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First Time Home Buyers
Attention 1st time home buyers...by now you have heard about the opportunity from the Federal government with the 10% of purchase price up to $8000.00 tax credit.  Truly a wonderful opportunity however it is important for you to follow a progression in seeking out a new home.  First it is important to get a pre approval from a quality lender to determine just what your purchasing power is.  It doesn't make sense to start looking for a home with a price you have in mind if a bank will not loan you that amount of money.  If you start looking in the $100,000 price range just to find out later that the most you qualify for in a loan is $80,000, you will be setting yourself up for disappointment in having to lower your standards.  The second important thing to do is to find a qualified Realtor to help you navigate the waters of purchasing a home.  A buyers agent can truly be an asset in negotiating in your best interest. 
So just how does one go about finding a Realtor.  Perhaps speaking with friends or family that can recommend someone they have had a good experience with.  You may want ... more

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