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short sale: How Down Syndrome Does Not Relate to a Nationstar Bank Short Sale - 03/07/13 07:57 AM
Who would write about Nationstar Bank and Down Syndrome in the same article? You know who. Yup, you're reading her words as they fly off her fingertips to the keyboard this very minute. Nothing is too sacred to write about. It just depends how you do it. Trying to stay politically correct while straddling that comedic high wire between falling off and killing myself (badly mutilating, I imagine) or making it to the other side is what I specialize in doing. Because I sell real estate in Sacramento. This is my business, and I've learned how to adjust to it over (12 comments)
short sale: The Dangers of Writing Overpriced Offers - 02/19/13 09:04 AM
Granted, it's much more of a problem if a buyer writes an overpriced offer on a short sale than for a traditional equity sale in Sacramento, but when there is financing involved, it's still a problem all the same. It requires more work on everybody's part, and it's often a battle to close escrow. The problem is the appraisal. If the home doesn't appraise at the amount the short sale lender agreed to accept, the short sale bank won't always back down and lower the price. Not only that, but now that short sale bank has a number in mind that (7 comments)
short sale: Bank of America to Pay Fannie Mae $11 Billion - 01/08/13 10:08 AM
The top four banking giants might soon dwindle to three if this keeps up. The bank settlements for improper foreclosure procedures / robosigning was part of the excitement in the banking industry on Monday, but Bank of America still leads the way with its $11 billion settlement with Fannie Mae. To pay the bill, Bank of America has been releasing servicing like crazy -- to do a service release means to sell the rights to service a loan to another entity -- sometimes right in the middle of a short sale. By dumping mortgages left and right, Bank of America is (2 comments)
Chris Ann Cleland wrote a blog about how an agent in her office views closing a transaction. It inspired me to write a blog this morning about what happens at closing for a Sacramento short sale agent. I had a bunch of closings on Friday and a bunch more will close on Monday. It's year end for the short sale business and many sellers want to close before January 1. Some are worried about taxes because of the mortgage debt relief expiring. Some are worried just to worry because it's in their nature to worry. Read more on my personal (7 comments)
short sale: Mortgage Debt Relief Extension Might Not Matter To You - 12/14/12 08:10 AM
If you live in California, you might not have to worry one little bit about whether the mortgage debt relief extension will happen. Because your short sale might not be affected by it. The problem is with the way we get our news today. We get it online and from dubious sources. People see a link in Google and they click on it, and they think it was written by God, when it was really created by some mouth-breather guy in Pocatello who wants to sell you Viagra. This Sacramento short sale agent talked last week with Ken Harney, the reporter (3 comments)
short sale: You Can't Buy and Then Short Sale - 12/09/12 08:37 AM
One of the golden rules of being a Sacramento short sale agent is I don't take listings from sellers who expect to do a short sale after buying a new home. I don't do it because I'm wasting their time, giving them false hopes, and that is against the Code of Ethics. I also don't do it because it's a waste of my own time and everybody else's time around me. It's a waste of time for my transaction coordinator, it's a waste of time for my escrow officer, and it's a waste of time for my company to drive over (8 comments)
short sale: Thankful to Be a Sacramento Short Sale Agent - 11/21/12 04:13 AM
I am so happy to see Thanksgiving around the corner. In part, because I am thankful to have made a good living this year selling short sales in Sacramento. Yup, I know it sounds crazy to say I am happy that I am a Sacramento short sale agent, given all of the craziness inherent with this profession, but I am. I know I yelp and moan and complain about it, but I wouldn't trade this life for the world. Besides, nobody would ever believe what goes on in a short sale if short sale agents like me didn't talk about it (3 comments)
short sale: Trulia Doesn't Show Active Short Contingents in Sacramento - 11/13/12 07:52 AM
The thing about answering my own phone is even though I hear the phone number repeated in my ear, it doesn't tell me who's calling unless I look at my phone. Even then, I don't know who I'm talking to half the time. Yesterday, a guy called and demanded to know about a Sacramento short sale property he found listed in Trulia. I told him if he spotted a home to buy in Trulia it's probably sold, and offered up my website as a trustworthy place to look. This guy got very upset. He said he thought that Trulia had misled (3 comments)
short sale: Propositions and Politicians: A Bank of America Cooperative Short Sale - 11/08/12 07:37 AM
I felt exhausted after voting this week. Didn't you? The election wore me out. Especially if you voted in California. Holy cow. In Sacramento, we had four pages on our ballot. Four pages of Propositions and Politicians! There were just too damn many things to vote for. You've gotta ask yourself why aren't the guys in Congress, the men and women we elected, doing this stuff? Why are they taking it to the people and making us decide? Huh? That kind of question makes about as much sense as what the banks are doing. Especially Bank of America and it's Cooperative (5 comments)
short sale: Death and the Short Sale - 11/06/12 07:33 AM
This isn't like the death of a short sale. This is death and the Sacramento short sale. Like a person who has died and his heirs or spouse or partner on the deed need to do a short sale. I have 2 of those types of Sacramento short sales I'm working on this week, and another that is coming up in January. Not that the person is dying in January, we don't plan that far ahead, no, no. But that the person has already died and the heirs just aren't up to dealing with it until January. There is little more (12 comments)
short sale: A Bank of America HAFA Short Sale Pays Ten Bucks a Day - 10/11/12 07:23 AM
What is it about those Bank of America HAFA short sales that make you want to poke out your eyeballs? You know what they say about insanity, right? Insanity is when you do the same thing over and over and expect different results. Well, I am not insane because I know when I accept a HAFA short sale transaction that I must negotiate through Bank of America, it will take a long, long time. It won't take the 30 days the government tells you it will take. It will take months and months and months. It could run into years if (11 comments)
short sale: Three Short Sales In and One Short Sale Out - 09/25/12 06:37 AM
I did a spot news interview yesterday with Ben at Channel 13 in my front yard in Land Park. The TV crew popped by to see what I thought about a Bay area investor buying 1,000 homes in Sacramento. I loaded them with stats from Trendgraphix that showed how we had more than 10,000 homes for sale 5 years ago and today that number has dwindled to less than 1,700. What do these investors think they're gonna do? Buy half the town in Sacramento? We are choking on no inventory. Even though there are very few homes for sale in Sacramento, (7 comments)
short sale: What Stays With That Sacramento Short Sale? - 09/09/12 08:01 AM
It's long been a problem trying to explain to home buyers what stays with a Sacramento short sale and what goes. That's because even real estate agents don't always understand what constitutes a fixture in real estate and what doesn't. Not only that, but they also don't understand that if a personal item is to remain and is part of the purchase contract, it must be noted in the purchase contract. Just because MetroList might state a refrigerator stays doesn't mean the seller is obligated to leave behind the refrigerator -- it must be stated in the purchase contract. MLS is (5 comments)
short sale: The Emotional Rollercoaster of a Carmichael Short Sale - 08/24/12 07:07 PM
I'm such a sucker for a short sale happy ending. It's what makes doing my job worthwhile. I love calling my sellers toward the end of the day to tell them their short sale has closed. I get notices in the morning from title to let me know, for example, that a loan has funded. Once a loan has funded, barring unforeseen circumstances, that short sale is going to close escrow. We just closed a Carmichael short sale that had been a long emotional road for sellers. They struggled for months about whether to sell as a short sale, and foreclosure (5 comments)
short sale: The Problem With the California Homeowner Bill of Rights - 08/13/12 06:36 AM
If you think the California Homeowner Bill of Rights is gonna help you to do a short sale, that would be faulty thinking. On the surface, it sounds good to say that it stops dual tracking. But that's not really the way it works. The Bill of Rights goes into affect on January 1, 2013. It's a little bit too late when it comes to a short sale, though. The help needed by most Sacramento short sale sellers is on the front end, not the back end. Read more about the California Homeowner Bill of Rights. Photo: Shutterstock (3 comments)
short sale: Getting Ready to Do a Short Sale? - 08/10/12 06:45 AM
The first step in getting ready to do a short sale is to realize that you are selling your home. This may sound like a no-brainer to you but many people do not realize that. They're not really sure what's involved with doing a short sale except that it's a solution for many people, so they want to try it, too. Much as I try to make sure people are prepared, human natures says sometimes they are not. They don't always know it. They're not always fully cognizant. Or, maybe it takes setting an appointment with a short sale agent before (7 comments)
short sale: Why Things Don't Work Right at Fannie Mae - 08/08/12 06:54 AM
Honestly, I don't know why things don't work right at Fannie Mae. I know simply that no matter what kind of short sale bank I'm working with on a short sale, if the investor is Fannie Mae, it means problems. Problems for me, problems for the seller and, by extension, problems for the poor buyer. You'd think the government would fix Fannie Mae, but it can't. It can't fix Fannie Mae and it can't fix Freddie Mac, either. Here is a blog about Fannie Mae and Other Things That Don't Work Right. Photo: Shutterstock (7 comments)
short sale: How to Get Rid of Your House After a Bankruptcy - 07/29/12 08:12 AM
Some things can come back to haunt. You might think you no longer own a home, for example, but you do. If a deed is not recorded, either from you or from an entity with the power to transfer title, you may still own that home. A client told me the other day that he didn't care if his short sale fell apart because he had included it in his bankruptcy. What he did not stop to consider is he was released from his obligation to pay the debt but he still owns that home. He's responsible for that home. You (31 comments)
short sale: Can a Seller Cancel a Short Sale After Lender Approval? - 07/28/12 07:29 AM
I tell Sacramento sellers upfront that when they sign a listing agreement with me, I will release them if they change their mind. I am not one of those Sacramento real estate agents who will hold a seller hostage against the seller's will. It's pointless to do. It's bad for my public image, and it's bad for the seller; there is no win-win in holding a gun to a seller's head. Sometimes, sellers have a change of heart, cold feet, whatever, and that's OK. I recall a few years ago a seller crying after signing a purchase contract. I had sold (12 comments)
Once the Rocky Mountains touches your heart, you're never the same again. John Denver or no John Denver. That's the thing about living in the mountains. A couple of my friends who came back to Nederland for the Reunion (the Reunion is for people who used to live in the area in the 1970s and 1980s) are seriously considering moving back. One lives in Texas and the other is from Florida. Here is a photo of the sky at 9,000' elevation. Can't you smell the pine?
Lady Jake and Red Ted are resting on a log after hiking the (11 comments)
Broker-Associate at Lyon Real Estate, midtown Sacramento. Selling since 1974. Home Buying Guide at About.com. Sacramento short sale agent.
Author Bio: Elizabeth Weintraub is a Sacramento real estate broker, author, home buying guide for About.com, a Land Park resident, and a Land Park agent who specializes in older, classic homes in Land Park, Curtis Park, Midtown and East Sacramento. Weintraub is also a Sacramento Short Sale agent who lists and successfully closes short sales throughout Sacramento four-county area. Call Elizabeth Weintraub at 916.233.6759. Put 35 years of real estate experience to work for you.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.