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Via RE/MAX Benchmark- "REMO@Remax!": Is there progress among servicers in the short sale world? REO Insider recently reported on how Deutsche Bank ranked top mortgage servicers based on short sale timelines. Here's how the rankings shook out based on mortgage type and average time to complete short sales. We know there's progress in the industry (agent education, new processes, HAFA, etc.), and we'd love to know what you think about this: Prime:1. GMAC - 6 months2. Citigroup's servicing arm CitiMortgage - about 7.5 months3. Wells Fargo - roughly 8 months (Countrywide - now owned by Bank of America - had the slowest (1 comments)
JACKSONVILLE WEST SIDE HOME - 06/26/10 07:22 AM
THIS AFFORDABLE HOME IN OAK HILL IS LOCATED ON THE WESTSIDE OF JACKSONVILLE FLORIDA AND CONVENIENT TO I295 AND I10. (0 comments)
Via Tony Cannon, e-PRO & Darcy Cannon, SFR - The C Team (ERA Realty Center): I saw this article on MSNBC.com and wanted to share it with you. It does contain a couple of D'oh lines about why these incredibly low rates aren't stimulating housing sales, but in all I find it interesting that our rates are still at record lows. If we could just get consumer confidence back, (that and job security) sales should start to rise. I personally don't think we will see an almost nationwide boom like we saw 5 or 6 years ago, but a healthy increase annually (0 comments)
Via Gabrielle (Kamahele) Rhind, Associate Broker (Tierra Antigua Realty, Tucson AZ Real Estate): If a home is not selling - it's generally because of price. But many Sellers price their home well - and it still doesn't sell. So, what's the magic answer for when is the right time to drop the price of your home and by how much? Once, a Seller's said, "I am tired of owning this place, drop the price!" Easy enough - but others resist, they won't - can't - aren't ready, or just feel if they hang on a little longer - they will get their (0 comments)
POINT MEADOWS CONDO - 06/24/10 07:47 AM
THIS WONDERFUL CONDO LOCATED CLOSE TO 9A AND I95/I295 IS AFFORDABLE AND SPACIOUS! (0 comments)
Via Judy Chapman, REALTOR® ~ Luxury Home & Short Sale Specialist (Coldwell Banker Residential Real Estate): Yesterday, Fannie Mae announced that if borrowers strategically walk away from their homes, they won’t be able to purchase another house for 7 years. Strategic defaults — and the resulting foreclosures — occur when homeowners can afford to meet their monthly obligations but are so upside down in their mortgage, they decide to cut and run. To them, a lifetime of financial burden that traps them in their homes — unable to refinance and unable to move — just isn’t worth it. Fannie Mae, as (0 comments)
Via Dave diCecco (Coldwell Banker United): Everday Real Estate agents are taking listings for homes that they know are over priced for the market and the neighborhood they are in. In some cases a slight increase over a recommended price point is fine.. You have a little more bargaining room when negotiating. Why would the seller want to market their home where they are substantially over priced? I had a listing presentation where I asked the seller this question. In the course of going over my marketing strategy with him; I presented a detailed market analysis of the current homes in his subdivision and neighborhood that (0 comments)
Via The Scott Loper Team Lansdale & Harleysville PA Homes (RE/MAX Realty Group): As a followup to yesterday's blog, Damage Control: What to do Until Help Arrives, we wanted to do a piece on the leading causes of house fires. They are: Cooking and cooking equipment (accounts for 40% of all house fires) Space heaters Smoking Electrical (behind the walls - faulty electrical wiring) Electrical (lighting - mainly too high wattage of bulbs causing the lamp to catch fire or closet/attic bulbs with no protective covering causing nearby stored materials to catch fire) Candles Arson Blocked dryer vents Lightning Fireplaces So as (2 comments)
Via Marte Cliff (Marte Cliff Copywriting): A friend sent this tonight, and after I smiled my way through it, I decided I had to share.
Call on Copy by Marte for: Custom Web Copy....Agent Bios....E-mail Campaigns Newsletters....Postcards....Custom Prospecting Letters Articles....Blog Posts....Print Ads PLUS Pre-written real estate letters that save you time and money - and keep you in touch with your prospects.
Via Myers Jackson (Real Estate Auctions, Florida Real Estate): Online Only Auctions Court Ordered Estate Disbursement Property Orange Park, Florida This is a Court Ordered Estate Disbursement to settle the Estate of Annie Filmore. This highly visible property has been in the same family for over 100 years and now has been ordered to be sold at public auction. This commercial land auction will start closing Wednesday, July 7th at 2 p.m. Contracts will be written for the bidder with the highest and best offers. Register & Bid Today! OnlineOnlyAuctions.com Wednesday, July 7th @ 2 p.m. • 11.4+/- Acres • Commercial (0 comments)
Via Pam Robbins (Prudential Florida Realty): Fannie Mae Can Help Those Affected By Chinese Drywall Chinese Drywall was used in many states during the real estate boom between 2004-2006. It has been found to cause illness, terrible odor, and can corrode pipes, wiring and appliances. Just announced Fannie Mae will try to help out home owners with Chinese Drywall. The idea is to give home owners time to repair the problem without the burden of having to pay their mortgage. This falls under what Fannie Mae calls "unusual hardship". Fannie Mae's servicers will be advised to grant qualifying borrowers up to six months of (0 comments)
Via Lenn Harley, Homefinders.com, MD & VA Homes and Real Estate: CHINESE DRYWALL. . . MORE DELAY AND ABUSE OF THE AMERICAN HOME OWNER. Jay Markanich provides some good information for home owners who believe that they may have Chinese drywall in their homes. See previous articles by Mr. Markanich on the subject of Chinese Drywall. http://activerain.com/blogsview/1665299/chinese-drywall-gas-emissions-chart http://activerain.com/blogsview/1663015/chinese-drywall-problem-manufacturers-identified http://activerain.com/blogsview/1650162/i-just-want-to-apologize Markanich is on top of the Chinese Drywall matter. Sadly, the news clip also provides more insight into how the government does NOTdo much to protect the American home owners. From the beginning of this problem, home owners have been seriously damaged by this (0 comments)
ORANGE PARK HOME RECENTLY REMODELED - 06/22/10 07:05 AM
THIS LOVELY ORANGE PARK HOME IS LOCATED IN THE GROVE PARK AREA. WALK TO ALL SCHOOLS AND ORANGE PARK MALL. ONE OF THE BEST LOTS IN GROVE PARK AREA. THE HOME HAS RECENTLY BEEN REMODELED AND NEWER ROOF INSTALLED. (0 comments)
With the historic rate of foreclosures throughout the country, one question has repeatedly come up from renters, as well as the banks that held the mortgage. What happens to renters in a home that is foreclosed on? The general scenario The day is bright and sunny and the family of four is enjoying an afternoon together. They've paid their rent and they have paid it on time since first moving in years ago. This family is completely unaware that the landlord has defaulted on the property and that the servicer has foreclosed on the (1 comments)
OAKLEAF PLANTATION HOME 3/2 $128K - 06/21/10 07:32 AM
I HAVE HAD THIS HOME LISTED FOR QUITE SOME TIME AND UNFORTUNAELY THE BUYER WALKED AWAY LAST WEEK. IT IS LOCATED IN THE CANNONS POINT SECTION OF OAKLEAF AND VERY WELL PRICED. (0 comments)
Via Jim Frimmer, Realtor, Mission Valley, CA DRE #01458572 (Century 21 Award): I recently got called out for improper use of the word Realtor. I wasn't sure what I was doing wrong because I always capitalize it, although that is the third preferred use. The preferred use is REALTOR®. The second preferred use is Realtor®. However, the National Association of Realtors, recognizing that putting registered symbols or all-caps REALTORs throughout text can easily dilute the message of the text for the general public, allows the third preferred use of Realtor, with just an initial capital letter. In all instances, though, realtor with all lower case is (3 comments)
Via George Belleville (Keller Williams Select Realtors): Many people dream of becoming a real estate investor, but few actually do. It is a big step with great rewards, but it is a leap for many people. Twice this week I have had conversations with friends who find themselves in the position of being unintentional, if not accidentally, in the real estate investing business. Sometimes this occurs because you bought a new house and did not need to sell your current house, sometimes you find yourself with some “found” money that presents the option to you, or perhaps you inherited a property. Many (0 comments)
Via St.Cloud Homes & Land, LLC: SHABBY IS NOT CHIC- 3 WAYS TO INCREASE YOUR HOME'S APPEAL FOR UNDER $100. Everyone is tightening their belts in this uncertain economy. And most people worry about making ANY expenditure when considering selling their home. They are adversely opposed to spending money when the housing market is down knowing they will get less than expected. However, what they are not looking at, is how much more they will get when it sells and how much faster it will sell using only these 3 tips which cot less than $100. WHICH WOULD YOU RATHER BUY?
Via Omaha, NE Real Estate | Omaha, NE homes for sale ~ David Matney, CRS (Alliance Real Estate): Here are a few basic pointers for taking a better front photo.
A) Time of Day: The best time to take a photo is early morning or late in the evening. I took this photo in late evening and turned on the outdoor lights for added effect. B) Trash Cans: Remove the trash cans from the photo. Nothing is more pathetic than seeing a trash can in the photo of an expensive property. Take a few moments and remove the trash cans from (2 comments)
Via Derenda Grubb (CENTURY 21 Bessette Realty, Inc.): Louisiana is a WONDERFUL place to live and work. We have weathered the trials and tribulations of our State with four hurricanes in a five year time frame. Louisianans are so resilient; you would have difficulty deciphering this, with exception of the hardest hit areas. We have made tremendous milestones in recovery. I am very proud of our tenacious ability to recover after one devastating hit after another. We have are facing a HUGE ISSUE HERE! We have been able to come back and solve a lot of our problems, with many kind helping (1 comments)
Via MJ Anton (MJ Anton - Mortgage (Meridian Financial-FaithBasedHomeLoans)): Operation Stolen Dreams--South Florida Mortgage Fraud Operation Stolen Dreams resulted in the indictments of 86 individuals in South Florida for their participation in a series of mortgage fraud schemes that resulted in more than $76 million in fraudulent loans. Mortgage fraud ruins lives, destroys families and devastates entire communities, it's good to see that these "dirtbags" who are BIG TIME criminals are being held responsible for their destruction. The unscrupulous actions of individuals and companies who abuse the financial system and the trust of others for their own financial gain are immoral (0 comments)
Via Captain Wayne Rowlett (Rowlett Real Estate School): Florida Real Estate Brokerage, A Management Guide: 30-Hour Broker Post-Licensing, Version 3.0 Online Course 30-Hour Post Broker License Brokerage Management $79.95
Hours: 30 Price: $79.95 Based on the book Real Estate Brokerage: A Management Guide this dynamic course provides the students the tools they need to manage their own brokerage firm. Going beyond the principles and practices students have already learned - this new edition explores the skills necessary for building and managing a successful real estate brokerage. This 30-hour course provides a complete curriculum for FL real estate broker education.
Table of (0 comments)
Oakleaf Plantation Home for sale - 06/18/10 06:11 PM
THIS OAKLEAF PLANTATION HOME IS LOCATED IN CANNONS POINT AREA. THE ASSOCIATION FEE IS $50.00 PER YEAR AND THE CDD FEE IS APPROX $1115.00 PER YEAR. THIS IS A SHORT SALE AND THE BUYER BACKED OUT PRIOR TO APPROVAL LETTER. (0 comments)
Via Trent Cluley -- Pickens County Georgia Real Estate (Keller Williams Realty - Select Partners): Yes, My Buyer Has the Money to Buy . . . Does Your Seller Have the Money to Sell? Get the facts on the seller's ability to sell, before putting the home on the market!I believe it is pretty standard real estate practice in most areas to have a pre-qualification / pre-approval letter (or proof of funds), to submit to the seller along with the buyer's offer. It reassures the seller and provides the buyer a stronger bargaining position.In fact, experienced agents generally like to have a copy of this letter from the (0 comments)
What a beautiful reminder...Always wear your seat belt! - 06/18/10 09:05 AM
This makes the point and is just a nice way to get the message across. Via Jeanna Martinez (RE/MAX Access): What a beautiful reminder...Always wear your seat belt! My aunt sent this video to me and I just thought it was such a beautiful way to remind folks to buckle those seat belts! Usually these reminders are graphic and violent, this one is a little different!
Safe travels out there! Have a great and productive weekend!
Texas Law requires all real estate licensees to give the following information about (1 comments)
Grove Park Home in Orange Park - 06/18/10 07:38 AM
This Orange Park home is located in the Grove Park area. Newer roof,carpet,and paint. The backyard is one of the best in the neighborhood. (0 comments)
One Street: 3 Closings - 06/17/10 06:10 PM
< About a year ago, within a weeks time I listed 3 homes on a small street. All built in 2005, all short sales. Different lenders, and they also differed in 1st, 2nd, and 3rd liens. One closed in December, the next in February, and the 3rd tomorrow. I am so happy for the homeowners to be able to put this behind them. It's been a long year but worth helping them. Sometimes it's not always about the money, but I am extremely grateful to all that helped me accomplish this! Thank You All! **If you or someone you know needs help and information (0 comments)
Via Bielenberg & Associates: Another new Lender rule went into effect June 1, 2010 and this one may come as a BIG surprise if you aren't careful! So, don't make any big purchases until you leave the closing table! Fannie Mae implemented a new policy requiring Lenders to re-pull credit on the day before closing, to make sure that no new credit has been established since the original credit report was pulled. Any new changes to credit balances or assets, credit inquiries, new lines of credit, installments or additioanl debt will be considered and could alter the approval of your mortgage. In fact, such changes could delay (2 comments)
Lovely Orange Park (Lakeside Area) Home - 06/17/10 04:11 PM
This adorable Lakeside Estates Home is close to everything to do in the Orange Park and Jacksonville area. Public boat launch areas nearby and YMCA within walking distance. (0 comments)
Orange Park Affordable Home! - 06/17/10 04:02 PM
This Orange Park home has a 2 year old roof and newer windows. A private fenced backyard and walking distance to Elementary,Junior, and Senior Public Schools. (0 comments)
Via None: News wires are buzzing with reports that the Senate just approved an extension of the homebuyer tax credit's June 30 closing deadline. THESE HEADLINES ARE MISLEADING!!! The June 30 closing deadline has not been extended...but it was accepted as an amendment to the Tax Extenders Bill. Under the amendment, borrowers who signed purchase contracts by April 30 would be given three extra months to close their loan and still qualify for the homebuyer tax credit. The new deadline would be September 30, 2010. In a budget "point of order" vote taken this morning, the Senate actually voted against the bill (0 comments)
Via Chris Alston (Keller Williams Realty, Cupertino California): Adding Social Media Icons to Your Outlook Email Signature: Step 1: Search for the icons you would like on the internet. One useful site is www.iconfinder.net Download the icon you've chosen. Step 2: If you need to resize the icon, copy the icon onto a Microsoft Publisher document. On the Publisher document, you can resize the icon without losing quality. Save the finished icon by right clicking on it and selecting save picture as. Step 3: Under your email options, select the signature you would like to edit. Click on the picture icon and find (0 comments)
Via Candice A Donofrio, Broker Fort Mohave, AZ Txt 928-201-4242 : I enjoyed the recent post, "House Hunting As A Form Of Recreation-I Mean, It's Free, Right?" and it seems that most REALTORS who commented agree that gas and time are too valuable to waste on non-serious buyers. Comment #47 got my attention . . . Eric made the good point that no matter what the outcome, the REALTOR'S SOI is being expanded by touring a prospect. As a broker, I agree. It's good PR. A snip from this comment PARTICULARLY interested me: People go to car dealerships everyday looking at (1 comments)
Via Sean Kelley (Kelley Real Estate Group ): The Senate on Wednesday approved a plan to give homebuyers an extra three months to finish qualifying for federal tax incentives that boosted home sales this spring. The move by Senate Majority Leader Harry Reid would give buyers until Sept. 30 to complete their purchases and qualify for tax credits of up to $8,000. Under the current terms, buyers had until April 30 to get a signed sales contract and until June 30 to complete the sale. The proposal, approved by a 60-37 vote, would only allow people who already have signed contracts (0 comments)
SENATE APPROVES EXTENTION FOR CLOSING BEYOND JUNE 30TH FOR TAX CREDIT - 06/16/10 04:34 PM
I just received an email: the AP has published that the Senate has approved an extention up to September 30th of this year. This is such good news for buyers during this tough time in our economy. I know that this is especially encouraging for my buyers facing certain short sale transactions! (1 comments)
In Color - 06/16/10 03:26 PM
TESTING THE COLOR of this post red small print blue print testing GREY PRINT testing BOLD WORD OR WORDS this should be bold (0 comments)
Via Will Handley (Progressive Inspection Service): Home Inspection or Appraisal: What's the Difference? ASHI Sets the Record Straight for Homeowners and Buyers A home inspection is not the same as an appraisal What's covered in a home inspection report Inspections can save time and money whether moving or staying Des Plaines, Ill. (May 18, 2010) - According to the National Association of Realtors (NAR), existing-home sales jumped 6.8 percent in March after three straight months of declines, with first-time homebuyers accounting for 44 percent of existing-home purchases. In preparing to finalize their purchase, these new homeowners will be forced to learn what (1 comments)
Orange Park Home Sales Statistics For The Week - 06/16/10 08:18 AM
This chart demonstrates median sales price for Orange Park since 2000. Trulia has other helpful charts demonstrating number of sales for the same period. The area stats state that from Mar to May of this year we have had an average decline of 3% Orange Park Recently Sold Homes < (0 comments)
Via Mirela Monte, Your Myrtle Beach Real Estate Connection: Leonard Scott sent me a song after reading some of my blogs. He wrote it and performed it on his guitar. Listening to his weathered, raspy, fisherman's voice, punctuated by the irony of his words... It was so good, I just had to make a video for it and write a blog about it. Leonard, great job! I can't get your song out of my head! This song says it all. It is written and performed by one man, but it might as well be Louisiana's voice... BP's coming to take good (1 comments)
HOA's Sabotage Sales - 06/14/10 04:25 PM
I tried to find this again yesterday but someone rebloged and put it "upfront" so here it is again. I just want to ad one thing. If the CDD and HOA fees could be up to date that would be great. Especially not good to stick 1300.00 in attorney's fees on the property once discovered that a closing is coming up in 30 days and there is a bank with deep pockets involved. Via Concord Real Estate-Sellstate Concord Realty: This is an open letter to all the folks who sit on HOA Boards or live in a community that has an HOA. This is written (1 comments)
339 WILDWOOD LN ORANGE PARK FL 32073 $47,900 - 06/12/10 09:36 AM
Cinder Block Home in Orange Park is located close to public transportation and shopping. Walking distance to all schools. Home needs some work and does not qualify for FHA or VA. However may consider FHA 203k. (0 comments)
Via Nadine Larder (www.PrinterBees.com): If you are one of the agents who has one of the 51,000 listings posted on Facebook, then this post will seem obvious and redundant to you. If not, you should definitely read on.... Facebook has "The Marketplace" where many real estate agents post their listings. The wonderful part about the way Facebook works is that those listings show up to "your social circle" anytime someone in your circle enters The Marketplace. Right at the top of the page in my experience. If you are not using Facebook as a means to attract prospective buyers and to market (9 comments)
Argyle/Chimney Lakes Area of Jacksonville Florida - 06/10/10 02:40 PM
What a lovely home! Price just reduced. Oak Flooring and four bedrooms and 2 baths. New roof and garage door and opener. This home has been so well cared for. The yard is landscaped front and back with fenced backyard and seperate irrigation system. (0 comments)
This lovely home is all brick and waiting for a new owner. Close, within walking distance to the YMCA with all its amenities and swimming pool. Sidewalks for an evening stroll, and walking distance to elementary and junior high schools.
Via Liz Lockhart, GRI (CENTURY 21 Key Realty): Congratulations on negotiating the deal for the purchase of a home! You have probably been in a whirlwind of house-hunting and offering and counter-offering. Now you want to catch your breath and celebrate a bit. Not so fast! You have things to do, and they may be a little less fun than house-hunting. The clock is now ticking. One thing you should NOT do is go shopping for appliances, furniture, or a new car! I tell my buyers not to even give their names (muchless social security numbers and/or home addresses) to any salesperson between contract (1 comments)
Argyle/Chimney Lakes Home Price Reduced - 06/09/10 09:14 AM
Argyle Home Price Reduced today! This lovely home features all wood flooring, tile in kitchen and baths. Good for alergy sufferers. Very nice and clean, well manicured yard and new roof. (0 comments)
Fleming Island Pool Home - 06/08/10 06:48 AM
The price was just reduced to 249,900. This is a lovely home close to all Fleming Island Shopping and Schools without the CDD fees. (0 comments)
Middleburg Home On One Acre - 06/07/10 01:44 PM
This home is well maintained and the land is treed and shady. Great for this hot weather we are having! (0 comments)
Florida Mango's Sap will make you Itch - 06/06/10 05:05 PM
I love fresh fruit, any kind of fruit. But, I am especially happy to find free, fresh, and picked by me. I have lived in Florida for some 20 years now. So, while showing a vacant lot with a Mango tree, I decided to pick one. I never heard that they ooze a sap and are related to the poison ivy and poison sumac family. My face is swollen, one eye shut. I have never experienced anything like this since I was 10 years old and found out I was alergic to poison ivy.
If you are not familiar with how to pick Mangos (2 comments)
ORANGE PARK HOME IN LAKESIDE AREA - 06/06/10 07:30 AM
THIS HOME IS LOCATED WITHIN LAKESIDE SCHOOL DISTRICT. WALKING DISTANCE TO SHOPPING SUCH AS WALMART AND SMALL STORES. QUIET NEIGHBORHOOD WITH LOW ASSOCIATION FEES AND NO CDD FEES! Lexington Flyer 3 1 10 (1 comments)
Pool Home Fleming Island Florida $252,900 - 06/05/10 08:03 AM
This wonderful pool home in Fleming Island is immaculate in upkeep and just perfect for the discretionary buyer. The home is decorated in neutral colors, has a large kitchen and fireplace. It's location is in a small neighborhood of similar homes on a cul de sac street. Schools and shopping are within a 5 minute drive. Boating and Fishing and all sorts of outdoor activities are nearby as well. Black Creek and the St Johns river boast excellent fun and sun! (3 comments)
Take care of your New Home - 06/02/10 05:44 PM
You can make your new home purchase work for you in the years to come if you give it care.
A Financial Plan for Your Home Your home is probably the biggest investment you'll ever make. Create a financial plan that takes into account repairs, upgrades, mortgages, insurance, and taxes. Read Visit houselogic.com for more articles like this. Copyright 2010 NATIONAL ASSOCIATION OF REALTORS®
Bellair Subdivision in Orange Park Florida - 06/02/10 05:39 PM
Bellaire is a subdivision in Orange Park, located in the northernmost border of Clay County. The small cinderblock homes were built mainly between 1957 and 1975. In the early years of development, they were intended for military families on small budgets. Below is a typical Bellaire home now.
Bellaire Home in Orange Park Florida - 06/02/10 05:00 PM
Bellaire is a subdivision in Orange Park, located in the northernmost border of Clay County. The small cinderblock homes were built mainly between 1957 and 1975. In the early years of development, they were intended for military families on small budgets. Below is a typical Bellaire home now.
COMMUNITY GARDEN:A great place to network - 06/02/10 07:18 AM
A community garden is a great place to meet your neighbors and network too. Even the children in the community can get involved. Invest a Tax Refund in Your Home: $500 Projects Here are five great ideas for investing a tax refund in your home if you receive $500 or less back from the IRS this year. Read Start a Community Garden: Get the Community Involved Sow a community garden to save money on produce, eat better, and build relationships with neighbors. Read Visit houselogic.com for more articles like this. Copyright 2010 NATIONAL ASSOCIATION OF REALTORS® (0 comments)
Put your tax refund this year to good use! - 06/02/10 07:12 AM
SMALL IMPROVEMENTS GO A LONG WAY toward a more comfortable home! Invest a Tax Refund in Your Home: $500 Projects Here are five great ideas for investing a tax refund in your home if you receive $500 or less back from the IRS this year. Read Visit houselogic.com for more articles like this. Copyright 2010 NATIONAL ASSOCIATION OF REALTORS® (1 comments)
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