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The $8,000 Question: Do Mobile Homes Count towards the First-Time Homebuyer Tax Credit?
There has been a lot of confusion surrounding how mobile homes play into the first-time buyer tax credit. For the first several months after the tax credit was announced, I heard conflicting information from a variety of national real estate and tax experts. Several said that a mobile home owner could buy a house and get the credit. They touted the line of reasoning that many of us in the industry first expected would hold the answer; since a mobile home is not real property, the owners would be considered first-time buyers and could claim the credit.
However, when I had a personal contact in this exact situation ask me if they would qualify, I wasn't willing to take the word of an unknown author or even a single CPA. I decided to do some checking on my own and get it straight from the source. After spending about an hour on the I.R.S.'s website searching F.A.Q.'s I could see why there wasn't a clear answer. It wasn't covered in the F.A.Q. section.
I finally ended up reviewing the form that is used to claim the credit and read the instructions. I'm guessing they didn't see the need to include it in ... more

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