … (2 comments)

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Eleanor Thorne 919-649-5057 Cary Mortgage Loans

Cary, NC

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Steve Thorne NC Mortgage Experts

Address: 111 Corning Road, Suite 230, Cary, NC, 27518

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