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MORTGAGE RATES SEPTEMBER 16, 2009
Mortgage Rates
September 16, 2009
 
CONVENTIONAL
                                        30 year fixed         5.125%      5.316% APR
                                         Example: $250,000 purchase price with 20% down or
rate/term refinance up to 80% loan to value.
  $200,000 loan amount. 360 payments. 740+credit score.
Monthly principal and interest payment of $1088.97
                                               
     30 year fixed          5.250%       5.443% APR
         Example: Cash out refinance up to 80% loan to value.       
  $200,000 loan amount. 360 payments. 740+credit score.
Monthly principal and interest payment of $1104.41
  
15 year fixed     4.500%       4.819 % APR
Example: $250,000 purchase price with 20% down or
rate/term refinance up to 80% loan to value.
$200,000 loan amount. 180 payments. 740+credit score.
Monthly principal and interest payment of $1529.99
 
FHA Rates
30 year fixed          5.250%         5.638% APR
Example: $250,000 purchase price.  $241,250 base loan amount (total $245,471). 360 payments.
Monthly principal and interest payment of $1355.50 ($1727.37 total payment PITI and MI*).
 

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