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As Fed First-Time Buyer Credit Deadline Looms, Prospective Buyers Start to Scramble!
Last January, the deadline seemed like a million years away. 
But now, those first-time homebuyers wanting to take advantage of the Federal Stimulus Package First-Time Buyer Tax Credit have just over three months to close on their new home in order to qualify.  See Kathleen Lynn's story in today's Chicago Tribune for more details.
The prize?  A straight $8,000 Federal Income Tax Credit, which can either be taken next year, against 2009 income taxes, or this year, by filing an amended federal return for 2008.
And here in Chicago, it has many of our Team's buyers hustling to locate and close on their new home!
At the moment, Dean's Team Chicago has half a dozen buyers scrambling to locate their new home in advance of the November 30, 2009 closing deadline.  Backing out time for home inspection, appraisal, and mortgage approval, a contract targeting a timely closing date would have to be accepted no later than October 10th or so, to allow for adequate processing time.
Considering a short sale property, where the seller's lender takes less than is owed for the home? 
Allow extra time - often, short sales take over three months for the lending bank to process.  Further, ... more

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