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Don’t forget that house you just Purchased needs to become your Home.
A house is not a home until the personal touches are added. That wallpaper gets taken down and fresh paint is applied. Windows washed, flooring addressed either with new carpeting, shampooing the old owners out or maybe refinishing hardwood. 
First time home buyers need to allow for necessary items to make that house a home, some of which can get overlooked quickly and start to run up some heavy dollars real quick. The enthusiasm to have a new home and manageable monthly payments as low as possible, have buyers making large down payments. Before you make that big commitment, make a checklist of what you have to take in, and what will be needed. 
There is always the furniture to consider, unless a family member is making a gift of the not completely useless living room set. Appliances also need to be considered. Usually the kitchen will be acceptable as it is a necessity to getting the mortgage, but how good is that stove or refrigerator, and are you going to make weekly runs to the Laundromat? 
All the door locks need to be changed and lets not forget the simple basics like window coverings. Want to put up sheets to ... more

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