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sacramento short sales: A Little Secret about HAFA Short Sales in Sacramento - 03/29/13 08:18 AM
When HAFA short sales first hit the scene in Sacramento, it was not uncommon to get many of these short sales rejected. That's because there were really no hard rules published about what will qualify a seller for a HAFA short sale. There were general guidelines for eligibility, but being eligible and qualifying are two different things. People get all excited when they are told they are eligible and they think it means they qualified for it, but that's not the case. If you are breathing, you might be eligible. You don't have to live in the home to qualify for (2 comments)
sacramento short sales: Short Sales in Sacramento Decline as Equity Sales Rise - 03/21/13 08:15 AM
You're probably not seeing this phenomenon yet in the real estate stats for Sacramento, but I'm telling ya that short sales are declining and equity sales are rising, and you can take that to the bank. I analyzed MLS a few days ago to see how many short sales were available and there were fewer than 10% of all the homes for sale in Sacramento. But I am also spotting it in my own real estate business. I'm talking with sellers, looking at the comps, thinking that yes, they could do a short sale, but there might be a way to (4 comments)
sacramento short sales: Has the Short Sale Train Left the Station in Sacramento? - 03/09/13 08:31 AM
People looking around in real estate for an opportunity to make money all seem to be gravitating toward short sales, especially in the short sale capital of the world in California. The REO home sales are pretty much down in markets everywhere and short sales have emerged as the distressed sale preference for many. As a result, I see more and more ads from guys trying to cash in on the phenomenon of short sales. The main problem is they're a day late and, as Chris Ann Cleland in northern Virginia would add, a dollar short. So, don't get sucked in. (5 comments)
sacramento short sales: The Month of December Recap for Sacramento Short Sales - 12/16/12 08:48 AM
The month of December is shaping up to be an excellent month for closing Sacramento short sales. It's not my best month all year, but 11 or 12 closings this month ain't shabby. And that doesn't count the residual, just my individual efforts. But due to the mortgage debt relief expiring and everybody's frenzied rush to close by year end, it's looking like the closings in January won't be as strong. What will be strong in January will be new listings. January and February will be huge months for new inventory for this Sacramento short sale agent. That can mean only (2 comments)
sacramento short sales: Wishful Thinking is Wishing People Would Do What They Say They Will Do - 11/29/12 08:03 AM
Some people would consider me an impatient person but you can't be impatient and sell Sacramento short sales. So, I would say those people are mistaken. I have a lot of patience. I tell that to negotiators, too, when they call and apologize for taking so long to find the answer they are seeking while we are talking. I just assure them that I am a Sacramento short sale agent, so I have a ton of patience. It comes with the territory. What I don't have a lot of patience for is real estate agents who make promises they can't keep. (8 comments)
sacramento short sales: Why a Short Sale is Like a Snowflake - 11/27/12 07:46 AM
I got the chance over the holiday weekend to experience a little bit of snow. OK, it was watching a few flakes fall from the sky and melt before hitting the ground from within the confines of a warm home with the heat on, but still, it counts. They were snowflakes. And it made me think about short sales. Doesn't everything remind me of short sales? See, that's how twisted this Sacramento short sale agent has become. Totally consumed by this odd phenomena of short sale land. But I also got to experience the other side of winter weather -- the (5 comments)
sacramento short sales: Thankful to Be a Sacramento Short Sale Agent - 11/21/12 04:13 AM
I am so happy to see Thanksgiving around the corner. In part, because I am thankful to have made a good living this year selling short sales in Sacramento. Yup, I know it sounds crazy to say I am happy that I am a Sacramento short sale agent, given all of the craziness inherent with this profession, but I am. I know I yelp and moan and complain about it, but I wouldn't trade this life for the world. Besides, nobody would ever believe what goes on in a short sale if short sale agents like me didn't talk about it (3 comments)
sacramento short sales: Trulia Doesn't Show Active Short Contingents in Sacramento - 11/13/12 07:52 AM
The thing about answering my own phone is even though I hear the phone number repeated in my ear, it doesn't tell me who's calling unless I look at my phone. Even then, I don't know who I'm talking to half the time. Yesterday, a guy called and demanded to know about a Sacramento short sale property he found listed in Trulia. I told him if he spotted a home to buy in Trulia it's probably sold, and offered up my website as a trustworthy place to look. This guy got very upset. He said he thought that Trulia had misled (3 comments)
sacramento short sales: Are Aliens Processing Your Green Tree Short Sale? - 10/25/12 08:00 AM
You really can't be an effective Sacramento short sale agent if you don't have a sense of humor. Because you've got to find a way to laugh during the day or you might decide to smash your brains into the concrete as a way to stop the pain. Especially if you're working on a Green Tree short sale, which can try the patience, I imagine, of even a Tibetan monk. I have a short sale with Green Tree that has four mortgagors. It's a Fannie Mae short sale and Green Tree is the servicer, having picked up this loan from the (9 comments)
sacramento short sales: Got a Mortgage With Bank of America and Want Out in Sacramento? - 10/18/12 07:42 AM
It's music to my ears when a seller calls to say she lives in the Sacramento area, has a mortgage with Bank of America and wants to do a short sale. This Sacramento short sale agent is probably the only happy person the seller has spoken to who has anything good to say about Bank of America. Sellers aren't used to this kind of attitude. Many have been through the wringer with Bank of America, trying to do a loan modification or just get a person on the phone who will say the same thing the last person said instead of (4 comments)
sacramento short sales: When An Agent Cancels a Sacramento Short Sale - 09/29/12 07:38 AM
Why do Sacramento short sale agents cancel a short sale? I do not know. It's not a practice that I follow. My clients will sometimes give up on a short sale but I do not. Early in my short sale experiences, back in 2005 or 2006, I ran into a couple of situations that I regret giving up on because they could have closed if I had tried a different approach. I believed the wrong people who told me it couldn't be done. But, see I learn from my mistakes. And I do not make that mistake today. If I list (9 comments)
sacramento short sales: Drawing the Line With a Short Sale Client - 09/23/12 08:10 AM
I work with people from all walks of life in Sacramento, but I draw the line at the looney tunes. You know which ones I'm talking about. The people with a screw loose. And that accounts for about 50% of the people lately who call this Sacramento short sale agent. Why am I attracting these people? Is it because everywhere they turn they see my name and Sacramento short sale agent so they call me? Or am I wearing a big 'ol sign on top of my head that flashes: Nut Jobs, Over Here? Or, is the economy so messed up (14 comments)
sacramento short sales: Legal Advice From a Sacramento Short Sale Agent - 09/10/12 07:26 AM
Ha, gotcha there, cuz it just ain't gonna happen. I don't care how ticked off a person gets, I can't give anybody legal advice, especially about a Sacramento short sale. Every so often a client will ask me to meet them at my office. I'm thinking to myself why? It's not like I can shoot any photos of their home out the window of my office. I can't attach a lockbox to the gas meter from the reception desk. My office does not have the only flat surface in Sacramento on which to sign a listing agreement. I've had clients offer (6 comments)
sacramento short sales: Turn of Events for Sacramento Real Estate - 09/08/12 06:48 AM
It's finally happened in my world in the Sacramento real estate market. I've been watching, watching, watching, and up until now have not seen it. Oh, I've read the reports that show the median sales price inching upward but that doesn't mean a whole heck of a lot in the overall scheme of things. Prices can easily fluctuate, especially on a per-square-foot basis, from month to month. Some of it is seasonal. Some of it depends on inventory numbers. People forget that when you are comparing 3 homes, the median price is always the middle. I am also seeing a big (2 comments)
sacramento short sales: A Hike to Elizabeth Lake at Tuolomne Meadows in Yosemite - 09/01/12 08:03 AM
There are any number of things you can do to get away from Sacramento short sales, I've discovered. As a Sacramento short sale agent, I am constantly inundated by short sales but that's by my own choosing. I am totally engrossed in what I do, as anybody who knows me can attest. I'm one of those odd ducks who enjoys her work; I derive tremendous pleasure, personal rewards, from selling short sales, and the monetary compensation is not bad, either. But every so often, just to stay sane, centered and focused, I need to get away. Take a break. Go on (8 comments)
sacramento short sales: Which Way is the Wind Blowing on That Chase Bank Short Sale? - 08/23/12 07:32 AM
The thing about selling tons and tons of Sacramento short sales is you eventually get to see it all. Even those slow moving Chase Bank short sales eventually close. But I have a Chase Bank short sale at the moment that seems to reverse course depending on which way the wind blows. One day, Chase says it must give the seller, oh, let's say 25% of what the house is worth in cash. Yes, you heard me right. 25% of market value in cash. Chase Bank is trying to get the seller to take that money. We don't know why. But (6 comments)
sacramento short sales: The Bank of America HAFA Short Sale That Just Won't Close - 08/17/12 08:01 AM
Most of my short sales do not go on for years. They don't even go on for months and months. The bulk of my short sales, even those short sales at Bank of America, tend to close within a reasonable period of time. I've closed HAFA short sales in 3 or 4 months, and some of the Freddie Mac HAFAs much faster than that. But when I'm looking at a Bank of America HAFA short sale, it just doesn't happen that way. Part of the problem is the fact Bank of America has outsourced its HAFA short sales to third-party vendors, (10 comments)
sacramento short sales: Why Things Don't Work Right at Fannie Mae - 08/08/12 06:54 AM
Honestly, I don't know why things don't work right at Fannie Mae. I know simply that no matter what kind of short sale bank I'm working with on a short sale, if the investor is Fannie Mae, it means problems. Problems for me, problems for the seller and, by extension, problems for the poor buyer. You'd think the government would fix Fannie Mae, but it can't. It can't fix Fannie Mae and it can't fix Freddie Mac, either. Here is a blog about Fannie Mae and Other Things That Don't Work Right. Photo: Shutterstock (7 comments)
sacramento short sales: How a Home Buyer Can Kiss Her Earnest Money Deposit Goodbye - 07/31/12 06:45 AM
We had a banner day in Sacramento short sales on Monday. While last week was one of those rare oddities in which it seemed that every time I turned around I was stepping into a big ol' pile of stinky dog poop, this week is definitely back on track. I am back to a relatively smooth running real estate business with little bumps in the road along the way but no major potholes. I received 4 short sale approval letters yesterday and 2 extensions. One approval was for a pool home in Carmichael. Another was for a Bank of America Cooperative (10 comments)
sacramento short sales: How to Get Rid of Your House After a Bankruptcy - 07/29/12 08:12 AM
Some things can come back to haunt. You might think you no longer own a home, for example, but you do. If a deed is not recorded, either from you or from an entity with the power to transfer title, you may still own that home. A client told me the other day that he didn't care if his short sale fell apart because he had included it in his bankruptcy. What he did not stop to consider is he was released from his obligation to pay the debt but he still owns that home. He's responsible for that home. You (31 comments)
Broker-Associate at Lyon Real Estate, midtown Sacramento. Selling since 1974. Home Buying Guide at About.com. Sacramento short sale agent.
Author Bio: Elizabeth Weintraub is a Sacramento real estate broker, author, home buying guide for About.com, a Land Park resident, and a Land Park agent who specializes in older, classic homes in Land Park, Curtis Park, Midtown and East Sacramento. Weintraub is also a Sacramento Short Sale agent who lists and successfully closes short sales throughout Sacramento four-county area. Call Elizabeth Weintraub at 916.233.6759. Put 35 years of real estate experience to work for you.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.