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Folks,

ask your Mortgage Broker about funding your loan through Impac Wholesale to take advantage of Fannie Mae's HomePath Loan Program.

This is an awesome program! Better than FHA! Here are some highlights:

  • No MI Required!
  • Up to 97% LTV (3% Down) for Owner Occupied
  • Up to 90% LTV 2nd Home (Vacation Home)
  • Up to 85% LTV Investment Property (Did I mention no MI?)
  • Up to 50% DTI
  • Appraisal Not Required! Sales Price is used to determine LTV/CLTV
  • High Balance Loan Limits Allowed Where Applicable

While there are many choices for HomePath, Impac Wholesale is your best choice!

 

 

Impac Wholesale in the News!!!
Elvin Lorenzo (Impac Wholesale)
National Mortgage News Great Quarter for Impac Friday, April 1, 2011 By Brad Finkelstein Impac Mortgage Holdings Inc., Irvine, Calif., saw its year-over-year earnings increase by more than 200% to $10. 3 million for 2010 as it returned to…
Feds Revamp Waitress Compensation Due to e coli Poisoning
Elvin Lorenzo (Impac Wholesale)
***Disclosure: This is an email message I received from someone on tbwsratealert. com*** Being in the lending industry today, especially in 2011, we are definitely living/working through some very interesting times! Every time friends and family…
It's Official, the New Good Faith Estimate Hurts the Consumer and the Industry!
Elvin Lorenzo (Impac Wholesale)
this one's a definite must read! Via Larry Bettag - Cherry Creek Mortgage : It's official: The New Good Faith Estimate is causing real pain to The Consumer and; The Real Estate Industry I've now spent two months working on…
Making Offers on Homes WITHOUT Filing 2 Years Tax Returns?
Elvin Lorenzo (Impac Wholesale)
Note: Just because you've filed your taxes, doesn't mean it's registered with the IRS! When it comes to verifying income of home loan applicants (buyer), accepting the face value of W-2's and Tax Returns presented at the time of application is…
A Contradiction Called, "The Pre-Approval Letter"
Elvin Lorenzo (Impac Wholesale)
As a wholesale lender that funds loans for mortgage brokers, I do not participate or issue out pre-approval letters on TBD's I understand that this can be very difficult for some sellers, especially, Bank Owned Properties who insist on…
You couldn't get a bad loan today if you wanted to...
Elvin Lorenzo (Impac Wholesale)
During the Christmas and New Year's Holiday I got a chance to catch up with a lot of my old friends and family and of course we got to talking about the mortgage and lending industry! Yes, believe it or not, this is still a very popular topic these…
Portfolio Program
Elvin Lorenzo (Impac Wholesale)
Hello, please see program highlights below of our Portfolio Program! Contact me today for more details…
 
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Elvin Lorenzo

Fairfield, CA

More about me…

Impac Wholesale

Office Phone: (949) 285-7539

Cell Phone: (707) 580-3491

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