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Starter house or a multi-unit?
Many first time home buyers struggle with this question.  Do I buy a starter home that isn't quite what you want, or do you buy a multi-unit and owner occupy.  There is compelling arguments for both sides, and it is a question that should be thought about long and hard, especially if you are going to buy a 1-4 unit and become a professional landlord. Many first time home buyers are not even aware that they can purchase a 1-4 family building with the same financing that is available to them for single family homes.  Buying a multi family is a great way to leverage yourself into a larger purchase.  Things to consider when buying a multi family include, but of course are not limited to:Do you know enough about property management to manage the property yourselfDo you want to be a "live in landlord"Can you stomach the months of no rent, or worse vacanciesDo you believe that the area you buy in is going to give strong rents in the futureHaving a real estate agent who has experience with multi units can make a huge difference in your crucial first decision as a home buyer.
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