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house: Homeowners Insurance Q & A - 03/30/09 02:59 PM
What is homeowners insurance and what does is cover?homeowners insurance is the financial protection of your home structure and your possessions in it from natural disasters. A homeowners policy generally covers your home and the liability and legal responsibility you assume when an injury occurs on your property.Are there different types of coverage offered?Yes. Insuring a home is different than insuring a condo or a rented property. Also, coverage varies completely by how much you want to buy. For example, some policies offer fire protection of your home under the homeowners insurance policy while many do not. Some disasters are covered,
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