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Why Are LENDERS Sooooooo Stupid???
For the first time in my life (30 years off and on in real estate), I have had a listing for more than a year. Granted, most of this time, it was in escrow, 3 negotiators for the first and 3 negotiators for the second and delay after excuse after delay ad nausea.
 
After 8 months, the most patient buyer walked away, having paid for an inspection, an appraisal, and waiting above and beyond anyone else I have ever worked with.
 
I warned the first over and over that if they didn't accept the offer and give $7-8,000 more to the 2nd, they would lose tens of thousands of dollars. This wasn't a threat, merely a statement of fact that we were still in a declining market in this neck of the woods and the longer they took, the less the property would be worth.
 
With each subsequent CMA, I demonstrated a decrease in value. It fell on deaf ears.
 
I don't understand why banks are so inflexible with their policies. Chase refused to accept $3000 and was adamant that they would rather have nothing than $3000. Should this property go into foreclosure, they would get nothing. ... more

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