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Hardship is in the Eye of the Beholder
Since January I've been working with a client on getting his house sold. It's a short sale. I know those are bad words for a lot of folks, so I apologize for hurting tender eyes by using them. But it is what it is.
My guy bought his house with his wife when they had two incomes, he was younger, and she was alive. While his wife was sick with cancer, my client had to retire from his job to take care of her. His income nearly cut in half when he did that. He refinanced his house to help pay her medical bills while she was sick. After she died, she left a heap of bills he had to pay - the company she had leased her car from demanded he pay the remaining balance on her lease contract!
Now his health is deteriorating so that he can't maintain the 3500 square foot house, he's down to one income, and the bills keep coming in. We got an offer on his house at full list price and submitted it to his bank with his hardship letter, income info, etc. His income information shows he's about $200 short from being able ... more

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