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Is Now the Right Time to Buy?

I get this question a lot lately. Is now the time to buy? Have we hit bottom yet? All debatable for sure. I think the answer depends on where you live and what your current financial situation is.
Personally I believe we are probably about half way through this foreclosure crisis. I believe this is a great time to be a buyer but of course a bad time to be a seller. Are we at the bottom? Probably close to it but there are great deals  all across the country, especially in areas like California, Florida, Nevada, Hawaii and Arizona where prices have slid between 30-55% percent.  There are great opportunities out there especially on short sales or bank owned properties. If you just can't sell right now consider renting your place out for a while until the market improves but make sure you can qualify with your property as a rental before putting an offer on another home.
Now more than ever is the time to make sure your clients are able to get financing, as you know loan guidelines are now very strict so make sure you have a client who is officially Pre-approved.
Interest rates are still very low ... more

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